Missouri Court of Appeals Southern District
In Division CHARLOTTE WRIGHT, ) ) Plaintiff-Appellant, ) ) v. ) No. SD37445 ) ARTURO MARRUFO ARMIJO, ) Filed: May 12, 2023 ) Defendant-Respondent. )
APPEAL FROM THE CIRCUIT COURT OF GREENE COUNTY
The Honorable Margaret Palmietto, Judge
AFFIRMED
Charlotte Wright (“Wright”) appeals the trial court’s judgment in her favor, following a
bench trial. Wright raises two points on appeal claiming the trial court’s judgment is inconsistent
and against the weight of the evidence because it failed to award her damages for her personal
injuries after finding in her favor on her negligence claim and instead awarded only property
damages. We reject both points and affirm the trial court’s judgment.
Factual and Procedural Background
Wright was involved in a car accident as she was traveling west on Highway 60 just
outside of Rogersville, in the early morning of August 25, 2016. After passing another driver,
Wright moved back into the right lane of the highway at the same time that Arturo Marrufo
1 Armijo (“Armijo”) turned onto the right lane of the highway from the Dale’s Roofing parking
lot. Wright slammed on her brakes but was unable to come to a complete stop before hitting
Armijo’s vehicle. Another car was in the left-hand lane next to Wright, and hitting Armijo’s
vehicle was the only other option available.
Wright filed an uninsured motorist claim with her insurance company after the accident.
Her liability policy provided for $25,000 in uninsured motorist coverage, and she reached a
settlement of her claim with her insurance company for $10,000. Of the $10,000, some of it was
given to her attorney at the time and “a little bit” of it was given to her. Her medical bills were
completely paid for, but she did not receive any money for the damages to her vehicle.
Wright filed a “subrogation lawsuit” against Armijo, claiming in one count that the
accident was the result of Armijo’s negligence. Wright sought damages for both personal
injuries and property damage to her vehicle.1 The case was tried without a jury. Only Wright
and Armijo testified during the bench trial. Wright testified that the force from the collision bent
her left thumb “completely backwards” off the steering wheel. She also testified that the injuries
to her thumb impedes her ability to work because picking up something as light as a piece of
paper causes a sharp, needle-like pain to radiate through her hand. She sought medical treatment
for her injuries, x-rays and a deep tissue exam were done of her hand, and Wright was required
to wear a splint for a “long time.” She further testified the doctor said her thumb required
1 Section 379.203.4 provides in part: In the event of payment to any person under the [uninsured motorist] coverage required by this section, and subject to the terms and conditions of such coverage, the insurer making such payment shall, to the extent thereof, be entitled to the proceeds of any settlement or judgment resulting from the exercise of any rights of recovery of such person against any person or organization legally responsible for the bodily injury for which such payment is made . . . .
All references to statutes are to RSMo Cum.Supp. 2022, unless otherwise specified. 2 surgery to be fixed, but she could not afford the surgery, and explained she was still dealing with
pain in her left thumb “every single day” at the time of trial. She also reported having “had to
learn to use [her] right hand because [she] can’t . . . grip things with [her] left hand” and needing
to learn how to write with her non-dominant right hand. She said that she cannot pick things up,
open jars, or use squirt bottles with her left hand. Wright did not offer any further evidence of
her personal injuries into evidence, including medical testimony or medical or billing records.
Wright testified that the fair market value of her vehicle at the time of the accident was
$3,000 and that the vehicle was totaled in the accident. She testified she gave the vehicle to a
friend who took the whole front end off and was going to replace it with a different front end.
The friend did not pay her anything for the vehicle.
While Wright did not believe the $10,000 adequately compensated her, she only
requested that amount in damages in her subrogation lawsuit to cover the settlement amount
previously received from her insurance company on her uninsured motorist claim for her
personal injuries and $3,000 for damages to her vehicle, which was not previously covered by
her insurance company’s uninsured motorist policy.
