STATE OF LOUISIANA
COURT OF APPEAL
FIRST CIRCUIT
NO. 2020 CA 0859
CAROLYN C. TREGRE
VERSUS
BRENDA S. FLETCHER, STATE FARM AUTOMOBILE INSURANCE COMPANY, KENDALL L. MCGEE AND ALLSTATE INSURANCE COMPANY
Judgment Rendered: FEB 1 9 2021
On Appeal from the 22nd Judicial District Court In and for the Parish of St. Tammany State of Louisiana Trial Court No. 2017- 11350
Honorable Richard A. Swartz, Judge Presiding
Delbert G. Talley Attorney for Plaintiff A - ppellee, Covington, LA Keith Tregre, son of Carolyn C. Tregre, deceased
Ryan G. Davis Attorneys for Defendant -Appellant,
Molly Manieri Louisiana Farm Bureau Casualty Mandeville, LA Insurance Company
Jude H. Trahant Attorney for Defendant -Appellee, Madisonville, LA Allstate Insurance Company
BEFORE: THERIOT, WOLFE, AND HESTER, JJ.
W, HESTER, J.
In this case arising out of a three -car accident, plaintiff's
uninsured/ underinsured motorist ( UM) carrier appealed the judgment of the trial
court finding one defendant driver was the sole proximate cause of the accident
thereby triggering UM coverage under plaintiff' s automobile insurance policy. For
the following reasons, we affirm.
FACTS AND PROCEDURAL HISTORY
On July 20, 2016, Carolyn Tregre was driving eastbound on C. M. Fagan Drive
in Hammond, Louisiana, when she was involved in a three -car rear -end collision.
At the time of the accident, Ms. Tregre was driving the lead vehicle, Kendall McGee
was driving the middle vehicle, and Brenda Fletcher was driving the last vehicle.
Ms. Tregre filed a petition for damages naming as defendants Mr. McGee and his
insurance company, Allstate Insurance Company (" Allstate"); and Ms. Fletcher and
her insurance company, State Farm Automobile Insurance Company (" State Farm")
While the suit was pending, Ms. Tregre passed away and Ms. Tregre' s son, Keith
Tregre, was substituted as plaintiff pursuant to La. Civil Code art. 2315. 1.
On March 14, 2018, Mr. Tregre filed an amended petition adding Louisiana
Farm Bureau Casualty Insurance Company (" Farm Bureau"), Ms. Tregre' s UM
carrier, as a defendant, alleging that Ms. Tregre' s damages exceeded the cumulative
insurance coverage of Mr. McGee and Ms. Fletcher. Prior to trial, Mr. Tregre settled
with State Farm for the limits of Ms. Fletcher' s policy. Thereafter, a judgment was
signed dismissing Mr. Tregre' s claims against Ms. Fletcher and State Farm.
On January 22, 2020, the matter came before the court for a bench trial. After
taking the matter under advisement, the trial court issued written reasons for
judgment finding Ms. Fletcher' s negligence was the sole proximate cause of the
accident. On May 14, 2020, the trial court signed a judgment in favor of Mr. Tregre
and against Farm Bureau in the sum of twenty- one thousand five hundred ninety -
FA one dollars and sixteen cents ($ 21, 591. 16), subject to a credit for fifteen thousand
dollars ($ 15, 000. 00) paid in settlement by State Farm, and dismissing all claims
against Allstate and Mr. McGee. It is from this judgment that Farm Bureau appeals,
raising as its sole assignment of error, the apportionment of fault by the trial court.
Specifically, Farm Bureau contends that the trial court committed error in
disregarding the testimony of a disinterested witness, the investigating officer, in
favor of the testimony of the defendant driver.
LAW AND ANALYSIS
When reviewing factual findings made by the trier of fact, including the
allocation of fault, this court is required to apply the manifest error standard of
review. See Stobart v. State, Department of Transportation and Development,
617 So. 2d 880, 882 ( La. 1993). Under the manifest error standard, which demands
that great deference be given to the trial court' s factual findings, the issue to be
resolved on appeal is not whether the trial court was right or wrong, but whether its
conclusions are reasonable. Adams v. Rhodia, Inc., 2007- 2110 ( La. 5/ 21/ 08), 983
So. 2d 798, 806. If the factual findings are reasonable in light of the record reviewed
in its entirety, a reviewing court may not reverse even though convinced that, had it
been sitting as the trier of fact, it would have weighed the evidence differently.
Adams, 983 So.2d at 806 ( citing Stobart, 617 So. 2d at 882- 83).
