David Crawford Versus Allstate Insurance Company

CourtLouisiana Court of Appeal
DecidedNovember 3, 2021
Docket21-CA-117
StatusUnknown

This text of David Crawford Versus Allstate Insurance Company (David Crawford Versus Allstate Insurance Company) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
David Crawford Versus Allstate Insurance Company, (La. Ct. App. 2021).

Opinion

DAVID CRAWFORD NO. 21-CA-117

VERSUS FIFTH CIRCUIT

ALLSTATE INSURANCE COMPANY COURT OF APPEAL

STATE OF LOUISIANA

ON APPEAL FROM THE TWENTY-FOURTH JUDICIAL DISTRICT COURT PARISH OF JEFFERSON, STATE OF LOUISIANA NO. 784-348, DIVISION "K" HONORABLE ELLEN SHIRER KOVACH, JUDGE PRESIDING

November 03, 2021

JOHN J. MOLAISON, JR. JUDGE

Panel composed of Judges Susan M. Chehardy, Fredericka Homberg Wicker, and John J. Molaison, Jr.

AFFIRMED IN PART; REVERSED IN PART JJM SMC FHW COUNSEL FOR PLAINTIFF/APPELLEE-2ND APPELLANT, DAVID CRAWFORD Robert J. Caluda

COUNSEL FOR DEFENDANT/APPELLANT, ALLSTATE INSURANCE COMPANY Christopher P. Lawler MOLAISON, J.

In this appeal, which arises from an auto accident case, the

appellant/defendant Allstate Insurance Company (“Allstate”) challenges the

awards made to the plaintiff, David Crawford, following a bench trial. For the

reasons that follow, the judgment of the trial court is affirmed in part and reversed

in part.

FACTS AND PROCEDURAL HISTORY

On May 31, 2018, Mr. Crawford filed a petition for damages which alleged

that on June 6, 2017, he was involved in an automobile accident that resulted in

him sustaining several injuries. The petition stated that because the other driver’s

insurer had already paid its policy limits, Mr. Crawford was entitled to seek

coverage from Allstate Insurance Company (“Allstate”), the uninsured motorist

carrier for the car he was driving on the date of the accident.1 Prior to trial, the

parties stipulated that Allstate had given Mr. Crawford seven thousand dollars

($7,000.00) for bodily injury and five thousand dollars ($5,000.00) for medical

payments.

The matter proceeded to a judge trial on September 14, 2020. Mr. Crawford

testified at trial that he had been in two previous car accidents, one in 2002 and the

second in 2012, before the most recent accident in 2017 that forms the basis of the

instant lawsuit. Mr. Crawford recounted that immediately after the accident, he

began to experience neck pain. At the time of trial, he also claimed that he had pain

through to the bottom of his left leg. Mr. Crawford stated he worked in pain for

two months after the 2017 accident, but he was unable to lift heavy items at his

carpentry job with his brother’s company. He had not worked since that time, was

on disability, and planned to undergo surgery for his injuries. Mr. Crawford

1 The petition stated the vehicle Mr. Crawford drove on the date of the accident was a work truck owned by his brother, Edward Crawford.

21-CA-117 1 recounted that he had sustained back injuries following his 2012 accident, but that

his pain was greater after the 2017 accident. He had undergone treatment with Dr.

Alexis Waguespack every three months for the seven years prior to trial and he

identified his relevant medical bills, which were entered into evidence. In

connection with his lawsuit, Mr. Crawford underwent a brief independent medical

examination with Dr. David Aiken, who had been retained by Allstate.

On cross examination, Mr. Crawford was referred to his deposition during

which he said that he did not work for his brother’s company following the

accident. Mr. Crawford stated that he did not consider his time spent working with

a friend’s A/C company after the 2017 accident to be a job. With regard to his past

accidents, Mr. Crawford clarified that these had caused him neck and back

problems as well as pain in his left leg. He underwent shoulder surgery as a result

of a 1996 accident, and injured his knee, neck, and back in a 2002 car collision. He

also spent five months in the infirmary after being attacked while incarcerated,

although he did not recall if his back was injured at that time. Mr. Crawford said

that, in spite of his prior injuries, he was still able to work until the 2017 accident.

With respect to his treatment with Dr. Waguespack, Mr. Crawford testified

on cross-examination that she had recommended spinal surgery after the 2012

accident, specifically a lower back fusion from L4 to S1. Dr. Waguespack

recommended surgery again in 2014. Mr. Crawford stated that he previously

declined surgery because he was still able to continue to work, but the new injuries

caused him to change his mind. He was also asked about prior medical history and

past complaints. Mr. Crawford denied that he had indicated pain in both legs to Dr.

Waguespack in 2014. He was also questioned about telling Dr. Waguespack about

intense back pain and increasing leg pain three months before the 2017 accident, as

well as complaints of numbness in his fingers and radiating leg pain one week

before the 2017 accident. Mr. Crawford stated that his treatment with Dr.

21-CA-117 2 Waguespack was the same before and after the 2017 accident. At no time during

his treatment with Dr. Waguespack did he indicate to her that he had a drug

addiction.

The July 17, 2020 deposition of Dr. Alexis Waguespack, an orthopedist, was

entered into evidence. Regarding her treatment of Mr. Crawford, she opined that an

MRI taken two months following the 2017 accident showed significant herniations

that were not present in either 2012 or 2014. She acknowledged that Mr. Crawford

had pre-existing degenerative disease but indicated the accident had caused new

“neurologic involvement and nerve root impingement.” She disagreed with Dr.

Aiken’s conclusion2 of no neural impingement and found that, although he was a

candidate for back surgery before the 2017 accident, Mr. Crawford’s new injuries

contributed to an increased need for surgery. Although Mr. Crawford’s treatment

remained the same both before and after the 2017 accident, and she would have

continued to treat him even if the 2017 accident had not occurred, Dr. Waguespack

stated that Mr. Crawford’s symptoms were worse after the accident and the

imaging studies correlated to his complaints. Her opinion was that the 2017

accident aggravated Mr. Crawford’s prior medical issues.

At the conclusion of trial, the court rendered judgment in favor Mr.

Crawford, awarding the following amounts: fifty thousand dollars ($50,000.00) in

general damages, sixteen thousand one hundred fifty-eight dollars and seventy

cents ($16,158.70) in special damages, as well as costs. After applying credit for

payments previously tendered to Mr. Crawford by Allstate, the total amount of the

2 Dr. David Aiken’s initial report, dated April 1, 2019, offered three conclusions: Mr. Crawford could have sustained some injury in the June 6, 2017 accident “if the forces were sufficient;” Mr. Crawford had complaints of back pain at least three years prior to the 2017 accident and was taking roughly the same amount of pain medication as before the accident, and; comparing the lumbar MRI report of 2012 with the one of 2017 indicates some worsening of Mr. Crawford’s lumbar condition during that interval. In an “additional medical evaluation” dated November 19, 2019, Dr. Aiken opined that he found no objective evidence that Mr. Crawford’s neck and low back problems were “any worse than before June 6, 2017.” Dr. Aiken also concluded that, based on a physical examination, Mr. Crawford was “not in need of any cervical or lumbar surgery.”

21-CA-117 3 judgment was calculated to be eighteen thousand dollars ($18,000.00), plus judicial

interest and court costs. Allstate timely sought the instant suspensive appeal. Mr.

Crawford also timely sought a cross-appeal.

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