Commercial Casualty Insurance v. District Court of San Juan

71 P.R. 841
CourtSupreme Court of Puerto Rico
DecidedNovember 28, 1950
DocketNo. 1842
StatusPublished

This text of 71 P.R. 841 (Commercial Casualty Insurance v. District Court of San Juan) is published on Counsel Stack Legal Research, covering Supreme Court of Puerto Rico primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Commercial Casualty Insurance v. District Court of San Juan, 71 P.R. 841 (prsupreme 1950).

Opinion

Mr. Justice Marrero

delivered the opinion of the Court.

Eleuteria Vázquez, Manuel, Petra and Susana Ríos, as sole and universal heirs of decedent Ramón Ríos, filed a complaint for damages in the District Court of San Juan against the Commercial Casualty Insurance Company and Efrain González. For the purposes of this appeal the essential allegations of their complaint were: that on August 19, 1949 and on insular highway No. 6, while defendant Efrain Gon-zález was driving motor vehicle bearing license plate P-28621 which is devoted to public service and which is owned by him, he ran over Ramón Ríos, causing him serious injuries from which de died six days later; that the accident was caused by the fault and negligence of defendant González; that the plaintiffs have suffered damages and that at the time of the accident codefendant Commercial Casualty Insurance Co. was liable by virtue of the insurance.policy signed by it, for the damages which said vehicle might cause these persons.

Defendants filed a motion for a summary judgment in which they claimed, in so far as pertinent, that on the day alleged in the complaint the vehicle described therein belonged to Agustín Jaca Hernández and was registered in his name [843]*843with the Department of the Interior of Puerto Rico; that according to the insurance contract which covers vehicles of this kind the insurance company is not liable if the person driving the vehicle is not the owner; and that neither the Public Service'Commission nor the Department of the Interior had approved any transfer at the time of the accident from Agustín Jaca Hernández to codefendant Efraín González; and they requested summary judgment dismissing the action as to codefendant Commercial Casualty Insurance Company. They attached certified photostatic copies of insurance policy No. AS 544880 to their motion; a certificate signed by the Commissioner of the Interior of Puerto Rico on January 18, 1950; á certificate dated August 81, 1949 1 of the Head of the Automobile and Traffic Division of the Department of the Interior; an affidavit from Manuel San Juan Jr., to the effect that Manuel San Juan Company, Inc., is general agent for said defendant insurer; that as such said corporation has never been informed of any change in the ownership of vehicle PA-67861, nor that Agustín Jaca Hernández had been granted a temporary permit so that said vehicle be driven by. a person other than its owner; and that Commercial Casualty Insurance Co. has not issued any endorsement on the insurance policy accepting any substitution of owners of the vehicle.

A hearing was set for the motion for summary judgment and on February 13, 1950 the court overruled it, stating in its order that “an endorsement appears in the policy presented by defendants to the effect that the insurance company will not be liable if an accident takes place in a vehicle whose owner has been substituted on a date subsequent to the [844]*844issuance of the policy and no notice of. said substitution is given to the Commissioner of the Interior or the insurance company”; that “it appears from a certificate of the Commissioner of the Interior of Puerto Rico of January 18, 1950, that said endorsement is an essential part of the policy issued by the Commercial Casualty Insurance Co. on July 1, 1949 covering vehicles P and PA which travel on the highways of Puerto Rico and which policy will be in force until July 1, 1950;” and that “Plaintiff presented in opposition to the motion for a summary judgment a copy of the same policy presented by defendants and in which said endorsement does not appear.” (Italics ours.) The court denied a motion for reconsideration and in its order of denial, upon referring to the discussion previously had in connection with the motion, it stated the following:

“This is what happened. The parties submitted the motion for summary judgment on the documents which they presented for and against it. When the Judge stated that it appeared from said documents that there existed a controversy of facts as to the contents of the policy in question and that therefore, summary judgment did not lie, defendants requested the court to summon the Commissioner of the Interior to testify in court. Plaintiff objected alleging that he would also bring evidence as to the contents of the original policy since the attorney for the plaintiff knew that said clause or condition of the policy did not exist in the original when he obtained the certified copy which he presented as evidence in opposition to the motion for summary judgment. Evidently it was intended to have an oral trial so that the Court weighing the credibility of the witnesses would determine the truth as to the conditions of the policy involved in this litigation. We believe that this proceeding was improper and we denied defendants’ motion.” (Italics ours.)

In order to review the orders thus rendered and at the request of the defendants therein we issued the writ of certiorari.

Rule 56 of the Civil Procedure provides: “A party against whom a claim, counterclaim, or cross-claim is asserted or a declaratory judgment is sought may, at any time, move [845]*845with or without supporting affidavits for a summary judgment in his favor as to all or any part thereof.”

Evidently, the fundamental reason why respondent court refused to render the summary judgment sought was that although a certified copy of the policy signed by codefendant Commercial Casualty Insurance Co. as respecting P and PA vehicles issued by the Commissioner of the Interior of Puerto Rico on January 18, 1950 contained an endorsement to the effect that “it is further understood and agreed that this policy does not cover any accident occurring when any insured vehicle is being driven by a person other than the person specifically mentioned in the policy as the owner of the insured vehicles as respecting PA and HP A vehicles”, (Italics ours) and that “whenever there is a substitution of ownership of any insured car, such substitution of ownership must be previously approved by the Commissioner of the Interior of Puerto Rico and the corresponding change in registration be made, it being understood, however, that such approval is conditioned to the use of the vehicle by the new owner as a tool of work in accordance with the provisions of Act 279, approved April 5,1946, as subsequently amended,”2 nevertheless, in another certified copy of the same policy issued on September 8, 1949 by the same Commissioner of the Interior said endorsement does not appear; and because it believed that the admission of oral testimony on the conditions of the policy involved would amount to an oral trial where the court would weigh the credibility of the witnesses and determine the truth.

The respondent court committed error in not admitting the additional evidence to determine whether the policy contained the endorsement in question. According to Moore’s Federal Practice, under the new Rulés of Civil Procedure, vol. 3, p. 3183, § 56.03: “A motion for summary judgment [846]*846under Rule 56 is not required to be supported or opposed by affidavits. Rule 56 contemplates that the motion may be heard in • any of the four following ways: (1) Wholly upon affidavits and the pleadings; (2) Upon the pleadings, depositions, and admissions of file, without any supporting or opposing affidavits; (3) Upon affidavits, and upon the pleadings, depositions, and admissions on file; (4) Wholly or party on oral testimony

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Cite This Page — Counsel Stack

Bluebook (online)
71 P.R. 841, Counsel Stack Legal Research, https://law.counselstack.com/opinion/commercial-casualty-insurance-v-district-court-of-san-juan-prsupreme-1950.