This is especially true when the trial court' s factual findings are based on
witness credibility, for only the fact finder can be aware of the variations in
demeanor and tone of voice that bear so heavily on the listener' s understanding and
belief in what is said. Pinn v. Pennison, 2016- 0614 ( La. App. 1st Cir. 12/ 22/ 16),
209 So. 3d 844, 847. Thus, a factfinder' s conclusions, based on its decision to credit
the testimony of one of two or more witnesses, can virtually never be manifestly
erroneous. Adams, 983 So. 2d at 807. Where there are two permissible views of the
C evidence, the factfinder' s choice between them cannot be manifestly erroneous.
Jones v. Bravata, 2018- 0837 ( La. App. 1st Cir. 5/ 9/ 19), 280 So. 3d 226, 233.
Trooper Jesse Sanders,' who investigated the July 20, 2016 accident, testified
at trial, and his " Uniform Motor Vehicle Crash Report" was introduced into
evidence. His report2 stated the following:
Upon arrival officers made contact with the driver of vehicle number one who stated that her and the passenger of vehicle one were traveling eastbound on C. M. Fagan Drive. Vehicle number one was traveling behind vehicle number two when vehicle number two hit his brakes. Vehicle number one then struck the rear of vehicle number two.
The driver of vehicle number two stated that he was traveling eastbound on C. M. Fagan Drive. Vehicle number two was traveling behind vehicle number three when the driver of vehicle number three hit her brakes. Vehicle number two then struck the rear of vehicle number
three, and was also struck in the rear by vehicle number one.
The driver of vehicle number three stated that she was traveling eastbound on C. M. Fagan Drive. Vehicle number three hit her brakes to slow down, and was then struck in the rear by vehicle number two, and was also moved forward slightly from vehicle number one hitting vehicle number two.
While Trooper Sanders testified that he had no recollection of investigating
the accident, he said that protocol was to talk to all parties involved. Trooper Sanders
was asked about statements made by Ms. Fletcher and Mr. McGee during their
depositions saying that they never discussed the accident with the investigating
officer. Trooper Sanders said, " I had to have discussed the accident with them."
Trooper Sanders also stated, " every accident that I' ve ever responded to I' ve talked
to every driver involved." Based on review of his report, Trooper Sanders concluded
that the accident involved two impacts to Ms. Tregre' s vehicle, the first caused by
1 Trooper Sanders is now employed by Louisiana State Police. He was employed by the Hammond Police Department at the time of the accident.
2 In Trooper Sanders' report, vehicle number one is Ms. Fletcher, vehicle number two is Mr. McGee, and vehicle number three is Ms. Tregre.
M Mr. McGee' s vehicle hitting the back of Ms.
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STATE OF LOUISIANA
COURT OF APPEAL
FIRST CIRCUIT
NO. 2020 CA 0859
CAROLYN C. TREGRE
VERSUS
BRENDA S. FLETCHER, STATE FARM AUTOMOBILE INSURANCE COMPANY, KENDALL L. MCGEE AND ALLSTATE INSURANCE COMPANY
Judgment Rendered: FEB 1 9 2021
On Appeal from the 22nd Judicial District Court In and for the Parish of St. Tammany State of Louisiana Trial Court No. 2017- 11350
Honorable Richard A. Swartz, Judge Presiding
Delbert G. Talley Attorney for Plaintiff A - ppellee, Covington, LA Keith Tregre, son of Carolyn C. Tregre, deceased
Ryan G. Davis Attorneys for Defendant -Appellant,
Molly Manieri Louisiana Farm Bureau Casualty Mandeville, LA Insurance Company
Jude H. Trahant Attorney for Defendant -Appellee, Madisonville, LA Allstate Insurance Company
BEFORE: THERIOT, WOLFE, AND HESTER, JJ.
W, HESTER, J.
In this case arising out of a three -car accident, plaintiff's
uninsured/ underinsured motorist ( UM) carrier appealed the judgment of the trial
court finding one defendant driver was the sole proximate cause of the accident
thereby triggering UM coverage under plaintiff' s automobile insurance policy. For
the following reasons, we affirm.
FACTS AND PROCEDURAL HISTORY
On July 20, 2016, Carolyn Tregre was driving eastbound on C. M. Fagan Drive
in Hammond, Louisiana, when she was involved in a three -car rear -end collision.
At the time of the accident, Ms. Tregre was driving the lead vehicle, Kendall McGee
was driving the middle vehicle, and Brenda Fletcher was driving the last vehicle.
Ms. Tregre filed a petition for damages naming as defendants Mr. McGee and his
insurance company, Allstate Insurance Company (" Allstate"); and Ms. Fletcher and
her insurance company, State Farm Automobile Insurance Company (" State Farm")
While the suit was pending, Ms. Tregre passed away and Ms. Tregre' s son, Keith
Tregre, was substituted as plaintiff pursuant to La. Civil Code art. 2315. 1.
