Cypress Creek Intermediaries, Inc. v. Westport Insurance Corp.

CourtDistrict Court, S.D. New York
DecidedSeptember 18, 2025
Docket1:22-cv-03649
StatusUnknown

This text of Cypress Creek Intermediaries, Inc. v. Westport Insurance Corp. (Cypress Creek Intermediaries, Inc. v. Westport Insurance Corp.) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cypress Creek Intermediaries, Inc. v. Westport Insurance Corp., (S.D.N.Y. 2025).

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK CYPRESS CREEK INTERMEDIARIES, INC., Plaintiff, OPINION & ORDER — against — 22-cv-3649 (ER) WESTPORT INSURANCE CORP., Defendant.

RAMOS, D.J.: Cypress Creek Intermediaries, Inc. (“Cypress Creek”) brought this action against Westport Insurance Corporation (“Westport”), alleging that Westport failed to compensate Cypress Creek in connection with brokering Westport’s acquisition of TMS, Re, Inc. (“TMS”), another insurance business. Doc. 1 § 6. Before the Court is Westport’s motion for summary judgment pursuant to Rule 56(a) of the Federal Rules of Civil Procedure. Doc. 62. For the reasons set forth below, the motion is DENIED. I. BACKGROUND A. Factual Background Michael Shevlin! and Travis Micucci purchased TMS stock from Munich- American Holding Corporation (“Munich”) for $5.2M on June 12, 2018. Doc. 66-26 at 6, 16. The stock purchase agreement included a “Make Whole Payment” provision, which provided that, if TMS sold its business before the third anniversary of the closing date or accepted a letter of intent within 32 months of the date Shevlin and Micucci

' Shevlin was the CEO of TMS at all relevant times.

purchased TMS, TMS would have to pay Munich a “make whole payment.”” Doc. 66-26 at 42. Andrew Pyle, the President of Cypress Creek, a reinsurance brokerage firm, first became acquainted with Westport’s Head of Accident and Health, Katie McGrath, when she was with a former employer. Doc. 66 at 7. According to Cypress Creek, Pyle and McGrath worked together for three consecutive years from 2005 through 2007, when she was with the prior employer. /d. During those years, Pyle was compensated for his services as a reinsurance broker. /d. Specifically, as compensation for the services Cypress Creek provided, the third-party company paid Cypress Creek a fee equal to 10 percent of the annual premium the third-party company received from McGrath’s former employer. /d. (citing Doc. 66-37 at 2). When McGrath began working at Swiss Re,° Westport’s parent company, Pyle reached out to her to restart their relationship. /d. at 7-8. According to Cypress Creek, in 2019, Pyle pitched several deals to McGrath, but she rejected them because they were “too small” and told Pyle to “[s]end us something larger.” Doc. 66-39 at 48. Cypress Creek became aware in April 2020 that TMS was interested in being acquired by another insurance company. Doc. 63 § 12 (Rule 56.1 Statement). Pyle reached out to McGrath in June 2020 about the possibility of Westport acquiring TMS.* Doc. 63 § 18. A series of calls and emails followed. On June 29, 2020, Pyle emailed McGrath saying, “[t]he staff of Cypress Creek Intermediaries looks forward to working with you on a greater basis in 2020” before diving into details about the

2 Cypress Creek asserts that “[t]he Munich ‘penalty’ provision provided an important backdrop as to why TMS sometimes waffled in pursuing the deal with Westport in 2020,” presumably because the payment provision would be triggered by a sale of TMS before July 1, 2021. Doc. 66 at 6. 3 Cypress Creek points out that it was also involved in at least one commission-based transaction with Swiss Re. Doc. 66 at 7. For example, just 6 months before allegedly facilitating the deal between Westport and TMS, Swiss Re compensated Cypress Creek at five percent of the annual premium generated by that transaction, and, to date, Swiss Re continues to pay Cypress Creek this fee. Doc. 66-1 {J 8-10. 4 All the emails Pyle exchanged with McGrath clearly indicated that he worked for Cypress Creek, as evidenced by his email signature.

