Damir Durmic v. State Farm Mutual Automobile Insurance Company

CourtCourt of Appeals for the Eleventh Circuit
DecidedSeptember 13, 2021
Docket21-10829
StatusUnpublished

This text of Damir Durmic v. State Farm Mutual Automobile Insurance Company (Damir Durmic v. State Farm Mutual Automobile Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals for the Eleventh Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Damir Durmic v. State Farm Mutual Automobile Insurance Company, (11th Cir. 2021).

Opinion

USCA11 Case: 21-10829 Date Filed: 09/13/2021 Page: 1 of 8

[DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS

FOR THE ELEVENTH CIRCUIT ________________________

No. 21-10829 Non-Argument Calendar ________________________

D.C. Docket No. 1:18-cv-05892-JPB

DAMIR DURMIC,

Plaintiff - Appellant,

versus

STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY,

Defendant - Appellee.

________________________

Appeal from the United States District Court for the Northern District of Georgia ________________________

(September 13, 2021)

Before ROSENBAUM, NEWSOM, and BLACK, Circuit Judges.

PER CURIAM: USCA11 Case: 21-10829 Date Filed: 09/13/2021 Page: 2 of 8

Damir Durmic, proceeding pro se, appeals the district court’s grant of

summary judgment to State Farm Mutual Automobile Insurance Company (State

Farm) because his uninsured motorist claim under O.C.G.A. § 33-7-11 was time

barred and he failed to satisfy a condition precedent. Durmic raises two issues on

appeal. First, Durmic asserts the district court erred when it granted summary

judgment because his complaint was within the statute of limitations and State

Farm waived the condition precedent. Second, Durmic asserts the district court

erred in denying his motion to compel because of his failure to comply with a

standing order. After review, we affirm the district court.

I. DISCUSSION

A. Summary judgment

1. Statute of Limitations

In Georgia, “the general rule is that a plaintiff making a claim against a

UMC [uninsured motorist carrier] must serve process upon the UMC within the

same statute of limitation applicable to the uninsured motorist.” Lewis v. Waller,

637 S.E.2d 505, 510 (Ga. Ct. App. 2006). The statute of limitations period for

personal injuries is two years after the right accrued. O.C.G.A. § 9-3-33. If the

defendant was not served in the original suit, the original action is void and not

subject to renewal after the statute of limitations has run. Jenkins v. Keown, 830

S.E.2d 498, 500-01 (Ga. Ct. App. 2019).

2 USCA11 Case: 21-10829 Date Filed: 09/13/2021 Page: 3 of 8

The district court did not err in dismissing Durmic’s case because it was

filed outside of the statute of limitations. 1 The car accident took place on July 5,

2016. To be within the statute of limitations, Durmic needed to file suit by July 5,

2018. See Lewis, 637 S.E.2d at 510; O.C.G.A. § 9-3-33. Durmic initially filed suit

on June 1, 2018. However, the original lawsuit was dismissed because Durmic did

not serve State Farm. Durmic refiled his complaint on December 27, 2018, which

is after July 5, 2018, and thus outside the statute of limitations. The refiled suit

was not a renewal of his first suit because the first action was not served, void, and

not subject to renewal after the statute of limitations had run. See Jenkins, 830

S.E.2d at 500-01. Thus, since the suit was filed after the two-year statute of

limitations and was not a renewal of his first lawsuit, it was barred by the statute of

