Continental Insurance Company a/s/o America Fujikura, Ltd. v. BNSF Railway Company, MGA Trucking LLC, MGA Trucking, LLC, and New Fit Enterprises Inc.

CourtDistrict Court, W.D. Washington
DecidedJune 2, 2026
Docket2:25-cv-00756
StatusUnknown

This text of Continental Insurance Company a/s/o America Fujikura, Ltd. v. BNSF Railway Company, MGA Trucking LLC, MGA Trucking, LLC, and New Fit Enterprises Inc. (Continental Insurance Company a/s/o America Fujikura, Ltd. v. BNSF Railway Company, MGA Trucking LLC, MGA Trucking, LLC, and New Fit Enterprises Inc.) is published on Counsel Stack Legal Research, covering District Court, W.D. Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Continental Insurance Company a/s/o America Fujikura, Ltd. v. BNSF Railway Company, MGA Trucking LLC, MGA Trucking, LLC, and New Fit Enterprises Inc., (W.D. Wash. 2026).

Opinion

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3 4 5 UNITED STATES DISTRICT COURT 6 WESTERN DISTRICT OF WASHINGTON AT SEATTLE 7 CONTINENTAL INSURANCE CASE NO. 2:25-cv-00756-JNW 8 COMPANY a/s/o AMERICA FUJIKURA, LTD., ORDER 9 Plaintiff, 10 v. 11 BNSF RAILWAY COMPANY, MGA 12 TRUCKING LLC, MGA TRUCKING, LLC, and NEW FIT ENTERPRISES 13 INC.,

14 Defendants. 15 16 1. INTRODUCTION 17 Plaintiff Continental Insurance Company (“Continental”), as subrogee of 18 America Fujikura Ltd. (“AFL”), brings claims against Defendant BNSF Railway 19 Company (“BNSF”) for negligence, breach of contract, and violation of the Carmack 20 Amendment, 49 U.S.C. § 11706. Dkt. No. 5. AFL purchased telecommunications 21 equipment (the “Cargo”) that traveled by sea from Shanghai, China to the Port of 22 Seattle, Washington, arriving on April 16, 2023. Dkt. No. 5 ¶¶ 3.1–3.2. At Seattle, 23 the Cargo was tendered to MGA Trucking LLC (“MGA”) for inland carriage to 1 Duncan, South Carolina. Id. ¶ 3.3. MGA transferred the Cargo to New Fit 2 Enterprises Inc. (“New Fit”), which subcontracted the rail segment—Seattle to

3 Chicago—to BNSF, intending to complete the carriage to South Carolina itself. Id. 4 ¶¶ 3.4–3.5. During the rail transit, the BNSF train carrying the Cargo derailed near 5 Desoto, Wisconsin, destroying the Cargo. Id. ¶¶ 3.6–3.7. AFL’s loss totaled 6 $141,799.08; Continental paid that amount under its policy and became subrogated 7 to AFL’s rights. Id. ¶¶ 3.9–3.10. 8 BNSF moves under Rule 12(b)(6) to dismiss all claims against it, arguing

9 that the Carmack Amendment preempts the common-law claims, and that 10 Continental is not entitled to recover under the governing bill of lading. Dkt. No. 10. 11 Having considered the motion, Dkt. No. 10, the opposition, Dkt. No. 18, the 12 reply, Dkt. No. 21, the supporting declarations and exhibits, and the amended 13 complaint, Dkt. No. 5, the Court GRANTS in part and DENIES in part Defendant’s 14 motion. 15 2. LEGAL STANDARD

16 A complaint survives a Rule 12(b)(6) motion if it pleads “enough facts to state 17 a claim to relief that is plausible on its face.” Bell Atl. Corp. v. Twombly, 550 U.S. 18 544, 570 (2007). “A claim has facial plausibility when the plaintiff pleads factual 19 content that allows the court to draw the reasonable inference that the defendant is 20 liable for the misconduct alleged.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) 21 (citations omitted). The plausibility standard is less than probability, “but it asks

22 for more than a sheer possibility” that a defendant did something wrong. Iqbal, 556 23 U.S. at 678 (citations omitted). “Where a complaint pleads facts that are ‘merely 1 consistent with’ a defendant's liability, it ‘stops short of the line between possibility 2 and plausibility of ‘entitlement to relief.’” Id. (quoting Twombly, 550 U.S. at 557). In

3 other words, a plaintiff must plead “more than an unadorned, the-defendant- 4 unlawfully-harmed-me accusation.” Id. 5 When considering a motion to dismiss, the Court accepts well-pleaded factual 6 allegations as true and construes them in the light most favorable to the plaintiff. 7 Lund v. Cowan, 5 F.4th 964, 968 (9th Cir. 2021). But courts “do not assume the 8 truth of legal conclusions merely because they are cast in the form of factual

