Danbill Partners, LP v. Saul Sandoval and Veronica Sandoval

CourtCourt of Appeals of Texas
DecidedNovember 30, 2020
Docket08-19-00139-CV
StatusPublished

This text of Danbill Partners, LP v. Saul Sandoval and Veronica Sandoval (Danbill Partners, LP v. Saul Sandoval and Veronica Sandoval) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Danbill Partners, LP v. Saul Sandoval and Veronica Sandoval, (Tex. Ct. App. 2020).

Opinion

§ DANBILL PARTNERS, L.P., No. 08-19-00139-CV § Appellant, Appeal from the § v. 448th District Court § SAUL SANDOVAL AND VERONICA of El Paso County, Texas SANDOVAL, § (TC# 2019DCV0377) Appellees. §

OPINION

Appellant, Danbill Partners, L.P., brings this appeal after the trial court enjoined them from

foreclosing on a property whose rightful ownership is disputed. Appellees, Saul and Veronica

Sandoval, brought a trespass to try title claim on the property, their primary home, they named

Vanessa Maese, from whom they purchased the property, and Appellant, as a lienholder of the

property. Appellant subsequently initiated foreclosure proceedings against Maese, to whom it sold

the property some years earlier and who allegedly still owed money under a previous note, which

was secured by the property. Following a hearing, the trial court granted a temporary injunction in

Appellees’ favor, which prohibited Appellant from foreclosing pending the outcome of a trial on

the merits. This appeal followed.

BACKGROUND

Factual Background

Appellees’ property is in Fabens, Texas, in El Paso County (the Property). The Appellees

contracted with Vanessa Maese to purchase the Property on November 4, 2013. The Appellees believed they were purchasing the Property in fee simple. The Appellees were subsequently

informed Maese owed money on the Property under a note to Appellant. Accordingly, Appellees

made payments on their note with Maese directly to Appellant.

On August 2, 2018, Appellees requested a payoff amount from Maese to refinance any

amounts still owed to Appellant. The payoff Maese provided to Appellees included a ten percent

prepayment penalty. Then Appellees requested a payoff directly from Appellant who refused to

provide it. As a result, Appellees filed the instant lawsuit seeking to quiet title on the Property, and

other claims related to their contract with Maese.

In their petition, Appellees allege a claim for trespass to try title against Maese and

Appellant, arguing they performed their obligations under their contract with Maese. They also

seek declaratory relief under the Texas Uniform Declaratory Judgment Act, asking the trial court

to declare the contract between the Appellees and Maese valid and enforceable and request title to

the Property to be transferred to them from Maese. They also assert breach of contract, quantum

meruit, estoppel, and constructive trust claims related to their contract with Maese.

Foreclosure and Application for Temporary Injunction

Following receipt of service of the Appellees’ lawsuit, Appellant filed a notice of

foreclosure and scheduled a sale of the Property on May 7, 2019. In response, Appellees filed an

application for temporary restraining order, temporary injunction, and permanent injunction on

April 23, 2019. In support, Appellees argued they never missed a payment under the terms of their

agreement with Maese and were actively trying to negotiate a payoff of the amount Maese owed

to Appellant. Appellees claimed if the foreclosure sale was not enjoined, they would be wrongfully

deprived of their homestead property, on which they had improved the value and been led to

believe was theirs in fee simple. They further argued there was no adequate remedy at law which

2 could compensate them for loss of the property through a foreclosure sale. Their application sought

preservation of the status quo until their trespass to try title suit was finalized. Appellees attached

affidavits to their application verifying the facts alleged and the harm they would suffer if the sale

was not enjoined.

In its response to Appellees’ application, Appellant alleged it was legally allowed to

foreclose on the Property because of Maese’s default on her loan with them. It argued Appellees

had an adequate remedy against Maese under the contractual claims against her, which could still

be pursued if Appellant could foreclose on the Property. Appellant argued Appellees would not be

irreparably harmed because their claims could be adequately compensated with monetary

damages. Finally, Appellant argued only a bond of $15,544.45—comprised of principal and

interest due under Maese’s note, plus attorney fees—would adequately protect Appellant if a

temporary injunction was granted.

Hearing on Application for Temporary Injunction

The hearing on both the application for temporary restraining order and temporary

injunction was held on May 1, 2019. Appellees did not attend the hearing. The trial court ruled

the application for temporary restraining order would be granted. Bond, payable by the Appellees,

was set at $500. The trial court then proceeded with the hearing on the temporary injunction.

Appellant’s first witness was Randy Bills. Bills is the manager of a company called

Allimat, which is Appellant’s general partner. Appellant manages loans on approximately seventy-

two properties. Bills testified regarding the $20,000 promissory note between Appellant and Maese

and confirmed the note contained a prepayment penalty. He testified there was no loan or other

agreement between Appellant and Appellees, and Appellant’s note for the Property was only

between Appellant and Maese. Bills testified the note retained a vendor’s lien on the Property.

3 Further, the note provided Appellant could declare the loan immediately due and payable if the

Property was transferred or sold without obtaining Appellant’s prior written consent. Bills

confirmed Appellant was unaware and did not consent to Maese’s transfer of the loan to Appellees.

However, he stated it was not uncommon for a “client” to rent out a property and instruct the renter

to pay Appellant directly.

Appellant’s Exhibit 4 contained a list of the payments received on Maese’s loan. Payments

fell behind in late 2017; the January 2018 payment was applied to the amount due for October

2017. At that point, Maese was three months past due on her loan with Appellant.

In January 2019, Appellant sent Maese a Notice of Default and Intent to Accelerate letter,

informing her that she would owe $1,421.62 in late payments and other fees by February 20, 2019.

Appellant informed Maese they would not accept partial payments of the total amount due.

Appellant testified on April 12, 2019, the property was posted for foreclosure and a notice of

acceleration was sent to both Maese and Appellees.

On cross-examination, Bills averred he was unable to monitor whether Appellant’s clients

were selling its properties to third parties while the notes owed to Appellant remained outstanding.

Bills prepares all of Appellant’s loan documents. Appellant limits the number of loans it writes

each year to comply with the Truth in Lending Act to avoid having to be licensed.

Bills, further, acknowledged Maese’s notice of acceleration was sent to the wrong address,

and accordingly, she may not have been aware of the loan acceleration. Bills also acknowledged

the tax appraisal district listed Appellees as the title owners of the Property. Bills confirmed when

Maese and Appellees executed the sale of the Property, which was then properly filed, Appellant

was put on notice of the transfer of Maese’s interest. However, Appellant did not accelerate

Maese’s note until Appellees requested a payoff amount of Maese’s loan.

4 Maese testified in 2003 she signed a loan agreement for $20,000.00 with Appellant for the

Property.

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