acquisition of TMS he was pitching. Doc. 66-3 at 1. Specifically, in that email he discussed the opportunity to acquire “‘a turnkey Employer Stop Loss/Provider Excess [Managing Geneal Underwriter] organization,” and McGrath responded saying, “[w]e would have an interest. Let me know the next steps.” Jd. Then, from August 28 to 31, 2020, Pyle and McGrath exchanged emails to set up a three-way call with TMS, Doc. 66- 4. Critically, when Pyle emailed McGrath on August 28, 2020, following a discussion they had the previous week, Pyle shared that Shevlin was willing to listen to an “offer to strategically partner with and/or acquire TMS.” /d. at 2. In that email, Pyle added that Cypress Creek had a long-standing relationship with TMS. /d. The parties—Cypress Creek, Westport, and TMS—held an introductory phone call on September 1, 2020. Doc. 63 9] 27-28. They did not discuss specifics about the deal during the call because they had not executed a non-disclosure agreement (“NDA”). Doc. 65-31 at 12. At around the time of the September 1, 2020 call, Pyle testified that he advised McGrath that Cypress Creek would be paid a brokerage fee if reinsurance was placed, but that, otherwise, “a fee would be paid.” Doc. 66-39 at 59. McGrath’s response was, “we’re not there yet.” Doc. 65-31 at 14. Following the call, Pyle prepared a draft NDA intended to be between Westport and TMS. Doc. 63 § 30. Paragraph 10 of the NDA, which was titled “Confidentiality/Non-Disclosure and Representative Agreement,” states: Cypress Creek Intermediaries, Inc., is recognized by [Westport] as representative regarding all negotiations with [TMS] and involving this Proposed Acquisition and/or Strategic Partnership. Doce. 63 § 32.° McGrath emailed Pyle on September 2, 2020 saying that she “will get the NDA to legal and we can proceed on TMS.” Doc. 66-7 at 3. McGrath and Thomas Gibbons, Swiss Re’s Head of A&H Deal Coordination in North America, eventually

5 Westport argues that Paragraph 10 does not specify who Cypress Creek was representing: Westport or TMS. Doc. 64 at 8. Westport also argues that the NDA is silent as to the compensation Cypress Creek would receive upon completion of the deal. Doc. 63 432.

signed the NDA on behalf of Westport on September 11, 2020. Doc. 65-9 at 5. The NDA, however, was never fully executed, as TMS never signed it. Doc. 63 § 33. Pyle sent Westport the executed NDA to Shevlin on September 14, 2020 for signature. Shevlin, instead of signing it, privately forwarded the email to Micucci, adding, “[Pyle] wasn’t listening when I said we couldn’t have discussions until after March 1, 2021 [due to the Munich make whole payment] ... I’d like to keep the Swiss Re door open and stay close to Katie.” Doc. 66-30 at 1. Micucci agreed and asked: “Do we need [Pyle] to promote these discussions? I agree, we should continue to engage with Swiss, but are we tied to [Pyle] if we do?” /d. Importantly, neither Shevlin nor Micucci discussed the issue with Pyle. Doc. 66 at 11. Pyle and McGrath continued to discuss the potential deal over the next few days. For example, McGrath emailed Pyle on September 15, 2020, writing, in part: “I wanted to circle back on TMS. I know you were looking for a list of data, but my notes indicate that we agreed to get Mike [Shevlin] together with some of our senior team. I would like to start with Ken Gumbiner, our Head of Sales once we have an executed NDA. Let me know your thoughts.” Doc. 65-10 at 1. That same day, Pyle responded to McGrath, stating: “We’re working on providing you with some details regarding their portfolio ... We can then initiate a call with Ken Gumbiner and yourself to discuss, and possibly schedule a face-to-face meeting.” /d.; Doc. 63 § 35. Some discussions followed as to Cypress Creek’s role in the transaction. As McGrath put it in a private email dated September 29, 2020 to her colleague, Thomas Gibbons: Can you look at #10 on this NDA. I think I misread it. I thought they were saying they represented [TMS] but they are telling me I agreed they represent us? Since there is no fee or engagement letter, I am trying to understand how this guy gets paid.

Doc. 65-12 at 2.

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Cypress Creek Intermediaries, Inc. v. Westport Insurance Corp., Counsel Stack Legal Research, https://law.counselstack.com/opinion/cypress-creek-intermediaries-inc-v-westport-insurance-corp-nysd-2025.