Chappell v. Spencer

23 Barb. 584, 1857 N.Y. App. Div. LEXIS 20
CourtNew York Supreme Court
DecidedMarch 2, 1857
StatusPublished
Cited by18 cases

This text of 23 Barb. 584 (Chappell v. Spencer) is published on Counsel Stack Legal Research, covering New York Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Chappell v. Spencer, 23 Barb. 584, 1857 N.Y. App. Div. LEXIS 20 (N.Y. Super. Ct. 1857).

Opinion

By the Court, E. Darwin Smith, J.

In Pigot’s case, (11 Coke’s Rep. 26,) it was resolved that when any deed is altered in a point material, by the plaintiff himself, or a stranger, without the privity of the obligor, be it by interlineation, addition, erasing or by drawing a pen through a line or through the midst of a material word, the deed thereby becomes void. The court of king’s bench, in Master v. Miller, (4 T. R. 320,) applied this rule, as thus stated, to a bill of exchange, and declared it applicable to all written instruments. Lord Kenyon says of the Pigot case, that it establishes the principle that all written instruments which are erased or altered shall be void. This case was affirmed in the exchequer, in 5 T. R. 367, and has ever since been followed by the English courts. In this state [586]*586the same doctrine was asserted and adopted by the court for the correction of errors, in the case of Woodworth, v. The Bank of America, (19 John. 391,) in which an indorser was held discharged by an alteration made after his indorsement, but before the inception of the note, by an addition, in a separate memorandum, fixing a place of payment. And the rule of Pigot’s case, as thus affirmed in the case of Master v. Miller, is recognized as the rule of the common law in all the states of the Union where the common law prevails. Some diversity of opinion exists in respect to the question how far the rule should be applied to executed contracts, to deeds when the title has passed, and the like cases. The rule is pretty generally repudiated as to such cases, and when the alteration is by a stranger. (8 Cowen, 72.) But there seems to be no diversity of opinion, so far as I have been able to discover from the reports of the various state courts, in applying the rule to all executory contracts, subject to one single qualification hereafter mentioned. The difficulty is not with the principle, but with its application. The rule is universally applied to all material alterations of deeds, bonds, bills of exchange or other written instruments made by the holder without the consent of the party to be bound or affected thereby, when the same are presented, or sought to be used as evidence for the enforcement of an unexecuted obligation or contract. In 11 Mees. & Wels. 778, Davison v. Cooper, (13 id. 343, same case affirmed in error,) Lord Denman, in giving the opinion of the court, reasserts the rule as laid down in Pigot’s case, and says of it, It is highly important, for preserving the purity of legal instruments, that the principle should be borne in mind and the rule adhered to. To say that Pigot’s case has been overruled, is a mistake. On the contrary it has been extended; the authorities establishing, as common sense requires, that the alteration of an unsealed paper will vitiate it.” (7 Serg. & Rawle, 508. 5 Lit. 205. 3 Har. & J. 159. 3 Yates, 391. 2 N. Hamp. Rep. 543. 2 Watts & Serg. 438. 22 Wend. 393. 24 id. 374. 6 Mass. Rep. 519.)

The rule in this state, and in most states, is that the question [587]*587whether the alteration is material is one of law, for the court. (7 Barb. 564. 5 Greenleaf, 200. 4 How. Miss. Rep. 414.) And if the alteration palpably appears on the face of the instrument, the burden of proof is upon the party setting it up, to explain the alteration. (2 Wend. 535. 22 id. 388. 3 Barb. 378.) In regard to what is material in such cases, in Chitty on Bills, the small work by Joseph Chitty, jun., at page 100, it is said, “ The alteration of a bill) note or check, in regard to the date or time of payment, the place where it is to be paid, or the parties to make the payment, as by adding another drawer or maker to a bill or note as an after-thought, after it was completed, is material, and will discharge the parties from responsibility; so with an alteration which varies the nature of the liability of the parties, as the making a joint note joint and several, or the addition of words rendering the instrument negotiable.” The author means, of course, alteration made without the consent of the parties to be affected, for no party can take advantage of an alteration made with his consent.

As authority for the statement that the adding another drawer or maker to a bill or note is a material alteration, Mr. Chitty refers to two cases, one in Holt’s N. P. 474, Clark v. Blackstock, and the other cited as Ex parte White, (2 D. & Ch. 334.) This last case I have been unable to find. The case in Holt was where the defendant signed a simple promissory note as a surety after it had been executed and delivered, with the assent of the maker. It was held by the judge at nisi prius, that such addition made the note a new contract, and that as such it required a new stamp, under the stamp act; that it became a new bill. This would not be so if the alteration was immaterial, or made to complete the instrument. (3 Esp. 246, and 10 East, 469.) In 5 Monroe, 25, Bank of Limestone v. Phinney, where, after the making and delivery of a joint and several promissory note by two, a third person signed it and his name was inserted in a blank left in the body for that purpose, it was held by the court of appeals of Kentucky that it was a material alteration, and that the note was void.

[588]*588In Pulliam, v. Withers, (8 Dana, 98.) where an additional name was put to a promissory note after it was complete, and had become operative, it was held that it avoided the note ; but there being some proof of the assent of the prior parties, the question was submitted to the jury whether the addition was made with their consent. In Gardiner v. Walsh, (32 Eng. Law & Eq. Rep. 162,) the question was very carefully considered. A promissory note was made by two, and after its delivery to the payee a second surety was added to it without the assent of the prior parties. The case was tried before the chief justice, at the circuit, who instructed the jury that if they believed from the evidence that Clark (the third party or last signer) signed the note after it %oas perfect, at the request of the plaintiff, and without the consent and privity of the other defendants, they should' find for the defendants, and the jury so' found. A rule nisi was granted, on argument, for a new trial, for the misdirection of the judge. After argument, the decision of the judge was affirmed; Lord Campbell, Ch. J., giving the opinion, in which he says that they were all of the opinion that the rule could not be supported, on the ground “ that the signing the note by Mr.

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Bluebook (online)
23 Barb. 584, 1857 N.Y. App. Div. LEXIS 20, Counsel Stack Legal Research, https://law.counselstack.com/opinion/chappell-v-spencer-nysupct-1857.