CNA Insurance Co. v. Krueger, Inc.

1997 OK 142, 949 P.2d 676, 1997 WL 716576
CourtSupreme Court of Oklahoma
DecidedDecember 24, 1997
Docket85796
StatusPublished
Cited by18 cases

This text of 1997 OK 142 (CNA Insurance Co. v. Krueger, Inc.) is published on Counsel Stack Legal Research, covering Supreme Court of Oklahoma primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
CNA Insurance Co. v. Krueger, Inc., 1997 OK 142, 949 P.2d 676, 1997 WL 716576 (Okla. 1997).

Opinion

HARGRAVE, Justice.

¶ 1 The sole issue is whether the trial court erred in giving a jury instruction on assumption of risk based on the facts of this case. Because we find that the facts support giving the instruction and the record does not reflect a probability that the jurors were misled and thereby reached a result different from that which they would have reached but for the error, we vacate the opinion of the Court of Civil Appeals and affirm the trial court.

¶2 This case involved a faulty fryer in the kitchen of a truck stop. The fryer malfunctioned and the manager, Mr. Smith, was unable to turn it off at the switch. The manager called B.M.I. for repairs, but B.M.I. could not send a repairman until the next day, so the manager called for an electrician to come immediately to turn off the electricity to the fryer at the main circuit breaker, which was kept in a locked room. Smith gave the assistant manager, Mr. Lishbrook, a key to the room and instructed him to take the repairman into the boiler room and turn on the circuit breaker for him the next morning, and to make sure the circuit breaker was turned off when the repairman left. The repairman arrived the next day and Lish-brook let him into the locked room in order to turn on the circuit breaker. The repairman was on the premises for only a few minutes before determining that he would need a replacement part in order to fix the fryer. The repairman left, after informing Lishbrook that it would take several days to obtain the part. Mr. Lishbrook testified that he asked the repairman if he had turned off the circuit breaker, and after being assured that he had, Lishbrook did not investigate for himself. Shortly after the repairman left, the fryer caught fire and caused extensive damage to the restaurant. 1

¶ 8 CNA, the insurer, paid $42,348 to the truck stop and sought to recover from B.M.I. through subrogation. CNA alleged negligence on the part of B.M.I.’s employee in failing to turn off the fryer at the circuit breaker before leaving, which resulted in the fire. B.M.I. admitted that its employee Moore visited the truck stop on Saturday and saw the fryer, but Moore testified that when he arrived, no one had a key to the circuit breaker room and that he refused to work on the fryer until the power was off, so he left. Moore testified that his total time spent at the truck stop was 3 to 5 minutes.

¶ 4 B.M.I. contended, in addition, that the truck stop assumed the risk that the defective fryer might cause a fire because Lish-brook did not switch off the power to the fryer himself, or check to make sure the fryer was turned off at the circuit breaker, despite having been instructed by the manager to do so. B.M.I. requested and received *678 the following instruction on assumption of risk, to which CNA objected:

“Plaintiffs insured assumed the risk of injury resulting from B.M.I., Inc.’s negligence if its employee, Rick Lishbrook, voluntarily exposed Plaintiffs insured to injury with knowledge and appreciation of the danger and risks involved.
To establish this defense, B.M.I., Inc., must show by the weight of evidence that:
1. Mr. Lishbrook knew of the risk and appreciated the degree of danger.
2. Mr. Lishbrook had the opportunity to avoid the risk.
3. Mr. Lishbrook acted voluntarily.
4. Mr. Lishbrook’s action was the direct cause of Plaintiffs insured’s injury.”

¶5 The instruction was taken from the Oklahoma Revised Jury Instructions Second. The trial judge also instructed on contributory negligence. The jury returned a verdict for the defendant, B.M.I. CNA Insurance appealed and the Court of Civil Appeals reversed and remanded the case. B.M.I. sought certiorari.

¶ 6 The Court of Civil Appeals felt that the evidence supported a contributory negligence instruction, but not one on assumption of the risk. The trial judge instructed on both contributory negligence and assumption of the risk. We find that there was evidence to support giving an instruction on assumption of risk and further, that there is no showing of the probability that the jurors were misled and reached a different conclusion than they would have reached but for the questioned instruction. Woodall v. Chandler Material Co., 716 P.2d 652 (Okla.1986).

¶ 7 B.M.I. asserts that because there was evidence presented at trial to warrant an instruction on assumption of risk, it was not error for the court to give the instruction. We agree. B.M.I. argues that even if the defendant in a negligence case is found to be at fault, the plaintiff is barred from recovery if he knew of the unreasonable risk created by the defendant’s conduct and voluntarily chose to encounter that risk. Thus, B.M.I. argues, the plaintiffs conduct is viewed as somewhat similar to contributory negligence, citing Thomas v. Holliday by and through Holliday, 764 P.2d 165 (Okla.1988) footnote

8.

¶8 Unlike the defense of contributory negligence, an assumption of risk defense may exist in absence of negligence on the part of the plaintiff. Byford v. Town of Asher, 874 P.2d 45 (Okla.1994). There we were discussing the third situation in which the defense of assumption of risk may arise: voluntarily exposing oneself to a known danger, even though not negligent in so doing. The plaintiff is deemed to assume the risk of his injury, we said, but the defense requires “a subjective standard in evaluating a plaintiffs knowledge, comprehension and appreciation of the risk.” We said that unlike contributory negligence which must be compared to the primary negligence of the defendant, with the plaintiffs recovery reduced accordingly, the defense of assumption of risk may exist in the absence of negligence on the part of the plaintiff and still constitute an absolute bar to recovery.

¶ 9 In the alternative, B.M.I. argues that if it was error to instruct on assumption of the risk, the mistake was harmless because the instruction did not inform the jury that assumption of the risk is a complete defense to plaintiff’s claim.

¶ 10 The parties disputed whether B.M.I.’s employee had even attempted to repair the fryer, and whether Jack Moore, the employee of B.M.I., had left the truck stop without shutting off the power to the fryer. Evidence was presented at trial that the assistant manager had been left in charge of the fryer repair and had been given a key to the boiler room containing the circuit breakers. Mr. Lishbrook was instructed to let the repairman in, turn on the circuit breaker, and make sure that the circuit breaker was shut off afterwards. Mr. Lishbrook admitted that he did not check to see whether the breaker was turned off, but instead relied on the repairman’s statement that it had been turned off.

¶ 11 In the ease at bar, though more properly a question of contributory negligence, there was evidence sufficient to support giving an instruction on assumption of *679 risk. The given instruction informed the jury that Mr. Lishbrook had to know of and appreciate the danger of not turning off the switch. That he did know and appreciate the risk is evident under any version of the disputed facts.

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Cite This Page — Counsel Stack

Bluebook (online)
1997 OK 142, 949 P.2d 676, 1997 WL 716576, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cna-insurance-co-v-krueger-inc-okla-1997.