Chang v. Wells Fargo Bank, N.A.

CourtDistrict Court, N.D. California
DecidedOctober 19, 2023
Docket4:19-cv-01973
StatusUnknown

This text of Chang v. Wells Fargo Bank, N.A. (Chang v. Wells Fargo Bank, N.A.) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Chang v. Wells Fargo Bank, N.A., (N.D. Cal. 2023).

Opinion

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 ANNIE CHANG, et al., Case No. 19-cv-01973-HSG

8 Plaintiffs, ORDER GRANTING MOTIONS FOR ATTORNEY FEES, COSTS, AND 9 v. SERVICE AWARDS AND FOR FINAL APPROVAL OF CLASS ACTION 10 WELLS FARGO BANK, N.A., SETTLEMENT 11 Defendant. Re: Dkt. Nos. 139, 141

12 13 Before the Court are Plaintiffs’ motions for attorneys’ fees and expenses and service 14 awards for lead plaintiffs, and for final approval of this class action settlement. Dkt. No. 139, 141. 15 The Court held a final fairness hearing on July 13, 2023. Dkt. No. 143. Following the hearing 16 and at the Court’s request, Plaintiffs submitted supplemental briefing on the two motions. Dkt. 17 No. 146. For the reasons set forth below, the Court GRANTS Plaintiffs’ motions. 18 I. BACKGROUND 19 a. Factual Allegations and Procedural Background 20 Plaintiffs bring this putative class action alleging Defendant Wells Fargo aided and abetted 21 an alleged Ponzi scheme (the “Equitybuild Scheme” or the “Scheme”) conceived by non-parties 22 Jerome and Shaun Cohen (the “Cohens”) and their entities Equitybuild, Inc. and Equitybuild 23 Finance, LLC f/k/a Hard Money Company, LLC (collectively, “Equitybuild”). Dkt. No. 1 24 (“Compl.”) ¶¶ 1–5; Dkt. No. 129 at 1 n.3. Equitybuild solicited investors by promising them 25 returns flowing from real estate purchases, renovations, and developments in Chicago. Compl. ¶¶ 26 20–21. Plaintiffs allege that the Equitybuild Scheme was a “sham,” as the Cohens “raised money 27 from investors through misrepresentations and omissions, siphoned much of it, improperly 1 off each investment by taking undisclosed fees.” Compl. ¶ 4. 2 In August 2018, the SEC filed a complaint in the Northern District of Illinois against 3 Equitybuild and the Cohens, charging them with fraud under U.S. securities laws and misuse and 4 misappropriation of investor money. Id. ¶¶ 58-60; Dkt. No. 129-1 ¶ 7. That court appointed a 5 Receiver (the “Equitybuild Receiver”) who, among other things, identified and issued notices to 6 835 persons or entities “who might have a claim against the Equitybuild Scheme.” Dkt. No. 129-1 7 ¶¶ 41–48. The Receiver received claims from all 835 claimants.1 Id. ¶ 51. 8 Plaintiffs filed their Complaint on April 12, 2019, alleging that Wells Fargo, as the only 9 bank Equitybuild used, “aided and abetted the Equitybuild Scheme.” Dkt. No. 129 at 3; see 10 Compl. ¶¶ 66-68. The Complaint asserted claims for 1) aiding and abetting fraud; 2) aiding and 11 abetting breach of fiduciary duty, and 3) negligence. See generally Compl. Wells Fargo moved to 12 dismiss the Complaint, which the Court denied as to the first two claims, and granted, with leave 13 to amend, as to the third. Dkt. Nos. 37, 62. Following substantial discovery concerning Plaintiffs’ 14 remaining claims, one unsuccessful mediation before the Honorable Andrew J. Guilford (Ret.) in 15 February 2021, and renewed settlement discussions, the parties ultimately executed an agreement 16 to settle this case on June 16, 2022. See Dkt. No. 129-1, Ex. A (“Settlement Agreement”). 17 This Court granted Preliminary Settlement Approval in December 2022. Dkt. No. 136. 18 Plaintiffs then filed a Motion for Attorneys’ Fees, Expenses, and Service awards on April 4, 2023, 19 Dkt. No. 139, and for Final Approval of Class Action Settlement on June 8, 2023, Dkt. No. 141. 20 Both were unopposed. Dkt. No. 140, 142. The parties appeared before the Court for a fairness 21 hearing on the motions in July, Dkt. No. 143, and filed requested supplemental briefing shortly 22 thereafter, Dkt. No. 146. Among other things, the supplemental briefing provided preliminary 23 monetary estimates for individual class member recovery, and confirmed that this settlement 24 would be additive to, not duplicative of, the Receiver’s work in the SEC action. See Dkt. No. 146.

