Charles Ruffenach v. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset- Backed Pass-Through Certificates Series 2005-R8, Raymond Lozano, Alili Rihkrand, Islebrook at Meadow Woods Homeowners' Association, Inc., Orange County, and Cit Financial, Inc.

CourtDistrict Court of Appeal of Florida
DecidedMarch 20, 2026
Docket6D2023-1482
StatusPublished

This text of Charles Ruffenach v. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset- Backed Pass-Through Certificates Series 2005-R8, Raymond Lozano, Alili Rihkrand, Islebrook at Meadow Woods Homeowners' Association, Inc., Orange County, and Cit Financial, Inc. (Charles Ruffenach v. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset- Backed Pass-Through Certificates Series 2005-R8, Raymond Lozano, Alili Rihkrand, Islebrook at Meadow Woods Homeowners' Association, Inc., Orange County, and Cit Financial, Inc.) is published on Counsel Stack Legal Research, covering District Court of Appeal of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Charles Ruffenach v. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset- Backed Pass-Through Certificates Series 2005-R8, Raymond Lozano, Alili Rihkrand, Islebrook at Meadow Woods Homeowners' Association, Inc., Orange County, and Cit Financial, Inc., (Fla. Ct. App. 2026).

Opinion

SIXTH DISTRICT COURT OF APPEAL STATE OF FLORIDA _____________________________

Case No. 6D2023-1482 Lower Tribunal No. 2020-CA-007792-O _____________________________

CHARLES RUFFENACH,

Appellant,

v.

DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for AMERIQUEST MORTGAGE SECURITIES INC., ASSET-BACKED PASS-THROUGH CERTIFICATES SERIES 2005-R8, RAYMOND LOZANO, ALILI RIHKRAND, ISLEBROOK AT MEADOW WOODS HOMEOWNERS’ ASSOCIATION, INC., ORANGE COUNTY, and CIT FINANCIAL, INC.,

Appellees. _____________________________

Appeal from the Circuit Court for Orange County. Vincent Falcone, III, Judge.

March 20, 2026

MIZE, J.

Appellant, Charles Ruffenach, appeals the trial court’s final judgment in

favor of Appellee, Deutsche Bank National Trust Company, including the trial

court’s award of attorneys’ fees to Appellee that was contained within the final judgment. 1 We write only to address the trial court’s award of attorneys’ fees,

which we reverse. We affirm the remainder of the final judgment without

discussion.

For more than sixty years, all of our sister courts have held that a trial court

cannot enter an award of attorneys’ fees pursuant to a statute, rule, or contractual

provision providing for an award of attorneys’ fees without first conducting an

evidentiary hearing and receiving testimony from an expert witness regarding the

reasonableness of the fees. With the deepest respect to our sister courts, we

believe they were wrong in imposing both of these requirements. No statute or

rule imposes these requirements. The Florida Supreme Court has never held that

either of these requirements must be satisfied for a trial court to award attorneys’

fees. The federal courts do not require an evidentiary hearing or expert testimony

as a prerequisite to an award of attorneys’ fees. There is simply no legal authority

mandating either of these requirements, nor is there strong logic or policy grounds

for imposing them. For these reasons, and as explained in more detail below, we

hold that a trial court need not always conduct an evidentiary hearing or receive

expert testimony concerning the reasonableness of attorneys’ fees before granting

an award of attorneys’ fees pursuant to a statute, rule, or contractual provision

providing for such an award. Because this holding is in conflict with decisions of

1 This case was transferred from the Fifth District Court of Appeal to this Court on January 1, 2023. 2 all of our sister courts, pursuant to Article V, Section 3(b)(4) of the Florida

Constitution, we certify this decision to be in direct conflict with the decisions

listed at the conclusion of this opinion.

I. History of Attorneys’ Fees in Florida

(a) Expert Witness Requirement

As noted above, no statute or rule requires Florida courts to conduct an

evidentiary hearing or receive expert testimony before granting an award of

attorneys’ fees pursuant to a statute, rule, or contractual provision providing for

such an award. See Robert J. Hauser, Raymond E. Kramer III & Patricia A.