Armijo testified that Wright moved from the passing lane of the highway to the right lane
of the highway after he entered the highway from Dale’s Roofing, and she hit his vehicle “on the
wheel and . . . [his] bumper.” Armijo did not see a vehicle coming in the right lane because
Wright was in the passing lane, and he did not see any turn signal. He only contested his liability
for the accident and offered no evidence controverting Wright’s alleged personal injuries or
property damage.
3 Neither party requested findings of fact or conclusions of law. The trial court took the
case under advisement, and, on January 28, 2022, the trial court issued its judgment in Wright’s
favor as follows:
4 Although the judgment awarded Wright $3,000 for “Property” damages and recited, “The
Court . . . finds the issues alleged in Plaintiff’s Petition in favor of Plaintiff and against
Defendants[,]” the judgment awarded no damages for personal injuries.2
Wright filed her motion to amend or modify the trial court’s judgment on February 1,
2022, which the court denied after a hearing. Wright timely appealed. On appeal, Wright claims
the judgment is inconsistent and is against the weight of the evidence. We disagree. Here: (1)
Wright had the burden of proving that Armijo’s negligence caused her personal injuries resulting
in damages, which was a necessary element of Wright’s claim; (2) Wright’s evidence as to her
alleged personal injuries and resulting damages required the court to make one or more
credibility determinations; (3) the trial court did not find Wright’s evidence persuasive; and (4)
after reviewing the record, Wright has failed to demonstrate the judgment is erroneous.
Standard of Review
In a bench-tried case, the judgment will be affirmed “unless there is no substantial
evidence to support it, unless it is against the weight of the evidence, unless it erroneously
declares the law, or unless it erroneously applies the law.” Murphy v. Carron, 536 S.W.2d 30,
32 (Mo. banc 1976). “‘The judgment is presumptively correct, and [Wright] has the burden to
demonstrate that the judgment is erroneous.’” Tribus, LLC v. Greater Metro, Inc., 589 S.W.3d
679, 691 (Mo. App. E.D. 2019) (quoting Flooring Sys., Inc. v. Staat Constr. Co., 100 S.W.3d
835, 837 (Mo. App. E.D. 2003)). We defer to the trial court’s determination of credibility and
view the evidence, including all permissible inferences therefrom, in the light most favorable to
2 While the judgment referenced Armijo’s “counter claim”, Armijo did not file any responsive pleading in the case and did not file a counterclaim. No counsel ever entered an appearance on Armijo’s behalf throughout the pendency of the case, and Armijo appeared pro se at the trial.
5 the judgment under this analysis. Schaberg v.
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Missouri Court of Appeals Southern District
In Division CHARLOTTE WRIGHT, ) ) Plaintiff-Appellant, ) ) v. ) No. SD37445 ) ARTURO MARRUFO ARMIJO, ) Filed: May 12, 2023 ) Defendant-Respondent. )
APPEAL FROM THE CIRCUIT COURT OF GREENE COUNTY
The Honorable Margaret Palmietto, Judge
AFFIRMED
Charlotte Wright (“Wright”) appeals the trial court’s judgment in her favor, following a
bench trial. Wright raises two points on appeal claiming the trial court’s judgment is inconsistent
and against the weight of the evidence because it failed to award her damages for her personal
injuries after finding in her favor on her negligence claim and instead awarded only property
damages. We reject both points and affirm the trial court’s judgment.
Factual and Procedural Background
Wright was involved in a car accident as she was traveling west on Highway 60 just
outside of Rogersville, in the early morning of August 25, 2016. After passing another driver,
Wright moved back into the right lane of the highway at the same time that Arturo Marrufo
1 Armijo (“Armijo”) turned onto the right lane of the highway from the Dale’s Roofing parking
lot. Wright slammed on her brakes but was unable to come to a complete stop before hitting
Armijo’s vehicle. Another car was in the left-hand lane next to Wright, and hitting Armijo’s
vehicle was the only other option available.
Wright filed an uninsured motorist claim with her insurance company after the accident.