limitations. 2

1 We review de novo the district court’s grant of summary judgment and apply the same standard used by the district court. Burton v. Tampa Hous. Auth., 271 F.3d 1274, 1276-77 (11th Cir. 2001). Summary judgment is appropriate “if the movant shows that there is no genuine dispute as to any material fact and the movant is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(a); Celotex Corp. v. Catrett, 477 U.S. 317, 322 (1986). 2 In his reply brief, Durmic contends his claim is contractual and has a six-year statute of limitations. We do not address this claim for several reasons. First, Durmic abandoned this argument by not raising it in the district court. See Access Now, Inc. v. Sw. Airlines Co., 385 F.3d 1324, 1331 (11th Cir. 2004) (stating we will not consider “an issue not raised in the district court and raised for the first time in an appeal”). Second, Durmic abandoned this argument by raising it for the first time in his reply brief. See Sapuppo v. Allstate Floridian Ins. Co., 739 F.3d 678, 683 (11th Cir. 2014) (stating an appellant abandons a claim when he raises it for the first time in his reply brief). Finally, as discussed in the next section, Durmic cannot show the district court erred by granting summary judgment on Durmic’s failure to satisfy a condition precedent, and thus, cannot show that every stated ground for judgment is incorrect. See id. at 680 (stating 3 USCA11 Case: 21-10829 Date Filed: 09/13/2021 Page: 4 of 8

2. Condition Precedent

Under Georgia law, recovery of a judgment against the uninsured motorist is

a condition precedent to a suit against the insurance carrier. Smith v. Phillips, 323

S.E.2d 669, 672 (Ga. Ct. App. 1984). “The question of bad faith, the amount of

the penalty, if any, and the reasonable attorney’s fees, if any, shall be determined

in a separate action filed by the insured against the insurer after a judgment has

been rendered against the uninsured motorist in the original tort action.”

O.C.G.A. § 33-7-11(j) (emphasis added). When an uninsured motorist policy

provision conflicts with the clear intent of O.C.G.A. § 33-7-11, the policy

provision is unenforceable and the statute controls. Silva v. Liberty Mut. Fire Ins.

Co., 808 S.E.2d 886, 890 (Ga. Ct. App. 2017).

The condition precedent may be waived where the “defendant consistently

and repeatedly assured plaintiff that his claim under the uninsured motorist

coverage for personal injuries . . . would be satisfactorily concluded, and that it

would not be necessary for plaintiff to initiate legal action of any kind in order to

receive payment of his claim . . . .” United States Fid. & Guar. Co. v. Lockhart,

186 S.E.2d 362, 363 (Ga. Ct. App. 1971).

to reverse a district court order that is based on multiple, independent grounds, a party must show “that every stated ground for the judgment against him is incorrect”). 4 USCA11 Case: 21-10829 Date Filed: 09/13/2021 Page: 5 of 8

Durmic failed to satisfy the condition precedent required for both an

uninsured motorist benefits action and a bad faith action. Recovery of a judgment

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Related

Connie Burton v. Tampa Housing Authority
271 F.3d 1274 (Eleventh Circuit, 2001)
Access Now, Inc. v. Southwest Airlines Co.
385 F.3d 1324 (Eleventh Circuit, 2004)
Adem A. Albra v. Advan, Inc.
490 F.3d 826 (Eleventh Circuit, 2007)
Smith v. Phillips
323 S.E.2d 669 (Court of Appeals of Georgia, 1984)
United States Fidelity & Guaranty Co. v. Lockhart
186 S.E.2d 362 (Court of Appeals of Georgia, 1971)
Gloria Silva v. Liberty Mutual Fire Insurance Company
808 S.E.2d 886 (Court of Appeals of Georgia, 2017)
Sarah Jenkins v. Kyle C. Keown
830 S.E.2d 498 (Court of Appeals of Georgia, 2019)
BankAtlantic v. Blythe Eastman Paine Webber, Inc.
12 F.3d 1045 (Eleventh Circuit, 1994)
Lewis v. Waller
637 S.E.2d 505 (Court of Appeals of Georgia, 2006)
Arlook v. S. Lichtenberg & Co.
952 F.2d 367 (Eleventh Circuit, 1992)

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Bluebook (online)
Damir Durmic v. State Farm Mutual Automobile Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/damir-durmic-v-state-farm-mutual-automobile-insurance-company-ca11-2021.