Leonard, Is Expert Testimony Really Needed in Attorneys’ Fees Litigation? Island

Hoppers’ Call for Change and Other Ways to Reduce the Burdens of Fees

Hearings, 77 Fla. B. J., Jan. 2003, at 38, 40. The Fourth and Fifth Districts have

both noted that the expert witness requirement was judicially created. See Robin

Roshkind, P.A. v. Machiela, 45 So. 3d 480, 481 (Fla. 4th DCA 2010); Sea World of

Fla., Inc. v. Ace Am. Ins. Cos., 28 So. 3d 158, 161 (Fla. 5th DCA 2010); Schwartz

v. Bloch, 88 So. 3d 1068, 1071 (Fla. 4th DCA 2012). As Judge Nardella noted in

CED Capital, that moment of creation occurred in a case from the Second District,

Lyle v. Lyle, 167 So. 2d 256 (Fla. 2d DCA 1964). CED Cap. Holdings 2000 EB,

LLC v. CTCW-Berkshire Club, LLC, 363 So. 3d 192, 196 (Fla. 6th DCA 2023); see

also Hauser, Kramer III & Leonard, Is Expert Testimony Really Needed, supra, at

3 40 (explaining that Lyle created the expert witness requirement); Island Hoppers,

Ltd. v. Keith, 820 So. 2d 967, 972 (Fla. 4th DCA 2002) (noting that the expert

witness requirement “has existed since at least the 1960s” and citing Lyle),

disapproved of on other grounds by Sarkis v. Allstate Ins. Co., 863 So. 2d 210 (Fla.

2003); Sea World, 28 So. 3d at 161 n.3 (“In Florida, it appears that the rule

requiring corroborative expert witness testimony on attorney’s fees originated in

Lyle v. Lyle, 167 So. 2d 256 (Fla. 2d DCA 1964).”).

Importantly, to justify imposing an expert witness requirement for an award

of attorneys’ fees, the Lyle court cited no legal authority. Instead, Lyle merely

relied on “the principle that the value of personal services is proven by expert

witnesses,” without stating where that principle came from. 167 So. 2d at 257.

Lyle also asserted, again without authority, that “the self-serving nature of the

testimony given by the attorney who performs the services precludes the court

from making an award based solely on his testimony.” 2 Id.

After the Second District issued Lyle, other district court decisions cited to

Lyle for the proposition that expert testimony concerning the reasonableness of

attorneys’ fees is required to support an award of attorneys’ fees. See, e.g., Thoni v.

Thoni, 179 So. 2d 420, 421–22 (Fla. 3d DCA 1965); Ortiz v. Ortiz, 211 So. 2d 243,

2 The Second District later partially receded from Lyle to hold that a trial court can enter an award of attorneys’ fees without expert testimony as long as the party against whom the award is granted does not object to the lack of an expert. Lafferty v. Lafferty, 413 So. 2d 170, 171 (Fla. 2d DCA 1982). 4 245 (Fla. 3d DCA 1968); Lamar v. Lamar, 323 So. 2d 43, 44 (Fla. 4th DCA 1975);

Nivens v. Nivens, 312 So. 2d 201, 202 (Fla. 2d DCA 1975); Mullane v. Lorenz, 372

So. 2d 168, 168 (Fla. 4th DCA 1979); Lee v. Gilbert, Silverstein & Hellman, P.A.,

350 So. 2d 1147, 1147 (Fla. 3d DCA 1977); Cohen v. Cohen, 400 So. 2d 463, 465

(Fla. 4th DCA 1981). Other decisions then cited to those opinions, and the rule

that expert testimony is required to support an award of attorneys’ fees became

universal throughout Florida. See Mitchell v. Flatt, 344 So. 3d 588, 590 (Fla. 2d

DCA 2022); Rakusin v. Christiansen & Jacknin, P.A., 863 So. 2d 442, 444 (Fla.

4th DCA 2003); Loftus v. Fairchild, 395 So. 3d 679, 682 (Fla. 2d DCA 2024);

Saussy v. Saussy, 560 So. 2d 1385, 1386 (Fla. 2d DCA 1990); Snow v. Harlan

Bakeries, Inc., 932 So. 2d 411, 413 (Fla. 2d DCA 2006); Yakubik v. Bd. of Cnty.

Comm’rs of Lee Cnty., 656 So. 2d 591, 591–92 (Fla. 2d DCA 1995); Wells Fargo

Bank, N.A. v. Meininger, 360 So. 3d 464, 465 (Fla. 2d DCA 2023); Cooper v.

Cooper, 406 So. 2d 1223, 1224 (Fla. 4th DCA 1981); Tanner v. Tanner, 391 So.

2d 305, 305 (Fla. 4th DCA 1980); Brake v. Murphy, 736 So. 2d 745, 747 (Fla. 3d

DCA 1999); Seitlin & Co. v. Phoenix Ins. Co., 650 So. 2d 624, 627 (Fla. 3d DCA

1994); Cozzo v. Cozzo, 186 So. 3d 1054, 1055 (Fla. 3d DCA 2015); Trumbull Ins.

Co. v. Wolentarski, 2 So. 3d 1050, 1055 (Fla.

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Charles Ruffenach v. Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset- Backed Pass-Through Certificates Series 2005-R8, Raymond Lozano, Alili Rihkrand, Islebrook at Meadow Woods Homeowners' Association, Inc., Orange County, and Cit Financial, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/charles-ruffenach-v-deutsche-bank-national-trust-company-as-trustee-for-fladistctapp-2026.