Cartograf USA, Inc. v. Comerica Bank, a Texas Banking Association

CourtCourt of Appeals of Virginia
DecidedJune 3, 2025
Docket0236242
StatusPublished

This text of Cartograf USA, Inc. v. Comerica Bank, a Texas Banking Association (Cartograf USA, Inc. v. Comerica Bank, a Texas Banking Association) is published on Counsel Stack Legal Research, covering Court of Appeals of Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cartograf USA, Inc. v. Comerica Bank, a Texas Banking Association, (Va. Ct. App. 2025).

Opinion

COURT OF APPEALS OF VIRGINIA

Present: Chief Judge Decker, Judge O’Brien and Senior Judge Humphreys PUBLISHED

Argued at Richmond, Virginia

CARTOGRAF USA, INC. OPINION BY v. Record No. 0236-24-2 JUDGE MARY GRACE O’BRIEN JUNE 3, 2025 COMERICA BANK, A TEXAS BANKING ASSOCIATION, ET AL.

FROM THE CIRCUIT COURT OF CHESTERFIELD COUNTY M. Duncan Minton, Jr., Judge

Tara L. Chadbourn (Jesse B. Gordon; Jason D. Wright; Reaves PLLC; Curtis, Mallet-Prevost, Colt & Mosle LLP, on briefs), for appellant.

Timothy G. Moore; W. Thomas Chappell (Jennifer J. West; Matthew Yanovitch; James R. Harvey, III; Spotts Fain PC; Woods Rogers Vandeventer Black PLC, on brief), for appellees.

A parcel of real property belonging to Cartograf USA, Inc. (appellant) was sold in a judicial

auction for $16.5 million to satisfy appellant’s debts owed to Comerica Bank (Comerica) and

Choate Construction Company (Choate). Appellant alleges that the circuit court erred in (1)

accepting the commissioner in chancery’s amended report and ordering the sale; (2) denying a

temporary injunction stopping the property’s auction; and (3) confirming the amended report of the

special commissioner and approving the sale.

BACKGROUND

A U.S. District Court in Michigan awarded Comerica default judgment against appellant for

$9.7 million in principal, $1,459.75 in per diem interest, $32,736 in attorney fees, and $1,199.73 in

costs. Comerica domesticated the judgment and filed an action to compel judicial sale of appellant’s real property in Chester, Virginia. The property was encumbered by various mechanic’s

liens, which later were consolidated and are now held by Choate.

Appellant filed its answer and counterclaim late, and the court granted Comerica’s demurrer

and motion to strike. Comerica successfully moved for (1) default judgment, (2) appointment of a

commissioner in chancery, and (3) an issuance of a decree of reference. After finding that Robert

W. Partin was qualified, the court appointed him as the commissioner in chancery, ordering him to

“tak[e] information and evidence” and to issue a report identifying all interested parties, the owners

and their interests, all lien holders, their liens and their priority, the fee simple and rent and profit

values of the property, and any taxes owed. The court also directed Partin to make

recommendations regarding the sale of the property. The court instructed Partin to “give notice of

the time and place fixed for any hearing,” “before proceeding to execute the [d]ecree of

[r]eference,” and ordered that “all costs of and commissioner’s fees in this matter and the sale . . .

shall be paid from the proceeds of the sale or rental of the property.”

I. Commissioner in Chancery Reports

Partin filed an initial commissioner in chancery report in August 2023. The report included

two property appraisals from August 2021, which appellant had provided during the

commissioner’s collection of the evidence. Specifically, Partin had asked the parties to stipulate

that potential rents or profits from the property would be insufficient to satisfy appellant’s debt

within five years. Refusing the stipulation, appellant instead requested a new “professional

evaluation” of the property, the cost of which “would be paid for through the proceeds of any sale.”

As a reference, appellant submitted the two 2021 appraisals “for the record.” Partin did not conduct

a hearing but, based on the record, concluded that “[i]nasmuch as the improvements of the property

remain incomplete, the property, as is, has little to no potential rents and profits value” and that “the

rents and profits would be insufficient to satisfy the total liens of more than $17,000,000 in five

-2- years or less.” Finally, Partin “recommend[ed] that the [c]ourt approve the auction sale of [the

property] by Motleys Asset Disposition Group” (Motleys) and asked the court to confirm the report

and order judicial sale of the property.

Appellant objected to the report and argued that, without a hearing, the commissioner’s

conclusion regarding rents and profits was “based on no evidence.” Appellant also challenged the

commissioner’s reliance on the 2021 appraisals, which were “no longer reflective of current market

conditions.”

Before the court ruled on the initial report, Partin filed an amendment, noting that he had

received an unsolicited purchase offer from American Real Estate Partners LLC (AREP)1 for $16.5

million. He reported that Comerica and Choate supported the sale to AREP and that he believed the

offer was “preferable to auction.” Appellant again objected to the report, this time adding that

Partin was acting ultra vires in recommending the sale to AREP.

II. Motion Hearing (Commissioner in Chancery Report)

At an October 2023 hearing concerning the amended report, appellant not only reiterated its

objections but also asked the court to follow the statutory “two-step process” and appoint a special

commissioner to solicit purchase offers. Comerica and Choate requested to proceed with AREP’s

purchase offer. The court confirmed the commissioner’s amended report and appointed Partin as

the special commissioner for the property’s sale. The court instructed Partin “to make the sale of

the property for the highest price he is able to effectuate” by December 14, 2023.

In its written order confirming the amended report, the court made factual findings: first,

that Partin was “qualified to act as a special commissioner”; and second, that the property’s “rents

and profits” were “not sufficient to satisfy the liens . . . within a five-year period.” Therefore, the

1 The offer was made by CTP IV, LLC, a venture of AREP and Chrisia Piscataway Inc., but the parties refer to AREP as the purchaser. We will do the same here. -3- court ordered that “the [p]roperty should be sold to satisfy the liens.” The court authorized the

special commissioner to:

a. Take action to obtain the highest contract price for the sale of the [p]roperty before the next hearing, including private sale as presented in the [a]mended [r]eport if appropriate, or accepting alternate offers;

b. Enter into such agreements, including without limitation marketing or advertising agreements, as may be reasonably necessary to advertise and market the sale of the [p]roperty in a commercially reasonable manner;

c. Incur such costs, including without limitation title search fees, advertising expenses, reasonable marketing fees and expenses, as may be reasonably necessary to advertise the sale of the [p]roperty in a commercially reasonable manner; and

d. Negotiate with parties to enter into a contract for the sale of the [p]roperty.

Finally, the court ruled that any sale or contract for sale would require judicial approval.

Appellant’s counsel signed the order as “seen and objected to.”

III. Temporary Injunction Motion

As recommended in his report, Partin engaged Motleys to auction the property. Appellant

then moved for a temporary injunction to stop the auction, arguing that the advertisements were

“based on prior outdated appraisals” and would cause the property to be “significantly undervalued”

and “effectively serve to cap the amount that any party to the auction would be willing to pay.”

According to appellant, this inaccuracy would make the auction commercially unreasonable.

Appellant submitted a broker opinion of value (BOV) by Jones Lang LaSalle Americas, Inc. (JLL),

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Cartograf USA, Inc. v. Comerica Bank, a Texas Banking Association, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cartograf-usa-inc-v-comerica-bank-a-texas-banking-association-vactapp-2025.