David G. Moyer and Wife, Wanda Moyer, and Justin D. Moyer v. Mary C. Blades; Mississippi Farm Bureau Casualty Insurance Company; and Progressive Insurance Company, Underwritten by Mountain Laurel Assurance Company

CourtCourt of Appeals of Mississippi
DecidedAugust 5, 2025
Docket2023-CA-01180-COA
StatusPublished

This text of David G. Moyer and Wife, Wanda Moyer, and Justin D. Moyer v. Mary C. Blades; Mississippi Farm Bureau Casualty Insurance Company; and Progressive Insurance Company, Underwritten by Mountain Laurel Assurance Company (David G. Moyer and Wife, Wanda Moyer, and Justin D. Moyer v. Mary C. Blades; Mississippi Farm Bureau Casualty Insurance Company; and Progressive Insurance Company, Underwritten by Mountain Laurel Assurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Mississippi primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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David G. Moyer and Wife, Wanda Moyer, and Justin D. Moyer v. Mary C. Blades; Mississippi Farm Bureau Casualty Insurance Company; and Progressive Insurance Company, Underwritten by Mountain Laurel Assurance Company, (Mich. Ct. App. 2025).

Opinion

IN THE COURT OF APPEALS OF THE STATE OF MISSISSIPPI

NO. 2023-CA-01180-COA

DAVID G. MOYER AND WIFE, WANDA APPELLANTS MOYER, AND JUSTIN D. MOYER

v.

MARY C. BLADES; MISSISSIPPI FARM APPELLEES BUREAU CASUALTY INSURANCE COMPANY; AND PROGRESSIVE INSURANCE COMPANY, UNDERWRITTEN BY MOUNTAIN LAUREL ASSURANCE COMPANY

DATE OF JUDGMENT: 09/25/2023 TRIAL JUDGE: HON. MICHAEL M. TAYLOR COURT FROM WHICH APPEALED: PIKE COUNTY CIRCUIT COURT ATTORNEYS FOR APPELLANTS: CHUCK McRAE ANNETTE ELISE BULGER MATHIS ATTORNEYS FOR APPELLEES: DAVID LEE GLADDEN JR. SAM STARNES THOMAS H. RICHMOND CULP III BRIDGET K HARRIS OWEN PATRICK TERRY ROBERT E. QUIMBY NATURE OF THE CASE: CIVIL - PERSONAL INJURY DISPOSITION: AFFIRMED - 08/05/2025 MOTION FOR REHEARING FILED:

BEFORE WILSON, P.J., McDONALD AND WEDDLE, JJ.

WILSON, P.J., FOR THE COURT:

¶1. David Moyer and his son Justin were involved in a car accident with Mary Blades.

Just under three years later, David, Justin, and David’s wife, Wanda, sued Blades and the

Moyers’ two uninsured/underinsured motorist (UM) carriers. After the Moyers failed to

respond to discovery requests for over a year and failed to comply with a court order compelling them to respond, the trial court dismissed the complaint with prejudice pursuant

to Rule 37 of the Mississippi Rules of Civil Procedure. For the reasons discussed below, we

find no abuse of discretion by the trial court and affirm.

FACTS AND PROCEDURAL HISTORY

¶2. On April 5, 2019, Blades’s car and David’s truck were in an accident. David’s son,

Justin, was a passenger in the truck. The vehicles had both exited I-55 North in McComb

at Delaware Avenue. David stopped at a stop sign at the end of the off ramp, and Blades

stopped behind him. David started to pull forward but then had to stop due to traffic on

Delaware Avenue. Blades also “pulled forward but failed to stop” and struck David’s truck.

The accident report filed by the McComb Police Department states that Blades admitted she

was “at fault and did in fact cause the accident.” The report noted “low damage” to David’s

truck and indicated that none of the parties were injured or complained of any pain.

¶3. On April 30, 2019, GEICO Casualty Company, Blades’s insurer, wrote David a letter

that read: “We have investigated the details of the loss and it appears our insured is 100%

responsible in the accident. This decision is based on the evidence currently available to us

at this time. If more information develops, our decision may be adjusted accordingly.” The

record contains numerous subsequent letters from GEICO requesting updates on David’s

claim. The letters date through March 2022 and appear to have gone unanswered.

¶4. At the time of the accident, the Moyers had UM coverage through both Mississippi

Farm Bureau Casualty Insurance Company and Progressive Insurance Company. The

Progressive policy was underwritten by Mountain Laurel Assurance Company.

