David Pete v. Community Bank of Texas, N.A. and Alan Cramer Investments, Inc.

CourtCourt of Appeals of Texas
DecidedNovember 30, 2023
Docket09-22-00019-CV
StatusPublished

This text of David Pete v. Community Bank of Texas, N.A. and Alan Cramer Investments, Inc. (David Pete v. Community Bank of Texas, N.A. and Alan Cramer Investments, Inc.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
David Pete v. Community Bank of Texas, N.A. and Alan Cramer Investments, Inc., (Tex. Ct. App. 2023).

Opinion

In The

Court of Appeals

Ninth District of Texas at Beaumont

________________

NO. 09-22-00019-CV ________________

DAVID PETE, Appellant

V.

COMMUNITYBANK OF TEXAS, N.A. and ALAN CRAMER INVESTMENTS, INC., Appellees

________________________________________________________________________

On Appeal from the 136th District Court Jefferson County, Texas Trial Cause No. D-201,391-A ________________________________________________________________________

MEMORANDUM OPINION

David Pete appeals the trial court’s final summary judgment in favor of

Appellee CommunityBank of Texas, N.A. (the Bank), claiming that the trial court

abused its discretion in finding in favor of the bank. 1 We affirm.

David and Cecile Pete were both named as Plaintiffs in the trial court below. 1

Only David filed a notice of appeal. 1 Background

In 2008, David and Cecile Pete borrowed money from the Bank to finance the

purchase of a house. David and Cecile failed to make payments as agreed on the

loan, and the Bank declared them in default, but later reinstated the loan allowing

David and Cecile to make further payments. There were further defaults and a total

of three reinstatements.2 The maturity date of the final reinstatement was July 2,

2013. When David and Cecile again failed to make their payments on their third

reinstatement in 2013, the Bank again declared them in default and proceeded to

foreclose on the house. Alan Cramer Investments bought the home at a foreclosure

sale on March 4, 2014.

On March 2, 2018, David and Cecile filed Plaintiffs’ Original Petition against

the Bank and Alan Cramer Investments alleging claims for wrongful foreclosure,

breach of contract, Debt Collection Act violations, and negligence. 3 In November of

2021, the Bank filed a Motion for Summary Judgment and moved for a no-evidence

2 The record reflects three reinstatements: one on March 10, 2010, one on April 7, 2011, and one on May 1, 2012. 3 In his appellate brief, David alleges he and Cecile filed suit on March 17, 2016. The clerk’s record on appeal shows the Plaintiffs’ Original Petition was filed on March 2, 2018. The summary judgment evidence also shows that David and Cecile had previously filed a federal court action against the Small Business Administration and the Bank, and that suit was voluntarily dismissed July 5, 2016. In the Bank’s Summary Judgment Motion, the Bank alleged that in the federal suit, the SBA provided information showing that David and Cecile were defrauded by a person who was allegedly helping find a lender to refinance their home, but that person stole their money, and he was prosecuted for his fraudulent scheme. 2 and traditional summary judgment, arguing that David and Cecile’s claims for

negligence and debt collection violations were barred by the two-year statute of

limitations, and that David and Cecile had produced no evidence of one or more

elements of their breach of contract and wrongful foreclosure claims. The Bank

argued that summary judgment was proper as to all of David and Cecile’s claims

against the Bank, and the Bank was entitled to a judgment as a matter of law. David

and Cecile did not file a response to the motion for summary judgment.

On November 30, 2021, the trial court held a hearing on the Bank’s Motion

for Summary Judgment. David Pete appeared pro se at the hearing, and Cecile Pete

was also present. David presented a verbal argument at the hearing. The Bank

presented its argument, and the Bank reminded the trial court that David and Cecile

had not filed a response to the Bank’s traditional and no-evidence Motion for

Summary Judgment. After hearing arguments, the trial court took the matter under

advisement. On December 16, 2021, the trial court signed an Order granting the

Bank’s motion for summary judgment and dismissing David and Cecile’s claims

against the Bank in Cause No. D-201,391, and the trial court also included severance

language, severing the summary judgment and David and Cecile’s claims against

the Bank into Cause No. D-201,391-A, making the judgment in favor of the bank a

final appealable judgment. Only David filed a notice of appeal. Cecile Pete and Alan

Cramer Investments are not parties to this appeal.