On March 14, 2018, Mr. Tregre filed an amended petition adding Louisiana
Farm Bureau Casualty Insurance Company (" Farm Bureau"), Ms. Tregre' s UM
carrier, as a defendant, alleging that Ms. Tregre' s damages exceeded the cumulative
insurance coverage of Mr. McGee and Ms. Fletcher. Prior to trial, Mr. Tregre settled
with State Farm for the limits of Ms. Fletcher' s policy. Thereafter, a judgment was
signed dismissing Mr. Tregre' s claims against Ms. Fletcher and State Farm.
On January 22, 2020, the matter came before the court for a bench trial. After
taking the matter under advisement, the trial court issued written reasons for
judgment finding Ms. Fletcher' s negligence was the sole proximate cause of the
accident. On May 14, 2020, the trial court signed a judgment in favor of Mr. Tregre
and against Farm Bureau in the sum of twenty- one thousand five hundred ninety -
FA one dollars and sixteen cents ($ 21, 591. 16), subject to a credit for fifteen thousand
dollars ($ 15, 000. 00) paid in settlement by State Farm, and dismissing all claims
against Allstate and Mr. McGee. It is from this judgment that Farm Bureau appeals,
raising as its sole assignment of error, the apportionment of fault by the trial court.
Specifically, Farm Bureau contends that the trial court committed error in
disregarding the testimony of a disinterested witness, the investigating officer, in
favor of the testimony of the defendant driver.
LAW AND ANALYSIS
When reviewing factual findings made by the trier of fact, including the
allocation of fault, this court is required to apply the manifest error standard of
review. See Stobart v. State, Department of Transportation and Development,
617 So. 2d 880, 882 ( La. 1993). Under the manifest error standard, which demands
that great deference be given to the trial court' s factual findings, the issue to be
resolved on appeal is not whether the trial court was right or wrong, but whether its
conclusions are reasonable. Adams v. Rhodia, Inc., 2007- 2110 ( La. 5/ 21/ 08), 983
So. 2d 798, 806. If the factual findings are reasonable in light of the record reviewed
in its entirety, a reviewing court may not reverse even though convinced that, had it
been sitting as the trier of fact, it would have weighed the evidence differently.
Adams, 983 So.2d at 806 ( citing Stobart, 617 So. 2d at 882- 83).
This is especially true when the trial court' s factual findings are based on
witness credibility, for only the fact finder can be aware of the variations in
demeanor and tone of voice that bear so heavily on the listener' s understanding and
belief in what is said. Pinn v. Pennison, 2016- 0614 ( La. App. 1st Cir. 12/ 22/ 16),
209 So. 3d 844, 847. Thus, a factfinder' s conclusions, based on its decision to credit
the testimony of one of two or more witnesses, can virtually never be manifestly
erroneous. Adams, 983 So. 2d at 807. Where there are two permissible views of the
C evidence, the factfinder' s choice between them cannot be manifestly erroneous.
Jones v. Bravata, 2018- 0837 ( La. App. 1st Cir. 5/ 9/ 19), 280 So. 3d 226, 233.
Trooper Jesse Sanders,' who investigated the July 20, 2016 accident, testified
at trial, and his " Uniform Motor Vehicle Crash Report" was introduced into
evidence. His report2 stated the following:
Upon arrival officers made contact with the driver of vehicle number one who stated that her and the passenger of vehicle one were traveling eastbound on C. M. Fagan Drive. Vehicle number one was traveling behind vehicle number two when vehicle number two hit his brakes. Vehicle number one then struck the rear of vehicle number two.
The driver of vehicle number two stated that he was traveling eastbound on C. M. Fagan Drive. Vehicle number two was traveling behind vehicle number three when the driver of vehicle number three hit her brakes. Vehicle number two then struck the rear of vehicle number
three, and was also struck in the rear by vehicle number one.
The driver of vehicle number three stated that she was traveling eastbound on C. M. Fagan Drive. Vehicle number three hit her brakes to slow down, and was then struck in the rear by vehicle number two, and was also moved forward slightly from vehicle number one hitting vehicle number two.
While Trooper Sanders testified that he had no recollection of investigating
the accident, he said that protocol was to talk to all parties involved. Trooper Sanders
was asked about statements made by Ms. Fletcher and Mr. McGee during their
depositions saying that they never discussed the accident with the investigating
officer. Trooper Sanders said, " I had to have discussed the accident with them."
Trooper Sanders also stated, " every accident that I' ve ever responded to I' ve talked
to every driver involved." Based on review of his report, Trooper Sanders concluded
that the accident involved two impacts to Ms. Tregre' s vehicle, the first caused by
1 Trooper Sanders is now employed by Louisiana State Police. He was employed by the Hammond Police Department at the time of the accident.
