Cogley, J. v. Select Portfolio Servicing

CourtSuperior Court of Pennsylvania
DecidedMay 5, 2026
Docket941 WDA 2025
StatusUnpublished
AuthorStabile

This text of Cogley, J. v. Select Portfolio Servicing (Cogley, J. v. Select Portfolio Servicing) is published on Counsel Stack Legal Research, covering Superior Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cogley, J. v. Select Portfolio Servicing, (Pa. Ct. App. 2026).

Opinion

J-A02002-26

NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37

JAMES A. COGLEY : IN THE SUPERIOR COURT OF : PENNSYLVANIA Appellant : : : v. : : : SELECT PORTFOLIO SERVICING, A/K/A : No. 941 WDA 2025 SPS; US BANK, NA :

Appeal from the Order Entered April 3, 2025 In the Court of Common Pleas of Butler County Civil Division at No: A.D. 2021-10481

BEFORE: STABILE, J., MURRAY, J., and BECK, J.

MEMORANDUM BY STABILE, J.: FILED: May 5, 2026

Appellant, James A. Cogley, appeals pro se from the April 3, 2024, order

sustaining the preliminary objections of Appellees, Select Portfolio Servicing

and US Bank, NA, dismissing Appellant’s second amended complaint with

prejudice. We affirm.

The record reveals that Appellees foreclosed on Cogley’s property (the

“Property”) in Butler, Pennsylvania and it was the successful bidder at the

resulting sheriff’s sale. The Butler County Sherrif’s deed was recorded on

January 14, 2019. On February 1, 2019, Appellees filed an Ejectment Action

(the “Ejectment Action”) against Appellant. Shortly thereafter, on February

25, 2019, the Township of Butler issued a condemnation notice for the

Property. Appellant filed a motion to stay the Ejectment Action on March 5,

2019, followed by preliminary objections to the Ejectment Action on March 11, J-A02002-26

2019. On March 25, 2019, the trial court entered an order in the Ejectment

Action directing that Appellant be allowed access to the Property to retrieve

any personal property remaining there.1 On June 4, 2019, however, the trial

court issued an order dismissing the Ejectment Action as moot, reasoning that

Appellant had been out of possession of the Property and was prohibited from

accessing the Property because of the Township’s issuance of the February 5,

2019, condemnation notice. The June 4, 2019, order was not appealed.

Appellant, proceeding pro se, commenced the instant action with a writ

of summons on July 12, 2021, followed by a complaint on July 1, 2022. After

several rounds of preliminary objections, Appellant filed his second amended

complaint on June 1, 2023. The second amended complaint alleged causes of

action for “negligence/gross negligence” and a violation of 68 Pa.C.S.A.

§ 2307. Appellant alleges that Appellees, in concert with local police, changed

the locks at the Property and denied him access despite the March 25, 2019,

order in the Ejectment Action granting him access. Second Amended

Complaint, 6/1/23, at ¶ 5. Appellant further alleges that, some time prior to

August 1, 2019, Appellees disposed of Appellant’s personal property that

____________________________________________

1 We pause here to note a point of confusion. “Ejectment is an action filed by a plaintiff who does not possess the land but has the right to possess it, against a defendant who has actual possession.” Siskos v. Britz, 790 A.2d 1000, 1006 (Pa. 2002) (emphasis added). Given this, we are puzzled by the need for the Ejectment Action in light of the court’s March 25, 2019, order granting Appellant access to the Property from which Appellees sought to eject him.

-2- J-A02002-26

remained at the Property, including a vehicle, clothing, furniture, appliances,

tools, keepsakes, jewelry, business records, electronics, computers, and the

cremated remains of Appellant’s fiancée and grandfather. Id. at ¶ 6, 8.

Appellant seeks $400,000.00 in compensatory damages and $5 million in

punitive damages on his statutory and tort claims against Appellees.

Appellees filed preliminary objections to the second amended complaint

on September 7, 2023. Appellees asserted, among other things, that

Appellant’s complaint was legally insufficient, as per Pa.R.Civ.P. 1028(a)(4).

Appellant filed his opposition to the preliminary objections on March 25, 2024,

and the trial court scheduled a hearing for April 3, 2024. Appellant failed to

appear at the hearing. The trial court sustained Appellees’ preliminary

objections at the conclusion of the April 3, 2024, hearing and dismissed

Appellant’s claims against Appellees with prejudice, but Appellant’s action

against other named defendants remained pending. This Court therefore

quashed Appellant’s appeal from the April 3, 2024, order. On July 30, 2025,

Appellant discontinued his action against the last remaining named defendant

other than Appellees, thus rendering the April 3, 2024, order final and

appealable.

Appellant presents four questions:

1. Whether the trial court erred as a matter of law in holding that the February 25, 2019, condemnation notice extinguished Appellant’s right to enter the Property and relieved Appellees of their statutory notice obligations under 68 Pa.C.S.A. § 2307, contrary to the statute’s plain language and Pennsylvania appellate precedent?

-3- J-A02002-26

2. Whether the trial court violated Appellant’s due process rights under the United States and Pennsylvania Constitutions by issuing a March 25, 2019 order permitting retrieval of personal property and staying proceedings [in the Ejectment Action] until July 1, 2019, then issuing a contradictory June 4, 2019 possession order, thereby depriving Appellant of a meaningful opportunity to recover his property and notice of its disposal?

3. Whether the trial court misapplied Pennsylvania ejectment law by treating a judgment for possession as extinguishing all legal duties concerning Appellant’s personal property, despite statutory protections under 68 Pa.C.S.A. § 2307 and established precedent distinguishing real property possession from personal property ownership?

4. Whether the trial court erred in sustaining Appellees’ preliminary objections and dismissing Appellant’s claims at the pleading stage, where Appellant alleged facts that, if proven, establish statutory violations, interference with retrieval efforts, and deprivation of due process, and where dismissal prevented factual development of a viable legal claim?

Appellant’s Pro Se Brief at 2.

We conduct our review according to the following standard:

In reviewing a trial court’s grant of preliminary objections, the standard of review is de novo and the scope of review is plenary. The salient facts are derived solely from the complaint and pursuant to that standard of review, the court accepts all well- pleaded material facts in the complaint, and all inferences reasonably deduced therefrom must be accepted as true.

In determining whether the trial court properly sustained preliminary objections, the appellate court must examine the averments in the complaint, together with the documents and exhibits attached thereto, in order to evaluate the sufficiency of the facts averred. The impetus of our inquiry is to determine the legal sufficiency of the complaint and whether the pleading would permit recovery if ultimately proven. This Court will reverse the trial court’s decision regarding preliminary objections only where there has been an error of law or abuse of discretion. When sustaining the trial court’s ruling will result in the denial of claim or a dismissal of suit, preliminary objections will be sustained only where the case is free and clear of doubt.

-4- J-A02002-26

Jones v. Bd. of Dirs. of Valor Credit Union, 169 A.3d 632, 635 (Pa. Super.

2017) (citation omitted).

In support of his appeal, Appellant relies on 68 Pa.C.S.A. § 2307, which

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Related

Fuentes v. Shevin
407 U.S. 67 (Supreme Court, 1972)
Siskos v. Britz
790 A.2d 1000 (Supreme Court of Pennsylvania, 2002)
Jones v. Board of Directors of Valor Credit Union
169 A.3d 632 (Superior Court of Pennsylvania, 2017)

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Bluebook (online)
Cogley, J. v. Select Portfolio Servicing, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cogley-j-v-select-portfolio-servicing-pasuperct-2026.