Damian Schwartz v. Darlene Kaighn-Schwartz

New Jersey Superior Court Appellate Division·Decided May 28, 2025·No. A-1780-23·Unpublished

Opinion

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court ." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3.

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION

DOCKET NO. A-1780-23

DAMIAN SCHWARTZ, Plaintiff-Appellant,

v. DARLENE KAIGHN-SCHWARTZ, Defendant-Respondent.

Submitted March 19, 2025 – Decided May 28, 2025 Before Judges Currier and Marczyk.

On appeal from the Superior Court of New Jersey, Chancery Division, Family Part, Union County, Docket No. FM-20-0870-21.

The DiFazio Law Office, attorneys for appellant (Angela DiFazio, on the briefs).

Hovanec & Divito, LLC, attorneys for respondent (Jayde Divito, on the brief).

PER CURIAM

Plaintiff Damian Schwartz appeals from the Family Part's January 5, 2024 order granting defendant Darlene Kaighn-Schwartz's motion to enforce various provisions of the parties' Marital Settlement Agreement (MSA) and denying his cross-motion to enforce the MSA. Following our review of the record and the applicable legal principles, we affirm in part, vacate in part, and remand for further proceedings.

I.

The parties were married in April 2001 and had two children: Ian, born in 2003, and Hayley, born in 2005. In June 2022, the parties were granted a dual judgment of divorce and entered into an MSA. At the time the parties executed the MSA, Ian was enrolled as a sophomore in college out of state and residing on campus, while Hayley was a senior in high school. Currently, both children attend the same college and reside there during the academic year.

Since the divorce, the parties both moved multiple times to enforce the MSA. Plaintiff twice moved to modify his child support and alimony obligations because he temporarily lost his job. The court denied those applications in January and March 2023. Meanwhile, in March 2023, the court granted defendant's motion to enforce the MSA requiring plaintiff to pay defendant his share of the children's unreimbursed healthcare expenses, cell

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phone bills, and travel expenses. The court further ordered plaintiff to obtain additional life insurance in compliance with the MSA.

In November 2023, defendant again moved to enforce various provisions of the MSA. Specifically, she sought reimbursement from plaintiff in the amount of $26,379.36, which represented the following expenses: (1) $1,723.55, plaintiff's 60% share of the children's automobile insurance; (2) $270, plaintiff's 60% portion of "school-related" costs for Hayley; (3) $1,347.65, plaintiff's 60% share of the costs of unreimbursed healthcare expenses incurred for the children; (4) $645.15, plaintiff's 50% share of Hayley's travel expenses to attend college orientation; (5) $704.21, plaintiff's 50% share of the costs associated with Hayley's dormitory "supplies"; (6) $6,688.80, plaintiff's 50% share of the children's college-related expenses; and (7) $15,000, plaintiff's share of the uncovered college tuition for Ian.

Specifically, regarding the $15,000 contribution for Ian's tuition, defendant's certification stated the children do not qualify for financial aid or grants and that Ian received a FAFSA loan of approximately $5,500 per year. She certified "there is typically an outstanding tuition balance of approximately $18,000 per semester, or a total of $36,000 per year." Additionally, she stated Ian's off-campus housing expenses exceed $15,000 per year.

A-1780-23

According to defendant, "[p]laintiff refused to pay his $15,000 [share]

toward Ian's tuition costs at the beginning of Ian's fall 2023 semester . . . ." She stated "[she] . . . incurred a Sallie Mae loan to cover [p]laintiff's share of Ian's uncovered costs for [the] [f]all 2023 semester (which was due in July 2023) . . . ." Defendant indicated "[she] co-signed the loan with Ian in order to obtain a lower interest rate."

Defendant further certified her attorney forwarded Ian's account portal to plaintiff in October 2023, reflecting the $17,500 loan from Sallie Mae which covered the $16,985 balance for the fall 2023 semester. Defendant's counsel also requested plaintiff pay his share toward Ian's spring semester by the December 2023 due date. Plaintiff's counsel responded in November 2023, advising that defendant did not take out a loan but rather co-signed Ian's student loan. Plaintiff's counsel also stated the MSA only requires the parties to contribute to college costs after all available student loans are exhausted and that Ian's loan covered the entire year's tuition.

Plaintiff cross-moved seeking to: (1) reduce his obligation to pay child support under the MSA based on his "permanent reduction in income" and "Hayley's residence away at college"; (2) modify his alimony obligation "in light of his permanent and substantial changed circumstances"; and (3) reduce his

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obligation to maintain life insurance, to coincide with the reduction in his spousal and child support obligations. Plaintiff further sought to require defendant to be solely responsible for out-of-pocket expenses that she incurred without first consulting with him.

Plaintiff certified he should not be required to reimburse defendant for the children's expenses because defendant unreasonably spent: $5,275.16 for the children to fly home for Thanksgiving and Christmas; $1,714.53 for Hayley's computer; and $1,769.74 for Ian's iPad. He also claimed he should not be responsible for reimbursing defendant $15,000 for the Sallie Mae loan because the loan was taken out by Ian and covered his tuition.

In January 2024, the court entertained oral argument. Defendant contended plaintiff owed her $26,379.36 for the expenses she incurred, and she submitted "hundreds of emails" that she sent to plaintiff as proof that she consulted with him and notified him of the expenses, which he either ignored or objected to.

Regarding the children's school-related expenses, defendant contended "[plaintiff] ha[d] been well aware of Ian's [c]ollege cost[s]" and that "[she] was forced to incur the Sallie Mae loan with Ian because [plaintiff] refused to pay his share." She also stated she incurred the rental housing costs, which has

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remained the same since Ian enrolled in school. She asserted plaintiff is obligated to pay for these expenses pursuant to the MSA and noted plaintiff has the ability to pay because he has approximately $147,000 in his savings account according to his case information statement (CIS).

Plaintiff, in turn, contended the MSA provides that "[t]he children are to take out financial aid[,] grants, scholarships, and loans, and after those are applied, the parties are then responsible for up to $15,000 each." He argued defendant never consulted with him regarding the air travel expenses when the children flew home for Thanksgiving and Christmas, or for Hayley's MacBook Air and Ian's iPad.

Plaintiff asserted defendant's argument that she had to take out a loan to ensure Ian could continue in college was disingenuous. He argued Ian took out the student loan and that defendant received over $300,000 less than a year ago from the sale of the martial home and "could have taken out a Parent[ PLUS] loan . . . to cover her portion." The court noted defendant is the guarantor of the loan, to which plaintiff responded that Ian is responsible for the loan, and defendant made the decision to co-sign the loan, even though she did not have to do so because "[t]he parties would've just split the remainder" of the unpaid tuition.

A-1780-23

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