Copper Creek Inc v. State Farm Fire and Casualty Company

CourtDistrict Court, D. Colorado
DecidedFebruary 7, 2022
Docket1:21-cv-01603
StatusUnknown

This text of Copper Creek Inc v. State Farm Fire and Casualty Company (Copper Creek Inc v. State Farm Fire and Casualty Company) is published on Counsel Stack Legal Research, covering District Court, D. Colorado primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Copper Creek Inc v. State Farm Fire and Casualty Company, (D. Colo. 2022).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLORADO Chief Judge Philip A. Brimmer Civil Action No. 21-cv-01603-PAB-MEH COPPER CREEK, INC., Plaintiff, v. STATE FARM FIRE AND CASUALTY COMPANY, Defendant.

ORDER This matter is before the Court on Defendant’s Motion for a Determination of Question of Law [Docket No. 27] pursuant to Federal Rule of Civil Procedure 56. Plaintiff responded. Docket No. 31. The Court has jurisdiction pursuant to 28 U.S.C.

§ 1332. I. BACKGROUND1 Mark Miller is the named insured on an insurance policy that defendant issued. Docket No. 27 at 4, ¶ 1.2 The policy provides coverage for wind and hail damage for a residential property in Arapahoe County, Colorado (the “property”). Id. Mr. Miller claims that, on June 19, 2018, hail damaged the property’s tiled roof. Id., ¶ 2. Mr. Miller subsequently transferred to plaintiff his interest in benefits due to him for this damage. Id., ¶ 3. Plaintiff reported the claim to defendant, and defendant paid $1,510.34 based

1 The following facts are undisputed unless otherwise noted. 2 Neither party provided a copy of the policy. on the damage that defendant concluded were covered under the policy. Id., ¶¶ 4–5. Plaintiff disagreed with defendant’s assessment of the covered damage and hired a public adjuster to evaluate the loss. Id. at 5, ¶ 6. Plaintiff sought to replace the entire roof and maintained that Arapahoe County would not permit the use of

“harvested or salvage shingles” to repair the roof of the property. Id. Defendant disagreed with plaintiff’s assessment and plaintiff invoked the policy’s appraisal process. Id., ¶ 7. Both plaintiff and defendant obtained appraisals and retained an umpire pursuant to the policy’s appraisal provision. Id. The umpire concluded that the roof could be repaired by using “harvested or salvage tiles” without replacing the entire roof. Id., ¶ 8. On December 13, 2021, Magistrate Judge Michael E. Hegarty held an evidentiary hearing at which Joe Richards, Arapahoe County Building Manager, testified that, although most jurisdictions do not allow salvage tile, Mr. Richards would allow the use of salvage tile if (1) the tile was certified as authentic by an engineer; (2) the tile

was equivalent to or less than the weight, pound per square foot, of the existing tile; and (3) defendant warranted the tile and repair. Id., ¶ 9.3 Mr. Richards testified that he “had the discretion to require this” and “was clear that[,] unless the salvage tile was

3 For motions for summary judgment, the Court’s practice standards require that “[e]ach separately numbered and paragraphed fact must be accompanied by a specific reference to material in the record which establishes that fact.” Practice Standards (Civil cases), Chief Judge Philip A. Brimmer, § III.3.b.ii. Defendant, however, does not provide any support for its contentions about Mr. Richards’s testimony. See Docket No. 27 at 5, ¶ 9. Defendant’s failure to comply with the Court’s practice standards is grounds to deny the motion. See Practice Standards, § III.3.b.ix (“Failure to follow” the Court’s practice standards “may result in an order striking or denying the motion or brief.”). 2 warranted by . . . [d]efendant, he would not issue a permit for . . . [p]laintiff to repair the roof with salvage tile.” Id. II. LEGAL STANDARD “Under the Erie doctrine, federal courts sitting in diversity apply state substantive

law and federal procedural law.” Gasperini v. Ctr. for Humanities, Inc., 518 U.S. 415, 427 (1996); Hill v. J.B. Hunt Transp., Inc., 815 F.3d 651, 667 (10th Cir. 2016) (same). Nevertheless, defendant brings this motion pursuant to Colorado Rule of Civil Procedure 56(h), see Docket No. 27 at 3, which provides that, “[a]t any time after the last required pleading, with or without supporting affidavits, a party may move for determination of a question of law. If there is no genuine issue of any material fact necessary for the determination of the question of law, the court may enter an order deciding the question.” Defendant acknowledges that the Federal Rules of Civil Procedure do not contain a similar provision, see id., yet defendant provides no

justification for the Court to ignore Erie and apply Colorado’s rules of procedure instead. Courts in this district have resolved motions brought erroneously under Colorado Rule of Civil Procedure 56(h) when there is no genuine dispute of material fact. See, e.g., Losasso v. Toter, No. 06-cv-02602-REB, 2008 WL 681467, at *1 (D. Colo. Mar. 7, 2008) (“[Defendants] cite rule 56(h) of the Colorado Rules of Civil Procedure as the basis for their motion. This rule is a [rule] of procedure and, thus, under Erie and its progeny, Rule 56 of the Colorado Rules of Civil Procedure is not applicable in this diversity case. Rather, Rule 56 of the Federal Rules of Civil Procedure controls. Rule 56 of the Federal Rules of Civil Procedure does not include a subsection (h), and does

3 not include a provision analogous to Colorado’s subsection (h). However, [defendants] seek a determination of an issue of law based on facts that are not in dispute. They may seek such relief under Fed. R. Civ. P. 56.”). Summary judgment is warranted under Federal Rule of Civil Procedure 56 when the “movant shows that there is no genuine dispute as to any material fact and the

movant is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(a); see Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248–50 (1986). A disputed fact is “material” if, under the relevant substantive law, it is essential to proper disposition of the claim. Wright v. Abbott Labs., Inc., 259 F.3d 1226, 1231–32 (10th Cir. 2001). Only disputes over material facts can create a genuine issue for trial and preclude summary judgment. Faustin v. City & Cnty. of Denver, 423 F.3d 1192, 1198 (10th Cir. 2005). An issue is “genuine” if the evidence is such that it might lead a reasonable jury to return a verdict for the nonmoving party. Allen v. Muskogee, 119 F.3d 837, 839 (10th Cir. 1997).

Where “the moving party does not bear the ultimate burden of persuasion at trial, it may satisfy its burden at the summary judgment stage by identifying a lack of evidence for the nonmovant on an essential element of the nonmovant’s claim.” Bausman v. Interstate Brands Corp., 252 F.3d 1111, 1115 (10th Cir. 2001) (quotations omitted).

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Related

Anderson v. Liberty Lobby, Inc.
477 U.S. 242 (Supreme Court, 1986)
Bausman v. Interstate Brands Corp.
252 F.3d 1111 (Tenth Circuit, 2001)
Faustin v. City and County
423 F.3d 1192 (Tenth Circuit, 2005)
Gasperini v. Center for Humanities, Inc.
518 U.S. 415 (Supreme Court, 1996)

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Copper Creek Inc v. State Farm Fire and Casualty Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/copper-creek-inc-v-state-farm-fire-and-casualty-company-cod-2022.