Her liability policy provided for $25,000 in uninsured motorist coverage, and she reached a
settlement of her claim with her insurance company for $10,000. Of the $10,000, some of it was
given to her attorney at the time and “a little bit” of it was given to her. Her medical bills were
completely paid for, but she did not receive any money for the damages to her vehicle.
Wright filed a “subrogation lawsuit” against Armijo, claiming in one count that the
accident was the result of Armijo’s negligence. Wright sought damages for both personal
injuries and property damage to her vehicle.1 The case was tried without a jury. Only Wright
and Armijo testified during the bench trial. Wright testified that the force from the collision bent
her left thumb “completely backwards” off the steering wheel. She also testified that the injuries
to her thumb impedes her ability to work because picking up something as light as a piece of
paper causes a sharp, needle-like pain to radiate through her hand. She sought medical treatment
for her injuries, x-rays and a deep tissue exam were done of her hand, and Wright was required
to wear a splint for a “long time.” She further testified the doctor said her thumb required
1 Section 379.203.4 provides in part: In the event of payment to any person under the [uninsured motorist] coverage required by this section, and subject to the terms and conditions of such coverage, the insurer making such payment shall, to the extent thereof, be entitled to the proceeds of any settlement or judgment resulting from the exercise of any rights of recovery of such person against any person or organization legally responsible for the bodily injury for which such payment is made . . . .
All references to statutes are to RSMo Cum.Supp. 2022, unless otherwise specified. 2 surgery to be fixed, but she could not afford the surgery, and explained she was still dealing with
pain in her left thumb “every single day” at the time of trial. She also reported having “had to
learn to use [her] right hand because [she] can’t . . . grip things with [her] left hand” and needing
to learn how to write with her non-dominant right hand. She said that she cannot pick things up,
open jars, or use squirt bottles with her left hand. Wright did not offer any further evidence of
her personal injuries into evidence, including medical testimony or medical or billing records.
Wright testified that the fair market value of her vehicle at the time of the accident was
$3,000 and that the vehicle was totaled in the accident. She testified she gave the vehicle to a
friend who took the whole front end off and was going to replace it with a different front end.
The friend did not pay her anything for the vehicle.
While Wright did not believe the $10,000 adequately compensated her, she only
requested that amount in damages in her subrogation lawsuit to cover the settlement amount
previously received from her insurance company on her uninsured motorist claim for her
personal injuries and $3,000 for damages to her vehicle, which was not previously covered by
her insurance company’s uninsured motorist policy.
Armijo testified that Wright moved from the passing lane of the highway to the right lane
of the highway after he entered the highway from Dale’s Roofing, and she hit his vehicle “on the
wheel and . . . [his] bumper.” Armijo did not see a vehicle coming in the right lane because
Wright was in the passing lane, and he did not see any turn signal. He only contested his liability
for the accident and offered no evidence controverting Wright’s alleged personal injuries or
property damage.
3 Neither party requested findings of fact or conclusions of law. The trial court took the
case under advisement, and, on January 28, 2022, the trial court issued its judgment in Wright’s
favor as follows:
4 Although the judgment awarded Wright $3,000 for “Property” damages and recited, “The
Court . . . finds the issues alleged in Plaintiff’s Petition in favor of Plaintiff and against
Defendants[,]” the judgment awarded no damages for personal injuries.2
Wright filed her motion to amend or modify the trial court’s judgment on February 1,
2022, which the court denied after a hearing. Wright timely appealed. On appeal, Wright claims
the judgment is inconsistent and is against the weight of the evidence. We disagree. Here: (1)
Wright had the burden of proving that Armijo’s negligence caused her personal injuries resulting
in damages, which was a necessary element of Wright’s claim; (2) Wright’s evidence as to her
alleged personal injuries and resulting damages required the court to make one or more
credibility determinations; (3) the trial court did not find Wright’s evidence persuasive; and (4)
after reviewing the record, Wright has failed to demonstrate the judgment is erroneous.
