Citation Insurance Company v. Broan-NuTone LLC

CourtDistrict Court, D. Massachusetts
DecidedAugust 6, 2025
Docket4:21-cv-11707
StatusUnknown

This text of Citation Insurance Company v. Broan-NuTone LLC (Citation Insurance Company v. Broan-NuTone LLC) is published on Counsel Stack Legal Research, covering District Court, D. Massachusetts primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Citation Insurance Company v. Broan-NuTone LLC, (D. Mass. 2025).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS

CITATION INSURANCE COMPANY A/S/O PETER T. DAMORE, Plaintiff,

v. Civ. No.: 4:21-cv-11707-MRG

BROAN-NUTONE LLC AND JAKEL MOTORS INCORPORATED,

Defendants.

MEMORANDUM & ORDER ON DEFENDANTS’ MOTION FOR SUMMARY JUDGMENT [ECF No. 23]

GUZMAN, D.J.

I. INTRODUCTION This is a products liability case that arises within the context of an insurance subrogation action. Plaintiff-insurer Citation Insurance Company dispensed approximately $726,379 in payments to its insured, Mr. Peter T. Damore, in the wake of a fire at Mr. Damore’s home that damaged his real and personal property. Now, Citation -- as subrogee of Damore -- has sued Defendant-bathroom exhaust manufacturer Broan-NuTone LLC, and Defendant-electric fan motor manufacturer Jakel Motors Incorporated on manufacturing defect and design defect theories, sounding in both negligence and breach of implied warranty. Defendants have moved for summary judgment, arguing in the main that Plaintiff’s expert cannot establish causation. More specifically, Defendants assert that summary judgment must enter in their favor on the manufacturing defect claims due to Plaintiff’s Engineer Expert’s belated1 identification of a manufacturing defect, and the expert’s failure to conclude that said defect caused the fire. Defendants argue that they are entitled to summary judgment on the Complaint’s design defect claims since Plaintiff’s Engineer Expert belatedly2 proposed alternative design

modifications and could not definitively state that those modifications could be made without undue cost or interference with the performance of the bathroom exhaust fan. On both scores, the Court agrees with the Defendants. After careful consideration, the Court GRANTED Defendant’s summary judgment motion by electronic order on March 31, 2025. [ECF No. 30]. This Memorandum and Order provides the Court’s factual findings and legal analysis that supported the grant of summary judgment in favor of Defendants. II. BACKGROUND a. The Facts3 i. The Insured’s Property Plaintiff provided property insurance coverage to Mr. Damore for his property located at

29 Brookside Lane, Burlington, Massachusetts. [ECF No. 1 ¶ 3]. The insured’s property was a multi-level, wood frame residence. [See e.g., ECF No. 24-4 at 3].

1 As discussed infra, Plaintiff’s engineering expert did not disclose a sufficiently specific alleged manufacturing defect in either of his two expert reports but did attempt to do so in his deposition. [See ECF No. 24-5; ECF No. 24-6; Wald Dep. 113:4-116:4, ECF No. 24-7].

2 As discussed infra, Plaintiff’s engineering expert did not disclose any proposed and allegedly available design modifications until his deposition. [See ECF No. 24-5; ECF No. 24-6; ECF No. 24-7, 104:11-22, 114:5-116:1.

3 Unless otherwise noted, the following facts are undisputed. ii. The Bathroom Exhaust Fan & its Motor Broan designed, manufactures, and sells a bathroom exhaust fan bearing the name, NuTone 763RLN (the “Fan”). [ECF No. 24 at 2]. The Fan contains an electric motor (the “Motor”) that is designed, manufactured, and sold by Jakel. [Id.] Both the Fan and the Motor met the industry standard safety requirements promulgated by UL Solutions, Inc. (“UL”),4 which required among

other things that such motors have a mechanism for preventing overheating. [ECF No. 24 at 2; ECF No. 24-7, 84:5-85:3]. The Motor featured a thermal cut off (a “TCO”) which is a thermal fuse that is supposed to melt open when the Motor reaches a certain unacceptable temperature. [ECF No. 24 at 2]. Mechanically speaking, when a TCO melts in this context, the electrical power flowing to the Motor is interrupted, allowing it to cool. [E.g., ECF No. 25 at 3]. As Plaintiff’s engineering expert explained at deposition, “if there is no TCO, then when the [M]otor gets hot, it can ignite a fire.” [ECF No. 24-7, 21:18-20]. The TCO leads are joined together by a fusible5, eutectic6 metal alloy that should melt at an acceptable temperature. Here, The Fan and Motor were installed in Mr.