9 allegations.” Fayer v. Vaughn, 649 F.3d 1061, 1064 (9th Cir. 2011). Thus, 10 “conclusory allegations of law and unwarranted inferences are insufficient to defeat 11 a motion to dismiss.” Id. (internal quotation marks omitted). 12 3. DISCUSSION 13 3.1 Continental’s common-law claims are preempted by the Carmack Amendment. 14 BNSF argues that Continental’s common-law claims are preempted by the 15 Carmack Amendment. Dkt. No. 10. “The Carmack Amendment is a federal statute 16 that provides the exclusive cause of action for interstate shipping contract claims, 17 and it completely preempts state law claims alleging delay, loss, failure to deliver 18 and damage to property.” White v. Mayflower Transit, L.L.C., 543 F.3d 581, 584 (9th 19 Cir. 2008); Missouri Pacific R.R. Co. v. Elmore & Stahl, 377 U.S. 134, 137 (1964) 20 (“[T]he liability of a carrier for damage to an interstate shipment is a matter of 21 federal law controlled by federal statutes and decisions”). Continental’s negligence 22 and breach of contract claims arise out of the same loss as its Carmack claim, Dkt. 23 1 No. 5 at ¶¶ 6.1–6.6, and are thus preempted. Continental does not oppose dismissal 2 of these claims. Dkt. No. 18; see LCR 7(b)(2) (failure to oppose a motion may be

3 considered by the court as an admission that the motion has merit). 4 The Court GRANTS BNSF’s motion to dismiss Continental’s common-law 5 claims. 6 3.2 Continental has standing to bring a Carmack Amendment claim against BNSF. 7 BNSF argues that Continental lacks standing to bring a Carmack 8 Amendment claim because neither Continental nor its insured are identified on the 9 Bill of Lading. Dkt. No. 10 at 8–10; Dkt. No. 5-2. The bill of lading is a contract 10 between the carrier and the shipper. Oak Harbor Freight Lines, Inc. v. Sears 11 Roebuck & Co., 513 F.3d 949, 954 (9th Cir. 2008). The Carmack Amendment makes 12 a rail carrier liable to the person entitled to recover under the bill of lading. 49 13 U.S.C. § 11706(a). To identify that person, courts look to the bill of lading and apply 14 ordinary principles of contract interpretation. OneBeacon Ins. Co. v. Haas Indus., 15 Inc., 634 F.3d 1092, 1097–98 (9th Cir. 2011). Where a bill of lading defines the class 16 entitled to recover broadly, an owner who is not named may still fall within that 17 class. In OneBeacon, the owner of lost goods could sue although it was “not 18 referenced by name in the bill of lading,” because the contract defined “Shipper” to 19 include any “party having an interest in the shipment” and the owner had such an 20 interest. Id. at 1096–99. Notably, the broad definition there appeared in the 21 defendant carrier’s own bill of lading. 22 23 1 Here, the Bill of Lading does not state who may sue.1 Dkt. No. 5-2. It 2 identifies “MGA Trucking LLC” as the “carrier,” “The D/C Group C/O PT” as the

3 “shipper,” and “AFL Telecommunications LLC” as the consignee. Dkt. No. 5-2. So on 4 its face, the Bill of Lading identifies neither Continental nor AFL. Dkt. No. 10 at 9. 5 But the Bill of Lading also provides that it governs “each party at any time 6 interested in” the Cargo. Dkt. No. 5-2. As the alleged owner of the Cargo, AFL is 7 plausibly a “party . . . interested” in the shipment. Construing that language and all 8 inferences in Continental’s favor, as the Court must at this stage, the amended

9 complaint plausibly pleads that AFL—and thus Continental as its subrogee—falls 10 within the class entitled to recover. OneBeacon Ins. Co., 634 F.3d at 1098–99. 11 Whether the “each party . . . interested” clause defines who may recover, or 12 instead only identifies who is bound by the bill’s terms, is a matter the present 13 record does not settle. The Court does not now construe these terms for or against 14 either party; it holds only that, on this pleading, Continental has stated a plausible 15 claim of entitlement to recover under the Carmack Amendment.

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Continental Insurance Company a/s/o America Fujikura, Ltd. v. BNSF Railway Company, MGA Trucking LLC, MGA Trucking, LLC, and New Fit Enterprises Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/continental-insurance-company-aso-america-fujikura-ltd-v-bnsf-railway-wawd-2026.