Standard of Review
In a bench-tried case, the judgment will be affirmed “unless there is no substantial
evidence to support it, unless it is against the weight of the evidence, unless it erroneously
declares the law, or unless it erroneously applies the law.” Murphy v. Carron, 536 S.W.2d 30,
32 (Mo. banc 1976). “‘The judgment is presumptively correct, and [Wright] has the burden to
demonstrate that the judgment is erroneous.’” Tribus, LLC v. Greater Metro, Inc., 589 S.W.3d
679, 691 (Mo. App. E.D. 2019) (quoting Flooring Sys., Inc. v. Staat Constr. Co., 100 S.W.3d
835, 837 (Mo. App. E.D. 2003)). We defer to the trial court’s determination of credibility and
view the evidence, including all permissible inferences therefrom, in the light most favorable to
2 While the judgment referenced Armijo’s “counter claim”, Armijo did not file any responsive pleading in the case and did not file a counterclaim. No counsel ever entered an appearance on Armijo’s behalf throughout the pendency of the case, and Armijo appeared pro se at the trial.
5 the judgment under this analysis. Schaberg v. Schaberg, 637 S.W.3d 512, 518 (Mo. App. E.D.
2021) (“The trial court is in a superior position to judge the credibility of witnesses, as well as
their character, sincerity, and other intangibles that might not be completely revealed by the
record.”); Gaar v. Gaar’s Inc., 994 S.W.2d 612, 616 (Mo. App. S.D. 1999) (“In applying the
above standard, an appellate court defers to the trial court’s determinations of credibility,
viewing the evidence and permissible inferences therefrom in the light most favorable to the
judgment.”). We disregard all contrary evidence and inferences when evaluating the legal
sufficiency of the challenged judgment. Gaar, 994 S.W.2d at 616.
When a party claims that a judgment in favor of the party without the burden of proof is
against the weight of the evidence, as here:
“[t]he party asserting the positive of a proposition bears the burden of proving that proposition.” Dycus v. Cross, 869 S.W.2d 745, 749[4] (Mo. banc 1994). Thus, a litigant who seeks to collect money bears the burden of establishing his or her case, whether in tort, contract, or something else. Chandler v. New Moon Homes, Inc., 418 S.W.2d 130, 135[4] (Mo. banc 1967). It is equally well established that where a party has the burden of proof on an issue and where the evidence presented thereon is not conclusive, a judgment in favor of the opposing party requires no evidentiary support because the trier of fact may disbelieve the proponent’s uncontradicted or uncontroverted evidence. Bakelite Co. v. Miller, 372 S.W.2d 867, 871 (Mo.1963). “Generally, the party not having the burden of proof on an issue need not offer any evidence concerning it.” Brown v. Mustion, 884 S.W.2d 365, 369 (Mo.App.1994).).
Stiff v. Stiff, 989 S.W.2d 623, 628 (Mo. App. S.D. 1999).
We must defer to the trial court’s credibility determinations, whether explicit or
implicit[.] Tribus, 589 S.W.3d at 692. “‘The against-the-weight-of-the-evidence standard serves
only as a check on a circuit court’s potential abuse of power in weighing the evidence, and an
appellate court will reverse only in rare cases, when it has a firm belief that the decree or
judgment is wrong.’” McKinney v. Smith, 520 S.W.3d 533, 538 (Mo. App. S.D. 2017) (quoting
Ivie v. Smith, 439 S.W.3d 189, 206 (Mo. banc 2014)). This is not one of those rare cases.
6 In addition,
Rule 73.01(c) applies to court-tried cases and requires: • the trial court, if requested by a party,” to issue written findings on “controverted fact issues specified by the party,” and • appellate courts to view fact issues without specific findings “as having been found in accordance with the result reached” by the trial court.
Black River Elec. Coop. v. People’s Cmty. State Bank, 466 S.W.3d 638, 640 (Mo. App. S.D.