Damore’s home in 2005, [ECF No. 25 at 2], and were located in the ceiling of the home’s primary bathroom.

4 As another court has explained, UL “is a non-profit corporation that oversees the process of developing and updating standards…by convening a group of innovators, implementers, and other experts in a Standards Technical Panel (STP). UL tests products and authorizes the manufacturer to use its certification mark to indicate a product complies with the applicable standard.” Warren Tech. v. UL LLC, 962 F.3d 1324, 1326 (11th Cir. 2020).

5 According to the Oxford English Dictionary, the term “fusible cutout” has been defined as “a short piece of metal in circuit which melts when the current attains an unsafe magnitude.” Fusible Cutout, Oxford English Dictionary, https://www.oed.com/dictionary/fusible_adj?tl=true (last retrieved May 27, 2025).

6 “Eutectic” has been defined as “[a] mixture which is distinguished from other mixtures of the same constituents in different proportions by having a single temperature at which it melts and freezes…” Eutectic, Oxford English Dictionary, https://www.oed.com/dictionary/eutectic_adj?tab=meaning_and_use #5101178 (last retrieved May 27, 2025). iii. The Events of September 15, 2020 & Subsequent Insurance Claim

On September 15, 2020, Mr. Darmore was working on his computer on the first floor of his home. [ECF No. 24-4 at 4]. A technician employed by non-party Verizon was working in the basement, upgrading the home’s WiFi7 System. [ECF No. 25 at 1]. During the installation, the technician realized that an electrical outlet located directly next to circuit breaker panel had tripped repeatedly when he attempted to plug the new WiFi modem into it. [ECF No. 24-4 at 4]. He then called Mr. Darmore to the basement, who witnessed the circuit breaker tripping. [Id.] Within about ten minutes of the breaker tripping, Mr. Darmore heard smoke detectors alerting in the home. [Id.] He then looked throughout the first floor but could not identify a source of smoke. [Id.] He then went to the second floor; opened the access door to the attic above and immediately witnessed heavy smoke and heard the crackling of a fire. [Id.]; [ECF No. 25 at 1]. Mr. Darmore then called down to the Verizon technician; both immediately left the home, and then Mr. Darmore called 9- 1-1. [ECF No. 25 at 1].8 The responding fire fighters extinguished the fire. [Id.] The resulting Burlington, Massachusetts Fire Department’s report from the incident revealed, among other things that:9

• the responding fire fighters “found main fire to be over master bathroom ceiling fan[,]” and that

• Massachusetts State Police Trooper Kenneth Belben “determined fire started with bathroom vent fan . . . it was accidental. No connection to Verizon working on scene . . ..”

7 Investigators determined that the Verizon worker’s action or inaction when installing the WiFi was not a factor to the fire. [ECF No. 24-4 at 28].

8 Mr. Darmore and his spouse both later testified that they had each used the Fan earlier that morning and that neither experienced any abnormal conditions. [ECF No. 24-4 at 11]. Neither Mr. Darmore nor his spouse could recall whether the switch that controlled the Fan had been left on or off during the period between their use of the Fan and the discovery of the fire. [Id.]

9 The report is written in all capital letters. [ECF No. 24-4 at 5-9]. Mr. Darmore later timely submitted an insurance claim to Plaintiff related to the loss of real and personal property from the fire. [ECF No. 1 ¶ 14]. In turn, Plaintiff made corresponding payments to him in the amount of $726,379.17. [Id. ¶ 15]. b. Procedural History Plaintiff’s Complaint, [ECF No.

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Citation Insurance Company v. Broan-NuTone LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/citation-insurance-company-v-broan-nutone-llc-mad-2025.