Commonwealth Bank v. Kirkland

62 A. 799, 102 Md. 662, 1906 Md. LEXIS 3
CourtCourt of Appeals of Maryland
DecidedJanuary 10, 1906
StatusPublished
Cited by4 cases

This text of 62 A. 799 (Commonwealth Bank v. Kirkland) is published on Counsel Stack Legal Research, covering Court of Appeals of Maryland primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Commonwealth Bank v. Kirkland, 62 A. 799, 102 Md. 662, 1906 Md. LEXIS 3 (Md. 1906).

Opinion

*664 Page, J.,

delivered the opinion of the Court.

It is alleged in the narr. that by mortgage a certain Edward C. Pritchett covenanted to pay to Joseph E. Hall, the sum of $3,75°, three years after the 15th April, 1890, with interest thereon at 5 per cent payably annually, with power of sale to the mortgagee or his assigns, upon default being made in the payment of the principal or interest, at the time limited for the payment of the same or the interest thereon; that the said mortgage debt and mortgage were assigned by Hall to William T. Donaldson on 2nd of October, 1899, and by him, on the same day to the Baltimore Building Association, and on the 12th of December, 1.899, by the latter to the appellant; that afterwards the appellant being still the holder of the mortgage and the debt secured thereby, and the appellee being the real owner of the equity of redemption, and the said mortgage being in default for the non-payment of overdue interest, and the appellant being about to sell the mortgaged property, the appellant and appellees “in conversation” agreed together that the appellant would accept from the appellee the overdue interest, and give up its right to proceed to enforce the said mortgage for a reasonable time and to demand the entire mortgage debt; and that the appellee in consideration thereof would guarantee the payment of the said debt, but said debt was never paid; that subsequently, the said mortgage being again in default and the whole of the entire debt being due, the appellee having refused after due notice and request to pay the same, the appellant sold the property and after applying the proceeds of sale to the said debt, there remained a balance of $2,289 still unpaid ; and that subsequently for a valuable consideration the said bank assigned the balance of the mortgage debt and guaranty to James H. Preston the equitable plaintiff, but the said appellee has refused to pay him the said sum due as aforesaid, though often requested so to do.

Annexed to and filed with this declaration was the following paper and affidavit.

*665 Office of O. A. Kirkland,

Auctioneer,

Rooms 104 and 105 Law Building, First Floor,

C. & P. Telephone Call 960,

Home “ “ 465 — 3.

$93.75-100 Baltimore.

Received Baltimore, Mch. 6, 1900, of Mr. Ogden Kirkland, the sum of ninety-three 75-IOO dollars in payment of 6 months interest due Oct. 15, 1889, on mtge. at Cedar Heights being same mtge. given by Edw. C. Pritchett and wife to Joseph E. Hall and recorded in Balto. County, Liber N. B. M., No. 195, folio 260. It is also understood that this interest is accepted from Mr. Ogden Kirkland with the understanding that he guarantee the payment of the said mtge. debt, of $3,750.

O. A. Kirkland, (Seal.)

per J. M.. Winkler.

The Court instructed the jury to render a verdict for the appellee, and after judgment this appeal was taken.

There were seven bills of exception, six to the rulings on the evidence, and one to the ruling of the Court taking the case from the jury and refusing the prayer of the appellant.

No evidence was offered to prove the execution of the alleged guaranty filed with the narr. The important question in the case is, whether the genuineness of the signature thereto, is admitted by the pleadings for the purposes of the cause.

The charter of Baltimore, sec. 312 provides, that in any suit, when the cause of action is a contract, &c., the plaintiff shall be entitled to judgment, after fifteen days from the return day to which the defendant shall have been summoned, although the defendant may have pleaded unless such plea contains a good defense, and unless the defendant or some one in his behalf, under oath or affirmation shall state that every plea is true, and that the affiant believes the defendant will be able at the trial to produce sufficient evidence to support it, &c.; “and if the co-partnership or incorporation of any of the parties to the suit shall be alleged in the declaration and the affidavit to be filed thereto, as hereinafter provided; or if there *666 shall be filed with the declaration in said cause any paper purporting to be signed by any defendant therein, the fact of such alleged co-partnership and the genuineness of such signature, shall be deemed to be admitted for the purposes of said cause, unless the affiant knows or has good reason to believe, such allegation of co-partnership or incorporation to be untrue, or that such signature was not written by or by the authority of the person whose signature it purports to be.” By sec. 313 it is further provided, that the piaintiff shall- not be entitled to judgment under the preceding section, unless at the time of bringing his action, he shall file with his declaration and affidavit stating the true amount the defendant is indebted to him, “and shall also file, the bond, bill of exchange, promissory note, or other writing or account, by which the defendant is so indebted, &c.” It is clear that the proceeding contemplated by these sections, being “a special statutory one,” must be strictly complied with.”' Thillman v. Shadrick, 60 Md. 528.

The objection made here is, that the paper filed with the declaration-does not comply with the provisions of the statute, which requires that there shall be filed the “writing or account by which the defendant is so indebted.” It is certainly not necessary under this provision to file that which is evidence only. Dawson v. Brown, 12 G. & J. 59; Lee v. Tinges, 7 Md. 229.

But the writing should show on its face at least a prima facie case of indebtedness from the defendant to the plaintiff. Now was the paper filed with the declaration, the writing “by which the defendant is so indebted?” It purports to be a sealed instrument and is signed by O. A. Kirkland, per J. M. Winkler. It acknowledges the receipt from Ogden Kirkland of $93-75 ‘‘in payment of six months interest, due October .15th, 1899, on mortgage at Cedar Heights, being same mortgage given by Edw. C. Pritchett and wife to Joseph E. Hall, recorded in Baltimore County, Liber N. B. M., No. 195, folio 260; and concludes with the following words, “it is also understood that this interest is accepted from Mr. Ogden Kirkland with the understanding that he guarantees the payment *667 of the said mortgage debt of $3,750.” It is difficult to perceive how a receipt from O. A. Kirkland to Ogden Kirkland, can in any manner unexplained constitute or be evidence of an indebtedness from O. A, Kirkland to the Commonwealth Bank of Baltimore. There is no stipulation on the part of Kirkland to become indebted to that institution and no facts are stated from which that can be inferred. The most that can be stated about it is unexplained, that O. A. Kirkland accepts the interest with the understanding that Ogden Kirkland is to guarantee the payment of the mortgage debt, but there is nothing showing to whom the guaranty was made.

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Cite This Page — Counsel Stack

Bluebook (online)
62 A. 799, 102 Md. 662, 1906 Md. LEXIS 3, Counsel Stack Legal Research, https://law.counselstack.com/opinion/commonwealth-bank-v-kirkland-md-1906.