Cobler, Admr. v. Prudential Life Ins. Co.

31 N.E.2d 678, 108 Ind. App. 641, 1941 Ind. App. LEXIS 162
CourtIndiana Court of Appeals
DecidedFebruary 13, 1941
DocketNo. 16,406.
StatusPublished
Cited by13 cases

This text of 31 N.E.2d 678 (Cobler, Admr. v. Prudential Life Ins. Co.) is published on Counsel Stack Legal Research, covering Indiana Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cobler, Admr. v. Prudential Life Ins. Co., 31 N.E.2d 678, 108 Ind. App. 641, 1941 Ind. App. LEXIS 162 (Ind. Ct. App. 1941).

Opinion

BLESSING, J.

On August 30, 1936, Orange W. Barrett and his wife, Maude Barrett, riding in an automobile which Mr. Barrett was driving, were involved in a head-on collision with another car. Both of the Barretts suffered fatal injuries and died in a common disaster. At the time of the' collision Mr. Barrett was carrying a life insurance policy in The Prudential Life Insurance Company of America in which his wife, Maude Barrett, was the named beneficiary.

One of the clauses in the policy provided: “if there be no beneficiary, original or substituted, when the policy becomes a claim by death, the company will pay the commuted value of the instalments payable, to the executors, administrators or assigns of the insured.” On March 8, 1937, the appellant filed his complaint against The Prudential Life Insurance Company and appropriate pleadings were thereafter filed bringing appellee Glenn C. Henderson, Administrator of the estate of Orange W. Barrett, deceased, into the cause.

The court found the amount due upon the insurance policy and upon such finding the insurance company paid to the clerk of the Allen Circuit Court the proceeds of said policy for the benefit of the party entitled thereto.

Subsequent to the determination of the amount due upon the policy, the right to the proceeds thereof became the subject of contest between the appellant as administrator of the estate of Maude Barrett, deceased, who claimed that his decedent survived her husband, and Glenn C. Henderson, administrator of the estate of Orange W. Barrett, deceased. The court heard the evidence, found for the appellee, Glenn C. Henderson, *645 administrator of the estate of Orange W. Barrett, deceased, and entered judgment awarding the proceeds in the hands of the clerk of the Allen Circuit Court to said appellee.

The appellant filed his motion fo1' -, new trial which was overruled and this constitutes the only assignment of error upon this appeal. For causes for a new trial numerous assignments were set out but all proper assignments have been expressly waived except:

1. The decision of the court is contrary to law;

15. Newly discovered evidence.

The finding of the court is supported by the evidence and therefore the first cause for a new trial need be given no consideration.

This leaves the ruling of the trial court on the question of newly discovered evidence the only question to be disposed of in this appeal.

It is conceded that The Prudential Life Insurance Company of America, upon the payment of the proceeds found due under its policy to the clerk of the Allen Circuit Court, has no further liability and has no interest in this appeal. When reference is made hereinafter to the appellant or appellee it will be understood that such reference relates only to the respective administrators of said estates.

It is further conceded by the contesting parties, under the recent decision of McKinney v. Depoy (1938), 213 Ind. 361, 12 N. E. (2d) 250, that appellant had the burden of proof that his decedent survived the appellee’s decedent.

In order to discharge this burden the appellant produced four witnesses, including the coroner, a physician, two lay witnesses, and another doctor. The two lay witnesses appeared upon the scene something like three-quarters of an hour after the accident, and testi *646 fied that they observed the Barretts, who still remained in the car following the accident, and when the door was opened the arm of Mrs. Barrett slumped down and her head tilted downward and toward Mr. Barrett. These same parties gave some evidence as to blood coming from the wounds upon Mrs. Barrett. From the slumping of the body and the bleeding these parties thought she was alive when they first arrived. The physician testified that dead persons do not bleed because there is no pressure exerted from the pulsations of the heart. This same physician did admit that a dead person will leak blood from wounds but only for a very few minutes. The coroner first saw the Barretts about an hour and a half after the accident and upon examination of them, which consisted of feeling the pulse, noticing whether either was breathing, examining the eyes as to the dilation of the pupils and noting their appearance, ordered the bodies sent to the mortuary. He thought they had been dead for almost two hours. At eight o’clock that evening he examined Mrs. Barrett’s body and basing his opinion on blood from the nose, ears and mouth found that she had suffered a fracture at the base of the skull. The coroner admitted that the manual examination that he made did not disclose a fracture of the skull, but explained that a fracture of the skull at such point is not always disclosed from manual examination. His opinion as to a fracture of the skull was also based on the finding that her other injuries were not of such character to cause death. The coroner returned two verdicts finding that each of the Barretts came to his and her death by automobile collision with contributing cause of a fractured skull. The lay witnesses produced by appellant contradicted the coroner with respect to there being any loss of blood from the nose, ears or mouth of Mrs. *647 Barrett. In his first deposition the coroner had no opinion as to survivorship, but in the second deposition it was his opinion that Mrs. Barrett died instantly.

To meet this evidence the appellee produced six lay witnesses and three physicians.

The first lay witness produced by the appellee gave evidence of the collision between the Oldsmobile, in which the Barretts were riding, and the Ford car occupied by several people. He describes the collision as being very violent. He testified that some of the people from the Ford car were thrown as far as fifty to one hundred feet. The Barretts remained in the car and the motor of this car was pushed back through the floor boards and the Barrett bodies were in a distorted and cramped position in the single compartment. This witness drove on to a nearby telephone, called the ambulance, and returned to the scene of the accident. Upon an examination of the Barretts he pronounced them both dead. All of appellee’s other lay witnesses who reached the scene of the accident a short time from its happening testified that both the Barretts were dead. These lay witnesses appear to have reached the scene prior to the time of the arrival of the witnesses produced by appellant.

It appears from the evidence that of the six or seven passengers in the Ford car, one at least was killed and the others injured, and upon the arrival of one Haverstock, the undertaker and ambulance driver, one lay witness who assisted him in checking the bodies to determine who were dead and who were injured saw Haverstock take hold of Mrs. Barrett’s wrist and then of Mr. Barrett’s wrist, after which he pronounced both of them dead.

To meet the medical testimony produced by appellant, the appellee called three physicians, each of whom *648 after having propounded to him a hypothetical question, testified in effect that the Barretts died almost at the time of the accident and simultaneously.

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Bluebook (online)
31 N.E.2d 678, 108 Ind. App. 641, 1941 Ind. App. LEXIS 162, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cobler-admr-v-prudential-life-ins-co-indctapp-1941.