Caruso v. Canal Indem. Co.
This text of 858 So. 2d 31 (Caruso v. Canal Indem. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
John J. CARUSO, Jr.
v.
CANAL INDEMNITY COMPANY a/k/a Acord.
Court of Appeal of Louisiana, Fifth Circuit.
*32 Dennis J. Phayer, Marc Devenport, Burglass & Tankersley, L.L.C., Metairie, LA, for Defendant-Appellant.
S. Michael Cashio, Brad Cashio, Kenner, LA, for Plaintiff-Appellee.
Panel composed of Judges JAMES L. CANNELLA, WALTER J. ROTHSCHILD, and EMILE R. ST. PIERRE, Pro Tempore.
EMILE R. ST. PIERRE, Judge Pro Tempore.
Defendant/Appellant, Canal Indemnity Insurance Co., appeals a general damage award rendered in favor of plaintiff/appellee, John J. Caruso, Jr. For the following reasons, we amend in part and affirm as amended.
On January 18, 2000, thirty-nine year old plaintiff, John J. Caruso, Jr., was involved in an automobile accident while parked at a convenience store in Metairie, Louisiana. The accident occurred when another driver, Pamela Reeves, backed her car into the vehicle driven by plaintiff. No police or emergency vehicles were called to the scene. Both drivers exchanged insurance information and departed the scene without need of first aid treatment.
Shortly following the accident, plaintiff began experiencing headaches along with pain and stiffness in his neck for which he sought medical treatment. Plaintiff subsequently settled all claims with Pamela Reeves and her liability insurer, State Farm Automotive Insurance Co., for the full policy limits of $10,000.00. Thereafter, suit was filed against plaintiff's underinsured/uninsured ("UM") provider, Canal Indemnity Insurance Co., for damages over and above the limits of the State Farm liability policy.
At trial the parties stipulated to the liability of Pamela Reeves and the $10,000.00 settlement for the full policy limits. It was also stipulated that Canal Indemnity Insurance Co. provided UM insurance to plaintiff with policy limits of $30,000.00. The sole issue at trial was what damages, if any, should be awarded to plaintiff in excess of the underlying liability policy limits. Plaintiff was the only witness to testify at trial and physicians' reports and hospital records were introduced into evidence in lieu of medical expert testimony.
At the conclusion of trial, the court ruled from the bench, specifically awarding plaintiff an additional $25,000.00 in general damages, over and above the $10,000.00 previously recovered. The trial court did not issue oral or written reasons in conjunction with its judgment.
On appeal, defendant makes the following assignment of error:
In rendering his damage award, the trial judge abused his discretion by ignoring unrebutted medical evidence which thoroughly undermined, contradicted, and discredited plaintiff's purely subjective and self-serving testimony regarding the severity of his claimed injuries.
Louisiana jurisprudence makes clear that, in the absence of manifest error, the amount of damages awarded by a trial court must not be disturbed. "The assessment of quantum or the appropriate amount of damages by a trial judge or jury is a determination of fact, one entitled to great deference on review." Wainwright v. Fontenot, 00-0492 (La.10/17/00), 774 So.2d 70, 74. "[R]easonable persons frequently disagree about the measure of general damages in a particular case. It is only when the award is, in either direction, beyond that which a reasonable trier of fact could assess for the effects of the *33 particular injury to the particular plaintiff under the particular circumstances that the appellate court should increase or reduce the award." Youn v. Maritime Overseas Corp., 623 So.2d 1257, 1261 (La.1993), cert. denied, 510 U.S. 1114, 114 S.Ct. 1059, 127 L.Ed.2d 379 (1994). Our review, therefore, is strictly limited to whether the amount of damages awarded by the trial judge to this particular plaintiff is reasonable given the specific circumstances of this case.
At trial plaintiff testified that he suffered from headaches and neck problems ever since the accident. Specifically, plaintiff described ongoing problems with headaches, sharp pain and stiffness in his neck, and also a "clicking" sensation in his neck when he moved his head in certain positions. Plaintiff, a used car dealer and a commercial pilot, testified that his injuries did not cause him to miss any work and that he was still able to perform all work-related activities.
Medical records show that three days following the accident, plaintiff sought medical treatment for his injuries from Stewart E. Altman, M.D. Dr. Altman diagnosed plaintiff with post traumatic headaches and cervical musculoskeletal strain casually related to the accident. Plaintiff visited Dr. Altman's office a total of five times from late January to July of 2000. The treatment consisted of conservative care (hot and cold packs, transcutaneous nerve stimulation, ultrasound therapy) and prescribed medication for pain.
In July, 2000, plaintiff had again been examined by Dr. Altman and plaintiff reported that he still suffered occasional migraine headaches and neck problems. The medical records show that plaintiff was discharged without further appointment to see Dr. Altman.
An MRI scan performed on plaintiff's cervical spine in August, 2000 revealed a "probable muscle spasm" and cervical scoliosis, but the cervical spine otherwise appeared unremarkable or normal.
Plaintiff also sought treatment from a neurologist, John D. Olson, M.D. Dr. Olson's medical records indicate that plaintiff made office visits on February 13, 2001 and May 3, 2001. Plaintiff reported similar symptoms of headaches and neck pain, which Dr. Olson attributed to the accident from a year earlier. Plaintiff was prescribed medication for pain, but no other treatment is indicated from the records.
Plaintiff also testified that on January 11, 2002, he went to the emergency room at Ochsner Hospital because he had been suffering with a migraine headache for an entire week. The trial record only contains a discharge sheet from the Ochsner Hospital Emergency Department indicating that plaintiff was released from the emergency room the same day with prescriptions for Naprosyn and Vicodin to relieve symptoms of pain and a recurrent cough. Plaintiff was further instructed to apply ice to his neck to relieve spasms and contact his primary physician for follow up care. There was no evidence presented that plaintiff sought follow up treatment from his primary physician soon after the emergency room visit.
In all, the records submitted into evidence show that plaintiff's medical bills associated with the accident total $1,295.00. Despite the above-discussed treatment, plaintiff testified that he continued to suffer headaches and neck pain as of the day of trial. Plaintiff stated that he was no longer taking prescription medication but relied instead on over-the-counter drugs such as "Tylenol" to relieve pain symptoms.
The defendant argues that the totality of the evidence presented at trial does not support the trial court's findings as to the *34 severity of plaintiff's injuries and amount of damages awarded. Specifically, defendant cites plaintiff's own testimony as proving the accident at issue to be a very minor collision. Plaintiff testified that he was wearing his seatbelt at the time of the collision and that he did not sustain any cuts, bruises, lacerations, or other outward signs of injury that required first aid or emergency care.
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858 So. 2d 31, 2003 WL 22137561, Counsel Stack Legal Research, https://law.counselstack.com/opinion/caruso-v-canal-indem-co-lactapp-2003.