Colhouer v. Nationwide Mutual Insurance Company

CourtDistrict Court, N.D. Texas
DecidedMay 20, 2025
Docket3:24-cv-02869
StatusUnknown

This text of Colhouer v. Nationwide Mutual Insurance Company (Colhouer v. Nationwide Mutual Insurance Company) is published on Counsel Stack Legal Research, covering District Court, N.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Colhouer v. Nationwide Mutual Insurance Company, (N.D. Tex. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF TEXAS DALLAS DIVISION

LAURA COLHOUER, § Plaintiff, § § v. § No. 3:24-CV-2869-K § NATIONWIDE MUTUAL § INSURANCE CO., et al., § Defendants. §

MEMORANDUM OPINION AND ORDER Before the Court is Plaintiff Laura Colhouer’s Motion for Protective Order filed on May 5, 2025. (Dkt. No. 27 (“Mot.”).) Plaintiff objects to certain interrogatories propounded by Defendant Crestbrook Insurance Company. United States District Judge Ed Kinkeade referred the motion to the undersigned magistrate judge for a hearing, if necessary, and determination. (Dkt. No. 28.) For reasons discussed below, Plaintiff’s motion for protective order is DENIED. I. BACKGROUND Plaintiff filed this lawsuit in state court against her auto insurer for failure to provide coverage for certain losses resulting from an car accident caused by an uninsured third-party driver. (See Dkt. No. 1-1 ¶¶ 11-14.) Defendants removed the case to this Court. (See Dkt. No. 10.) Plaintiff filed her First Amended Complaint on February 18, 2025. (See Dkt. No. 23 (“Am. Compl.”).) In it, she alleges that, after being rear-ended by another motorist and confirming that the driver was not covered by an insurance policy, Plaintiff made claim on her policy under its provisions for uninsured motorist coverage. (Am. Compl. ¶¶ 9-12.) Among other things, Plaintiff avers that she “sustained serious injuries to her lower back, neck, right knee” and suffered a

Lisfranc fracture in her right foot. (Id. ¶ 13.) Although she alleges that the injuries to her back, neck, and knee have responded well to treatment, she states that her right foot has not improved, and she continues to receive weekly treatment for pain and other symptoms. (Id.) Plaintiff alleges that she suffers continued impairment due to her foot injury. (See id. ¶¶ 14-16.)

On March 20, 2025, Crestbrook served its first discovery requests on Plaintiff. (See Dkt. No. 27.) Included in that discovery were interrogatories seeking information about Plaintiff’s medical condition prior to the accident and the Lisfranc fracture to her foot:

Interrogatory No. 5: Identify (including facility name and address) all pharmacies where you have filled any and all prescriptions for the last seven (7) years. Interrogatory No. 6: Identify all medications You were taking at the time of the Accident including in Your response the condition the medication sought to treat. Interrogatory No. 9: List all surgeries You have undergone during the time period beginning ten (10) years prior to the Accident through the present. Interrogatory No. 12: Identify the date you were first diagnosed with a Lisfranc fracture. Interrogatory No. 13: Identify the orthopedic surgeon You visited and who diagnosed You with a Lisfranc fracture. These are the discovery requests underlying Plaintiff’s Motion.1 Plaintiff challenges the relevance of the requested information and contends that these interrogatories are “overbroad, harassing, and seek confidential and personal

information.” (Mot. at 5-6.) Based in part on Plaintiff’s undetailed representation that she “attempted to confer” with Defendants the day she filed the motion but received no response, the Court ordered the parties to meaningfully confer and submit a joint status report identifying the issues upon which the reached agreement and discussing their

respective positions on the issues on which they could not agree. (Dkt. No. 29.) Plaintiff and Crestbrook have submitted their joint status report. (Dkt. No. 32 (“JSR”).) II. LEGAL STANDARDS Plaintiff moves for a protective order pursuant to Fed. R. Civ. P. 26(c)(1). (See

Mot. at 2.) It provides that “[a] party . . . from whom discovery is sought may move for a protective order in the court where the action is pending.” Fed. R. Civ. P. 26(c)(1). “The Court has broad discretion to grant a motion for protective order, on a showing of ‘good cause,’ ‘to protect a party . . . from annoyance, embarrassment, oppression, or undue burden or expense.’” Samurai Glob., LLC v. Landmark Am. Ins.