3 On January 12, 2022, David filed a pro se notice of appeal. He also filed a pro

se brief on appeal.

Standard of Review

We review grants of summary judgment de novo. Cantey Hanger, LLP v.

Byrd, 467 S.W.3d 477, 481 (Tex. 2015). In our review we take as true all evidence

favorable to the non-movant, indulge every reasonable inference in favor of the non-

movant, and resolve any doubts in the non-movant’s favor. Valence Operating Co.

v. Dorsett, 164 S.W.3d 656, 661 (Tex. 2005). The Bank filed a combined traditional

and no-evidence summary judgment motion. See Tex. R. Civ. P. 166a(c), (i). When

a party files a hybrid summary judgment motion on both no-evidence and traditional

grounds, we first consider the trial court’s no-evidence summary judgment. First

United Pentecostal Church of Beaumont v. Parker, 514 S.W.3d 214, 219 (Tex. 2017)

(citing Ford Motor Co. v. Ridgway, 135 S.W.3d 598, 600 (Tex. 2004)). If the non-

movant fails to meet its burden under the no-evidence motion, we need not address

issues related to the traditional summary judgment motion. Id. (citing Merriman v.

XTO Energy, Inc., 407 S.W.3d 244, 248 (Tex. 2013)).

We review no-evidence motions under the same legal sufficiency standard as

a directed verdict. Painter v. Amerimex Drilling I, Ltd., 561 S.W.3d 125, 130 (Tex.

2018). Under this standard, the nonmovant has the burden to produce more than a

scintilla of evidence to support each challenged element of its claims. Id. If the

4 nonmovant does not file a timely response to the no-evidence motion for summary

judgment, the trial court must grant the motion provided it meets the requirements

of Rule 166a(i). See Tex. R. Civ. P. 166a(i) (stating that the trial court must grant a

no-evidence motion for summary judgment “unless the respondent produces

summary judgment evidence raising a genuine issue of material fact[]”); Helena

Chem. Co. v. Cox, 664 S.W.3d 66, 72 (Tex. 2023). A genuine issue of material fact

exists if the evidence “‘rises to a level that would enable reasonable and fair-minded

people to differ in their conclusions.’” Parker, 514 S.W.3d at 220 (quoting Merrell

Dow Pharms., Inc. v. Havner, 953 S.W.2d 706, 711 (Tex. 1997)). Evidence does not

create an issue of material fact if it is “‘so weak as to do no more than create a mere

surmise or suspicion’” that the fact exists. See id. (citing Kia Motors Corp. v. Ruiz,

432 S.W.3d 865, 875 (Tex. 2014)).

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Related

Ford Motor Co. v. Ridgway
135 S.W.3d 598 (Texas Supreme Court, 2004)
Valence Operating Co. v. Dorsett
164 S.W.3d 656 (Texas Supreme Court, 2005)
Merrell Dow Pharmaceuticals, Inc. v. Havner
953 S.W.2d 706 (Texas Supreme Court, 1997)
Fredonia State Bank v. General American Life Insurance Co.
881 S.W.2d 279 (Texas Supreme Court, 1994)
Barham v. Turner Construction Co. of Texas
803 S.W.2d 731 (Court of Appeals of Texas, 1990)
Giddens v. Brooks
92 S.W.3d 878 (Court of Appeals of Texas, 2002)
Mansfield State Bank v. Cohn
573 S.W.2d 181 (Texas Supreme Court, 1978)
Valadez v. Avitia
238 S.W.3d 843 (Court of Appeals of Texas, 2007)
Homer Merriman v. Xto Energy, Inc.
407 S.W.3d 244 (Texas Supreme Court, 2013)
McKellar v. Cervantes
367 S.W.3d 478 (Court of Appeals of Texas, 2012)
Kia Motors Corp. v. Ruiz
432 S.W.3d 865 (Texas Supreme Court, 2014)
First United Pentecostal Church of Beaumont v. Parker
514 S.W.3d 214 (Texas Supreme Court, 2017)

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David Pete v. Community Bank of Texas, N.A. and Alan Cramer Investments, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/david-pete-v-community-bank-of-texas-na-and-alan-cramer-investments-texapp-2023.