2015); Rule 73.01(c).3 Because no findings of fact were requested by Wright or Armijo or made
by the trial court, we presume all factual issues with regard to Wright’s personal injury claim in
Armijo’s favor. See Black River, 466 S.W.3d at 640. “A party who fails to request findings of
fact ‘forfeits that advantage on appellate review, because the trial court’s findings are considered
as having been found in accordance with the judgment.’” Hurricane Deck Holding Co. v.
Spanburg Inves., LLC, 548 S.W.3d 390, 394 (Mo. App. S.D. 2018) (quoting Pearson v. Koster,
367 S.W.3d 36, 44 n.3 (Mo. banc 2012)).
Analysis
In her first point, Wright claims the trial court erred “in not awarding [Wright] any
recovery for her personal injury claim because the judgment is inconsistent, in that the court
found that [Wright] prevailed on her claims.” Wright claims in Point II that the trial court erred
“in failing to award [Wright] any amount for her personal injury claim because such a finding is
against the weight of the evidence, in that [Armijo] did not present any evidence contradicting
[Wright’s] testimony and the trial court found [Wright] credible as to liability and her property
damage claim.” We address the points together because they share the same premise and are
controlled by the same analysis – Wright’s failure to prove that she sustained personal injuries
and related damages at trial.
3 All rule references are to Missouri Court Rules (2022).
7 “[T]he essential factual elements of a claim for personal injury due to negligence are –
negligence (the failure of defendant to perform a duty to protect plaintiff from harm), causation,
and injury.” Schaefer v. Accardi, 315 S.W.2d 230, 233 (Mo. 1958). Wright was required to
establish by a preponderance of the evidence she sustained personal injuries, the nature and
extent of the injuries, and damages.
Wright contends the judgment was against the weight of the evidence because “[Wright]
presented uncontroverted evidence regarding the injuries she sustained as a result of the accident
and her subsequent pain and suffering” and “the [t]rial [c]ourt found [Wright] credible and
decided the only contested issue – liability – in favor of [Wright], as well as awarded [Wright]
the amount she requested for her property damage claim.” We reject Wright’s contention
because she bore the burden of proof on her negligence claim – including the ultimate fact that
she sustained personal injuries. Wright had the burden to produce evidence and to persuade the
court to view the facts in her favor. See Warren v. Dunlap, 532 S.W.3d 725, 729 (Mo. App.
S.D. 2017). Here, the trial court was presumptively not persuaded by Wright’s evidence of her
personal injuries or related damages.
Credible, believable, even uncontradicted proof of evidentiary facts may not prove a contested issue of ultimate fact to the fact-finder’s satisfaction. A party with the burden of proof cannot merely offer a submissible case; it must convince the fact- finder to view the facts favorably to that party. This is because evidence never proves any element until the fact-finder says it does.
Black River, 466 S.W.3d at 640 (emphasis in original) (internal quotations, citations, and
brackets omitted).
Wright’s point seemingly argues that Armijo must have provided evidence to rebut her
evidence related to her claim for personal injuries and damages, and, because he did not, the trial
court must have found in her favor. She misunderstands Missouri law. As previously noted,
8 “[w]hen the burden of proof is placed on a party for a claim that is denied, the trier of fact has the
right to believe or disbelieve that party’s uncontradicted or uncontroverted evidence.” White v.
Dir. of Revenue, 321 S.W.3d 298, 305 (Mo. banc 2010). “If the trier of fact does not believe the
evidence of the party bearing the burden, it properly can find for the other party.” Id.
Wright’s proof of her personal injuries and related damages consisted of her own
testimony, which the trial court was not required to believe. Armijo contested liability in the
case and did not admit that Wright sustained personal injuries or property damage as a result of
the accident. Although Wright’s testimony as to her personal injuries was uncontradicted, this
did not entitle Wright to have it accepted as true. Thomson v. Butler, 147 S.W.2d 437, 439 (Mo.
1940).