1 Plaintiff’s motion challenged additional discovery requests, but the parties report that they have resolved the additional matters by agreement. (See Dkt. No. 32 at 2.) The Court does not address those matters here because those issues are mooted by the parties’ agreement. Co., No. 3:20-CV-3718-D, 2023 WL 8627527, at *1 (N.D. Tex. Dec. 13, 2023) (quoting Fed. R. Civ. P. 26(c)(1)). “The court must balance the competing interests of allowing discovery and protecting the parties . . . from undue burdens.” Id.

(quoting Williams ex rel. Williams v. Greenlee, 210 F.R.D. 577, 579 (N.D. Tex. 2002)). “The party seeking the protective order bears the burden of making a specific objection and showing that the discovery fails the Rule 26(b)(1) proportionality calculation.” Id. (quoting Carter v. H2R Rest. Holdings, LLC, No. 3:16-CV-1554-N-

BN, 2017 WL 2439439, at *4 (N.D. Tex. June 6, 2017)); see also Marable v. Dep't of Com., No. 3:18-CV-3291-N-BN, 2019 WL 4689000, at *3 (N.D. Tex. Sept. 26, 2019). Fed. R. Civ. P. 26(b)(1) articulates limitations on discovery, and it provides that a party may obtain discovery of “any nonprivileged matter that is relevant to any party’s claim or defense and proportional to the needs of the case[.]” “Relevancy is

broadly construed, and a request for discovery should be considered relevant if there is any possibility that the information sought may be relevant to the claim or defense of any party.” MC Trilogy Texas, LLC v. City of Heath, Texas, No. 3:22-CV-2154-D, 2024 WL 201365, at *2 (N.D. Tex. Jan. 18, 2024) (quoting Merrill v. Waffle House, Inc., 227 F.R.D. 467, 470 (N.D. Tex. 2005) (internal quotation marks omitted)).

III. ANALYSIS Crestbrook’s discovery requests that are the subject of Plaintiff’s motion concern Plaintiff’s medical condition before the accident by asking about her medications and surgeries or details about the diagnosis of her Lisfranc fracture. In Plaintiff’s view, these interrogatories are “completely irrelevant” to the issues in this case. (JSR at 4.) She contends that the information is irrelevant to liability because she was at a standstill when she was hit by the other driver and this information

cannot be probative of whether she was at fault. (Id. at 4-5.) And because Plaintiff has not undergone any surgery as a result of the accident, she contends that information sought about prior surgeries is irrelevant. (Id. at 5.) With respect to the Lisfranc fracture in her foot—which she features in her Amended Complaint (see

Am. Compl. ¶¶ 14-16)—Plaintiff cursorily states without explanation that the date of diagnosis and identity of the diagnosing physician are not relevant. (JSR at 5.) Plaintiff also asserts that the information sought “infringe[s] on [her] confidential medical information.” (Id.) Plaintiff’s unsupported challenges to the relevance of the requested

information fall short of satisfying her burden to show that the discovery is irrelevant or disproportional to the needs of this case. See Samurai Global, LLC, 2023 WL 8627527, at *1. Interrogatories 12 and 13 seek information about Plaintiff’s Lisfranc fracture. Plaintiff plainly seeks recompense for this injury in the Amended Complaint, and her allegations clearly put at issue the facts concerning the cause,

severity, treatment, and details about this injury that she contends impairs her daily life. (See Am. Compl.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

R.K. v. Ramirez
887 S.W.2d 836 (Texas Supreme Court, 1994)
Williams ex rel. Williams v. Greenlee
210 F.R.D. 577 (N.D. Texas, 2002)
Merrill v. Waffle House, Inc.
227 F.R.D. 467 (N.D. Texas, 2005)
Carr v. State Farm Mutual Automobile Insurance
312 F.R.D. 459 (N.D. Texas, 2015)

Cite This Page — Counsel Stack

Bluebook (online)
Colhouer v. Nationwide Mutual Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/colhouer-v-nationwide-mutual-insurance-company-txnd-2025.