Co-Operative Building Bank v. Hawkins

73 A. 617, 30 R.I. 171, 1909 R.I. LEXIS 11
CourtSupreme Court of Rhode Island
DecidedJuly 7, 1909
StatusPublished
Cited by11 cases

This text of 73 A. 617 (Co-Operative Building Bank v. Hawkins) is published on Counsel Stack Legal Research, covering Supreme Court of Rhode Island primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Co-Operative Building Bank v. Hawkins, 73 A. 617, 30 R.I. 171, 1909 R.I. LEXIS 11 (R.I. 1909).

Opinion

Sweetland, J.

It appears from the testimony that on February 1st, 1894, one Annie Campbell was the owner of a tract' of land on the westerly side of Main street, near Dudley *174 street, in the city of Pawtucket; that said tract measured two hundred feet on said Main street and extended westerly four hundred and sixty-three feet to land of one H. Conant, on which land of Conant it measured one hundred and seventy-nine feet. So far as appears from the testimony, said tract had not been platted into lots. On said February 1st, 1894, the said Annie Campbell was erecting a dwelling-house upon said tract, near its southwest corner. On said February 1st, 1894, said Annie Campbell mortgaged a portion of said tract to this defendant Emma A. Hawkins, as security for a negotiable promissory note for the sum of eighteen hundred dollars. Duncan H. Campbell, the husband of said Annie Campbell, joined with her in said mortgage deed and note.

The portion of said tract mortgaged to Emma A. Hawkins was described in said mortgage deed as "A certain lot or parcel of land situated in the City of Pawtucket, bounded and described as follows: Beginning at a point about 315 feet distant from Dudley Street and 363 feet distant from Main Street §aid land runs westerly, bounded northerly by land of these grantors 100 feet to the land of H. Conant, thence southerly bounded westerly by said Conant land 50 feet to a corner; thence turning at right angles said land runs easterly bounded southerly by land of these grantors, 100 feet to a corner; thence turning at right angles said land runs northerly bounded easterly by land of these grantors 50 feet to the first mentioned bound, together with all the buildings and improvements thereon, and is a part of the premises conveyed to Annie Campbell by deed from Mary A. Sullivan, dated May 3, 1889, and recorded in Pawtucket Records in B. 50, p. 115, to which reference is hereby made.” Said mortgage deed from Duncan H. and Annie Campbell to Emma A. Hawkins was recorded in the land records of Pawtucket, "on February 2nd, 1894.

It appears from the testimony that at the time of said mortgage said lot therein described was not marked by bounds placed upon the land, by fences, or in any other manner.

On April 18th, 1894, the said Annie Campbell mortgaged the whole of said tract to the plaintiff in this case, the Cooperative Building Bank, for the sum of $14,000. The said *175 Duncan H. Campbell joined in the mortgage deed and note. The mortgage to the Co-operative Building Bank was recorded in the land records of Pawtucket, on May 15th, 1894.

On July 15th, 1896, to prevent the commencement of foreclosure proceedings, which for some reason she did not wish to have taken, the said Annie Campbell, then a widow, conveyed by deed to Myron H. Hawkins, for Emma A. Hawkins, the premises described in the mortgage, deed to Emma A. Hawkins. And thereupon, on said July 15th, 1896, the said Myron H. Hawkins, for Emma A. • Hawkins, took possession of certain land, upon said tract, including a part of the land which the plaintiff alleges in its declaration to be its close, and including the whole of the dwelling-house which, as before stated in this opinion, was in process of erection on February 1st, 1894, and continued in possession of said land and said dwelling-house until October 22, 1906.

On April 14, 1897, the said Emma A. Hawkins, to protect her interest, foreclosed the premises described in the mortgage deed to her, and as attorney for the mortgagor conveyed said premises to herself by mortgagee’s deed.

On November 20th, 1897, the Co-operative Building Bank foreclosed the said mortgage of Duncan H. and Annie Campbell to it, and as attorney for the mortgagor conveyed said tract, in said mortgage described, to itself by mortgagee’s deed.

On December 27th, 1897, the said Co-operative Building Bank conveyed the entire tract, described in said mortgage and in said mortgagee’s deed to it, by deed to one Blodgett, and on the same day the said Blodgett gave to said Co-operative Building Bank a mortgage back upon said entire tract.

On March 13th, 1901, having foreclosed the mortgage of said Blodgett to it, the Co-operative Building Bank, as attorney for the mortgagor, conveyed the entire tract to itself, by mortgagee’s deed.

In February, 1903, the plaintiff, the Co-operative Building Bank, proceeded to plat said tract into streets and lots, and .attempted to apply to said land the description of the lot contained in the mortgage deed of Duncan H. and Annie Campbell to Emma A. Hawkins; and in so attempting to apply *176 said description to the land the plaintiff took as the place of beginning, as the northeast corner of said lot, a point exactly three hundred and sixty-three feet west of Main street and exactly three hundred and fifteen feet south of Dudley street in said Pawtucket, and the plaintiff has so delineated a certain lot, as the lot of the defendant Emma A. Hawkins, upon its plat, which said plat was recorded in the land records of said Pawtucket on March 25th, 1903. Under the construction of said description so adopted by the plaintiff, the dwelling-house, before referred to, extends beyond the lines of said lot and onto» land which the plaintiff alleges in its declaration to be a part of its close, said extension being more than seven feet along the south side of said house and about seven feet along the east side of said house.

On February 13th, 1903, the defendant, Emma A. Hawkins, having been informed of the claims of the plaintiff as to the location of said dwelling-house with reference to the lines of her said lot, joined with her husband in a bill in equity against the Co-operative Building Bank — drawn by a solicitor other than her attorney in the case at bar — and filed the same in .the Appellate Division of the Supreme Court. Said bill was signed by said Emma A. Hawkins and her husband, but was not sworn to by either. Said bill averred the ownership by said Emma A. Hawkins of the lot described in the mortgagee’s deed to her, and the ownership by the Co-operative Building Bank of the remainder of said tract, and further averred that “at about the time said mortgage deed was given by Duncan H. Campbell and Annie Campbell to said Emma A. Hawkins, a dwelling-house, a barn and other improvements were erected upon the land in question in this suit; and these buildings were so placed upon said property that the southerly portion of the barn projects beyond the lot included in the mortgage to said Emma A. Hawkins about one and one-third (l-J) feet its entire length, and the southerly portion of the dwelling-house projects about seven and one-fourth (7J) feet at the front and nearly eight (8) feet at the rear, . . . and practically all of the piazza across the front of the house and the front. *177 steps are not upon the land included in the mortgage and deed to Emma A. Hawkins.”

The complainants in said bill also averred that the Cooperative Building Bank at that time threatened to cut off "so much of said buildings and improvements as are not upon the land described in the deed to Emma A.

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Bluebook (online)
73 A. 617, 30 R.I. 171, 1909 R.I. LEXIS 11, Counsel Stack Legal Research, https://law.counselstack.com/opinion/co-operative-building-bank-v-hawkins-ri-1909.