In contrast, we presume that the trial court believed Wright’s testimony as the owner of
the vehicle as to the nature of the property damages and the vehicle’s value pre- and post-
accident. But because the trial court may believe all, part, or none of the testimony given by a
witness, Schaberg, 637 S.W.3d at 518, it did not have to believe Wright’s testimony regarding
her alleged personal injuries and damages related thereto. We must presume that the trial court
implicitly decided not to credit Wright’s testimony regarding her personal injuries and related
damages since the judgment is silent as to any damages for personal injuries. The judgment
reflects the trial court’s determination on Wright’s negligence claim where it found in Wright’s
favor on “the issues alleged in Plaintiff’s [Amended] Petition” but only awarded property
damages. Given the absence of explicit findings, “we presume implicit trial court findings that
support the result reached.” Mitchell, 348 S.W.3d at 818; see also Schaberg, 637 S.W.3d at 518
(quoting Rule 73.01(c), “If the trial court did not make a finding on a specific issue of fact, we
will consider it ‘as having been found in accordance with the result reached.’”).
9 Wright also argues that her testimony about her personal injuries was proper under the
sudden onset doctrine. The sudden onset doctrine provides that expert testimony is not required
to prove causation for certain medical injuries. Brown for Estate of Kruse v. Seven Trails
Investors, LLC, 456 S.W.3d 864, 870 (Mo. App. E.D. 2014); Tucker v. Wibbenmeyer, 901
S.W.2d 350, 351 (Mo. App. E.D. 1995). A lay witness may establish causation through her own
testimony when the obvious symptoms of the injury manifest immediately or shortly after a
trauma and when the injury is of the type normally sustained from the trauma at issue. Brown,
456 S.W.3d at 870. The injury and surrounding trauma must also be within a layperson’s realm
of understanding. Williams v. Jacobs, 972 S.W.2d 334, 340 (Mo. App. W.D. 1998). This
doctrine is most often a factor in cases with broken bones or open wounds shortly after an
accident. Brown, 456 S.W.3d at 870.
The sudden onset doctrine is not, however, a guarantee that the lay witness’ testimony
will be believed. The sudden onset doctrine provides an admissibility pathway for lay witnesses
to comment on medical injuries. See, e.g., Williams, 972 S.W.2d at 342 (holding that the sudden
onset doctrine did not apply and so the trial court did not abuse its discretion by denying a lay
witness the opportunity to testify about past medical treatment). Even if we assume that
Wright’s thumb injury is admissible under the doctrine, the trial court was still free to evaluate
the veracity of her statements. Schaberg, 637 S.W.3d at 518; Gaar, 994 S.W.2d at 616.
Therefore, Wright’s against-the-weight-of-the-evidence challenge fails because it rests
solely upon her own testimony that we must assume the trial court did not credit. See Hurricane
Deck, 548 S.W.3d at 395; Black River, 466 S.W.3d at 640. Point II is denied.
And, because Wright sufficiently proved her claim for property damage but failed in her
proof of her personal injuries to the trial court, the trial court’s judgment awarding property
10 damages but not damages for personal injuries is not inconsistent. See Skadal v. Brown, 351
S.W.2d 684, 688-89 (Mo. 1961) (holding a verdict was internally consistent when the fact-finder
found for plaintiff on a claim for personal injuries but for the defendant on the plaintiff’s claim
for property damage arising out of the same accident where plaintiff failed to prove an essential
element – that he sustained pecuniary losses). A finding for a plaintiff in a negligence action
must award damages since there is no actionable negligence in the absence of an injury.
Pietrowski v. Mykins, 498 S.W.2d 572, 579 (Mo. App. St.L.D. 1973). However, this does not
mean that all damages claimed must be awarded. Here, the trial court awarded property
damages, and not damages for personal injuries, presumably because Wright failed to prove
damages for personal injuries as discussed previously herein. Point I is denied.
Judgment affirmed.
JENNIFER R. GROWCOCK, J. – OPINION AUTHOR
DON E. BURRELL, J. – CONCURS
MARY W. SHEFFIELD, J. – CONCURS