25 b. Settlement Agreement 26 Key terms of the parties’ Settlement Agreement, Dkt. No. 129-1, Ex. A (“Settlement 27 1 Agreement” or “SA”), are as follows: 2 i. The Class 3 The Class consists of “all persons and entities who invested in the Equitybuild Scheme and 4 were damaged thereby.” Settlement Agreement, § 1.5; see also Dkt. No. 135-4, Ex. D (“Class 5 Notice”). 6 ii. Notice to the Class & Settlement Website 7 The Settlement Agreement directed that each member of the class be sent a notice of the 8 Settlement and a Claim Form. Settlement Agreement, § 7.3; Dkt. No. 129-1 ¶¶ 49–50. Per the 9 Agreement, the Notice directed Class Members to a settlement website containing copies of 10 relevant motions and orders. Settlement Agreement, § 7.7; Class Notice at 2–4, 7. The Notice 11 and Claim Form also provided class members agreed-upon information regarding, among other 12 things, the natures of the claims, class, and settlement terms (including the amounts requested for 13 attorneys’ fees, costs, and service awards), opt-out and objection rights, and details about the final 14 approval hearing. See Class Notice; Dkt. No. 135-5, Ex. E (Claim Form). 15 iii. Monetary Relief, Plan of Allocation & Cy Pres Distribution 16 The Settlement Fund consists of a payment from Wells Fargo of $3,750,000 into an escrow 17 account. Dkt. No. 129 at 4–5; Settlement Agreement, § 3.1.1. The gross settlement fund includes 18 “payments to Settlement Class Members, payments for costs and expenses related to Class Notice 19 as well as the implementation and administration of the Settlement, payment of Attorneys’ Fees 20 and Expenses for Class Counsel, and payment of the Service Award for the Class Representatives, 21 as approved by the Court Settlement Agreement.” Settlement Agreement ¶ J. Class members are 22 entitled to relief relative to the dollar amount they claim (and if necessary, substantiate) as a loss 23 on their claim forms. Settlement Agreement § 3.1.3 24 With the notice and claims process now completed, Plaintiffs have greater visibility into 25 the likely monetary distribution than they did at the preliminary approval stage. With 588 26 claimants, class counsel calculate that on a net basis (assuming this Court approves the proposed 27 costs, fees, and service awards), the average claimant will receive a monetary recovery of 1 on a claimed loss of $3,500,000.2 See Dkt. No. 146 at 4. If there is a balance remaining after 2 distribution, it will not revert to Defendant; instead, once it is no longer feasible to make 3 additional distributions, any remaining balance will be donated to the Victim Connect Resource 4 Center, a non-profit that assists “victims of investment fraud, including specifically Ponzi schemes 5 . . . .” Settlement Agreement § 1.39; Dkt. No. 135 at 1. 6 II. DISCUSSION 7 a. Final Settlement Approval 8 i. Class Certification 9 Final approval of a class action settlement requires, as a threshold matter, an assessment of 10 whether the class satisfies the requirements of Federal Rule of Civil Procedure 23(a) and (b). 11 Hanlon v. Chrysler Corp., 150 F.3d 1011, 1019–1022 (9th Cir. 1998). Because no facts that 12 would affect these requirements have changed since the Court preliminarily approved the class on 13 December 20, 2022, this order incorporates by reference the Court’s prior analysis under Rules 14 23(a) and (b) as set forth in the order granting preliminary approval. See Dkt. No. 136 at 6–10. 15 ii. The Settlement 16 “The claims, issues, or defenses of a certified class may be settled . . . only with the court’s 17 approval.” Fed. R. Civ. P. 23(e). The Court may finally approve a class settlement “only after a 18 hearing and on finding that it is fair, reasonable, and adequate.” Fed. R. Civ. P.

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Chang v. Wells Fargo Bank, N.A., Counsel Stack Legal Research, https://law.counselstack.com/opinion/chang-v-wells-fargo-bank-na-cand-2023.