2 ¶5. On April 4, 2022, David, Justin, and David’s wife, Wanda, filed suit against Blades,

Farm Bureau, and Mountain Laurel in the Pike County Circuit Court. The complaint alleged

that the accident resulted in “significant personal injuries” to David’s left arm and shoulder

that later required “surgery” and “injuries to [Justin’s] upper body, shoulders, cervical area

and neck that require[d] continual treatment.” Wanda asserted a claim for loss of

consortium. The complaint demanded compensatory damages of $750,000 for David and

Wanda and $750,000 for Justin. All the defendants answered and denied liability.

¶6. On October 10, 2022, Farm Bureau filed a motion to compel the Moyers to respond

to interrogatories and document requests. Farm Bureau had served the requests on August

10, 2022, and had requested responses from the Moyers on September 16, September 28, and

October 4, but the Moyers had not responded. On October 17, 2022, Mountain Laurel filed

a similar motion to compel. Mountain Laurel had served interrogatories and document

requests on August 17 and had communicated in good faith with plaintiffs’ counsel, but the

Moyers had not responded. On October 31, 2022, Blades filed a motion to compel. She had

served interrogatories and document requests on August 18 and had attempted to confer with

plaintiffs’ counsel, but the Moyers had not responded.

¶7. On December 19, 2022, the trial court signed agreed orders granting the motions to

compel and giving the Moyers thirty days to respond to the defendants’ discovery requests.

However, the Moyers still failed to respond to the discovery requests.

¶8. On February 9, 2023, Farm Bureau, Mountain Laurel, and Blades each filed motions

to dismiss the complaint due to the Moyers’ failure to respond to discovery and failure to

3 comply with the court’s order compelling discovery. See M.R.C.P. 37(b)(2)(A)(iii) & (d).

¶9. On May 6, 2023, the trial court signed an agreed order denying the motions to dismiss.

The order stated that, “on the agreement of counsel for the parties,” the Moyers would have

forty-five days “to fully and completely respond to the written discovery propounded” by all

defendants and “produce the documents requested by” all defendants. The order also

required the Moyers to obtain new counsel or co-counsel within the same forty-five days.

Finally, the order stated: “If Plaintiffs fail to comply with this Agreed Order by the deadline

set forth above, the Court shall dismiss, without prejudice, the Complaint and all claims of

Plaintiffs against Defendants, without further notice to Plaintiffs, upon receipt of

notifications from counsel for Defendants of Plaintiffs’ non-compliance.”

¶10. On June 20, 2023, plaintiffs’ counsel contacted some or all of the defendants

requesting another extension of time to respond to their discovery requests. Based on the

prior agreed order, the defendants refused to agree to another extension. Plaintiffs’ counsel

then contacted the court and, before the defendants had an opportunity to respond, obtained

an order extending the deadline until June 30.

¶11. On June 30, plaintiffs’ counsel again contacted some or all of the defendants

requesting another extension of time to respond. Based on the prior agreed order, the

defendants again refused to agree to another extension. Plaintiffs’ counsel then contacted

the court and, before the defendants had an opportunity to respond, obtained an order

extending the deadline until July 7.

¶12. On Monday July 10, 2023, the defendants still had not received any discovery

4 responses from the Moyers. Therefore, pursuant to the prior agreed order, the defendants

submitted a proposed “Judgment of Dismissal Without Prejudice” to the court.

¶13. Later that afternoon, plaintiffs’ counsel emailed the defendants approximately 800

pages of “medical records” and a few other documents. However, the Moyers still had not

responded to any of the interrogatories propounded by any of the defendants. In addition,

the Moyers’ written responses to the defendants’ document requests remained largely

incomplete, with responses to some requests simply promising that documents would be

“produce[d] within fifteen days.”

¶14. On July 13, 2023, the defendants filed a joint second motion to dismiss pursuant to

Mississippi Rule of Civil Procedure 37. They requested that the complaint be dismissed with

prejudice based on the Moyers’ failure to comply with the court’s prior order compelling

discovery.

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David G. Moyer and Wife, Wanda Moyer, and Justin D. Moyer v. Mary C. Blades; Mississippi Farm Bureau Casualty Insurance Company; and Progressive Insurance Company, Underwritten by Mountain Laurel Assurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/david-g-moyer-and-wife-wanda-moyer-and-justin-d-moyer-v-mary-c-missctapp-2025.