Coe v. Anderson
This text of 61 N.W. 177 (Coe v. Anderson) is published on Counsel Stack Legal Research, covering Supreme Court of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
“May 14, 1888.
UJ. G. Anderson.
“Dear Sir: * * * The last note I have of yours, for $167.00, was due May 7, 1888, and I have ■been expecting to make a payment on my mill with it. My note was due the first of this month, but I could not meet it until I get that. Please let me know about it, and what day I had better come over, as I am very busy, and don’t want to come and not find you there. 'This leaves us all well. Bespectfully, Sam Coe.”
On the twenty-second of May, 1888, a credit of ■one hundred dollars was indorsed on the one hundred and sixty-seven dollar note. It is urged by appellants that the evidence shows that the two hundred and thirty-three dollar note had been paid. It seems to us that is the correct view of the case. The only evidence in support of plaintiff’s claim is the possession of the note; and, if it be conceded that the defendants must ■overcome the presumption arising therefrom, we think the evidence is sufficient for the purpose. The first note, by its terms, matured eight months before the last one. An obligation of plaintiff matured before the last note in suit did. The plaintiff seemed pressed for money to make his payment, and he waited for the maturity of the last note, and then gave notice that it was due, and urged payment in order to meet his own •obligation. Then when he receives a payment he indorses it on the last note instead of on the first one, ■and that had been due eight months and more. The [518]*518record is without a word of explanation why this should have been done. The indorsement is in harmony with what we regard as the correct meaning of the letter wherein the one hundred and sixty-seven dollar note is spoken of as “the last note I have of yours.” It is difficult to believe that the plaintiff would have held the two hundred and thirty-three dollar note, past due, and, without any reference to it, have asked payment of a note recently due, in the absence of some reason for so doing; and, as we have said, the record furnishes no explanation for such a course of conduct. Appellee’s construction of the language of the letter is that it refers to the last note of the series, and that it was for one hundred and sixty-seven dollars. There was no other note for one hundred and sixty-seven dollars, so the expression was not necessary to distinguish between two notes of the same amount; andas to the series, if there was a purpose to distinguish, only, the words are not the natural ones for such a purpose, for he speaks of that note as the last he has. However, if the words are doubtful, 'the words and acts are so out of harmony with ordinary business conduct that we think the presumption arising from the possession of the note is fairly overcome. There is some other evidence of plaintiff’s conversation with Mrs. Anderson and her attorney, after the commencement of this suit, that to some extent aids our conclusion. We think the two hundred and thirty-three dollar note should be treated as paid, and that the amount of the mortgage indebtedness should be fixed by crediting the one hundred dollar payment on the one hundred and sixty-seven dollar'note, and granting a foreclosure for the unpaid balance. The cause is remanded for that purpose. Appellee will pay the costs of this appeal. Modified and affirmed.
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61 N.W. 177, 92 Iowa 515, Counsel Stack Legal Research, https://law.counselstack.com/opinion/coe-v-anderson-iowa-1894.