Consolidation of Banks

9 Pa. D. & C. 192
CourtPennsylvania Department of Justice
DecidedFebruary 2, 1927
StatusPublished

This text of 9 Pa. D. & C. 192 (Consolidation of Banks) is published on Counsel Stack Legal Research, covering Pennsylvania Department of Justice primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Consolidation of Banks, 9 Pa. D. & C. 192 (Pa. 1927).

Opinion

Metzger, Dep. Att’y-Gen.,

This department is in receipt of your letter of Jan. 17th, in which you ask to be advised concerning the date of expiration of charter of the People’s Savings and Dime Bank and Trust Company, a Pennsylvania corporation formed by the consolidation of two State banks, and, in view of the period of existence of one of the constituent banks, [193]*193the effect of such merger upon certain special privileges possessed by such constituent.

The facts are as follows:

The Scranton Savings Bank was incorporated by Special Act of the Legislature, approved Feb. 28, 1867, P. L. 292, and it was rechartered on Aug. 24, 1906, to exist twenty years from Feb. 28, 1907.

The Dime Deposit and Discount Bank of Scranton, Pennsylvania, was incorporated under the General Banking Act, approved May 13, 1876, P. L. 161, and it was rechartered on June 7, 1910, to exist twenty years from June 19,1910.

On June 3, 1913, these two institutions merged and consolidated under the provisions of the Act of May 3, 1909, P. L. 408, forming a new corporation under the title People’s Savings and Dime Bank and Trust Company.

You ask the following questions:

1. When will the charter of the consolidated corporation expire?

2. Will such special privileges of the Scranton Savings Bank, acquired under the Act of Feb. 28, 1867, as vested in the consolidated corporation, expire on Feb. 28,1927, unless the consolidated corporation renews its charter prior to such date?

3. If the consolidated corporation renews its charter prior to Feb. 28,1927, will it be necessary to renew the charter of the Dime Deposit and Discount Bank, one of the constituents, prior to June 19, 1930?

1. Taking these questions up in order, we find that section 1 of the said Act of May 3, 1909, provides that: “It shall be lawful for any corporation ... to merge its corporate rights, franchises, powers and privileges with and into those of any other corporation or corporations, ... so that by virtue of this act such corporations may consolidate, and so that all the property, rights, franchises and privileges then by law vested in either of such corporations so merged shall be transferred to and vested in the corporation into which such merger shall be made.”

Section 3 of said act provides: “. . . upon the issuing of new letters-patent thereon by the Governor, the said merger shall be deemed to have taken place and the said corporations to be one corporation under the name adopted . . . possessing all the rights, privileges and franchises theretofore vested in each of them, and all the estate and property, real and personal, and rights of action of each of said corporations, shall be deemed and taken to be transferred to and vested in the said new corporation. . .

Clearly the language of this act contemplates a consolidation, strictly speaking, that is, the formation of a new corporation. It has been uniformly held that, when a new corporation is created as a result of a consolidation under this act, it is an entity distinct from its constituents, although it takes over their rights, privileges, franchises and property and assumes their liabilities: Pennsylvania Utilities Co. v. Public Service Commission, 69 Pa. Superior Ct. 612.

Many text-writers state that the life of a new corporation created by a consolidation is not the unexpired term of the constituents, but is that of any like corporation formed under existing laws: 7 Ruling Case Law, 170; Thompson on Corporations (2nd ed.), § 6048; Fletcher’s Cyclopedia Corporations, § 4702; Note 89 A. S. R. 631. When the cases cited in support of this statement are examined, it is found, without exception, that the statutes which authorized the particular consolidations in question either expressly provided that a new period of existence might be inserted in the consolidation agreement, or provided that the consolidation agreement should contain provisions [194]*194similar to those contained in original articles of incorporation, or in some general language contained provisions which clearly conferred upon the merging corporations the authority to insert a clause with reference to corporate existence in such agreement.

The authorities uniformly hold that the rights of the consolidated corporation must be determined by a study of the statute authorizing the consolidation. Section 1 of the said merger act provides that “all the property, rights, franchises and privileges then by law vested in either” of the constituents shall be vested in the new corporation; section 3 states that all the “rights, privileges and franchises theretofore vested in each” constituent shall be vested in the new corporation. Clearly this language contemplates that the new corporation shall be vested merely with that which the constituents had. Paragraph 1 of section 2 of the act provides what shall be inserted in the merger agreement; it makes no reference, either in specific or general terms, to a provision as to the corporate existence of the new company growing out of the consolidation, and it has accordingly been ruled that no such provision may be inserted. In interpreting the entirely similar provisions of the merger act of May 29, 1901, P. L. 349, John F. Whitworth, Corporation Deputy, in an opinion, approved by the Attorney-General April 9, 1907 (Opinions Corporations by Whitworth, page 125), said: “. . . as to the term of existence of the new corporation, the act does not prescribe; but as all the rights and franchises of the constituent companies are transferred to the new corporation, its corporate life would depend upon that of the constituent corporations. The term of the corporate existence of the new corporation should not be set forth in the agreement of merger and consolidation unless it be shown therein that all the constituent corporations were incorporated for the same term as that named in the agreement.” See, also, opinion of Attorney-General Carson In re Bellevue and Perryville Street Ry. Co., 32 Pa. C. C. Reps. 243, 248.

In only one case which has come to the writer’s attention has a court indicated that the consolidated corporation might be limited in its existence to the life of the constituent company having the shortest period of existence when no period of existence was authorized to be fixed in the merger agreement. Such was the query made in New Orleans Gas Light Co. v. Louisiana Light, etc., Co., 11 Fed. Repr. 277, a very old case, but it is now commonly admitted that such is not the law: Thompson on Corporations (2nd ed.), § 6048.

Furthermore, the ordinary meaning of the language used in sections 1 and 3 of the'merger act here in question shows a legislative intention to give to the new corporation all that “either” or “each” of the constituents had; this would vest in it the right or franchise to exist during the longest period of existence possessed by any constituent. I am, therefore, of the opinion that the charter of the consolidated corporation will expire June 19, 1930, unless it is previously renewed in the manner provided by law.

2. I am likewise of the opinion that such of the special privileges possessed by the Scranton Savings Bank, as vested in the consolidated corporation at the time of consolidation, will not expire on Feb. 28, 1927. As a result of the merger and consolidation on June 3, 1913, the constituents were dissolved and a new corporation formed.

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Related

Railroad Co. v. Georgia
98 U.S. 359 (Supreme Court, 1879)
Pennsylvania Utilities Co. v. Public Service Commission
69 Pa. Super. 612 (Superior Court of Pennsylvania, 1918)

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Bluebook (online)
9 Pa. D. & C. 192, Counsel Stack Legal Research, https://law.counselstack.com/opinion/consolidation-of-banks-padeptjust-1927.