2 In Trooper Sanders' report, vehicle number one is Ms. Fletcher, vehicle number two is Mr. McGee, and vehicle number three is Ms. Tregre.
M Mr. McGee' s vehicle hitting the back of Ms. Tregre' s vehicle and the second caused
by Ms. Fletcher' s vehicle hitting the back of Mr. McGee' s vehicle.
Mr. Tregre, who was in the vehicle with his mother at the time of the accident,
testified that there were two impacts, one directly after the other, and that the first
impact was more severe. He said he immediately left the scene of the accident
because he was not feeling well. He agreed that he was not there when the
investigating police officer arrived and did not see the officer speaking with the other
drivers. Mr. Tregre acknowledged that he did not see the accident happen because
he was facing forward. He testified that he was not sure if Ms. Fletcher hit Mr.
McGee first. Mr. Tregre said that he brought his mother to her deposition, and at
that time, she was really sick, in hospice care, and " forgot some things." He
acknowledged that Ms. Tregre' s deposition was taken close to when she passed
away.
Mr. McGee, the driver of the second vehicle involved in the accident, testified
that " Ms. Fletcher, the vehicle behind me, hit my vehicle and caused me to hit Ms.
Tregre' s vehicle." Mr. McGee said he did not strike Ms. Tregre' s vehicle prior to
Ms. Fletcher striking his vehicle. Mr. McGee testified that the investigating police
officer spoke to Ms. Tregre for at least five minutes, but he never asked him for a
statement and never spoke to Ms. Fletcher. Mr. McGee said Ms. Fletcher apologized
to him after the accident and told him that she was not paying attention and was
talking to a person in her vehicle.
Ms. Tregre and Ms. Fletcher' s depositions were offered into evidence during
the trial. In her deposition, Ms. Tregre said that a man hit her in the back and then a
car hit him causing him to hit her a second time. She said both impacts were hard,
but the second impact was not as hard. Ms. Tregre' s deposition testimony was
inconsistent and incoherent at times. She said at one point that the crashes were five
minutes apart and that she got out in between the two impacts and then testified that
5 the impacts were immediately after one another. She also testified that her son was
not in the car at the time of the accident.
In Ms. Fletcher' s deposition, she testified that at the time of the accident it
was raining, the roads were wet, and the traffic was backed up. She said that her co-
worker was in the vehicle and said something and she " looked at him; and when
she] looked back, they were stopped again. And [ she] put on brakes, but that didn' t
help." She acknowledged that she made impact with the vehicle in front of her when
she took her eyes off the road momentarily. When Ms. Fletcher was asked if the car
in front of her had already hit the vehicle in front of him prior to her truck making
impact, she replied, " I don' t know." She said she gave the investigating police
officer her license and insurance, but she did not think that he asked her what
happened, nor did she tell him what happened. She said Ms. Tregre talked to the
officer, but she did not see the officer speak with the other driver.
In written reasons for judgment, the trial court pointed out that as plaintiff,
Mr. Tregre had the burden of proving that Mr. McGee and Ms. Fletcher were at fault
in causing the accident. The trial court stated, "[ t] he Court has reviewed Mrs.
Tregre' s statement and deposition and finds her testimony inconsistent and
confusing, and further finds that Plaintiff failed to meet his burden of Proof that Mr.
McGee was at fault."
Farm Bureau contends that the trial court erred in giving more credibility to
the testimony of Mr. McGee, a defendant, than Trooper Sanders, the investigating
officer. In favor of its position, Farm Bureau cites Winfield v. Porter, 618 So. 2d
890, 893 ( La. App. 4th Cir. 1993), which provides that the testimony of a
disinterested witness, if credible, should be given greater weight by the trial court
than that of an interested witness. In Winfield, the disinterested witness was an
independent eyewitness of the accident. See Winfield, 618 So. 2d at 891- 92. Unlike
in Winfield, Trooper Sanders was not an eyewitness to the accident. His report and
Cel testimony during trial revealed that his determination of how the accident occurred
was based primarily on the description of the accident given to him by Ms. Tregre
and conversations he testified he must have had with Ms. Fletcher and Mr. McGee
because of protocol and how he always investigates traffic accidents. Ms. Fletcher
and Mr. McGee did not recall Trooper Sanders asking them about how the accident
happened. During trial, Trooper Sanders did not discuss any additional investigation
into the cause of the accident such as examining skid marks or evaluating the damage
to the vehicles.
While it is true that testimony of an apparently disinterested witness, if
credible, is entitled to great weight, this must be balanced against the trial court' s
essential function of evaluating the credibility of witnesses. The trial court had the
opportunity to see and hear the witnesses in this matter and was in the best position
to determine credibility of the witnesses. As noted, a trial court' s conclusions, based
on its decision to credit the testimony of one of two or more witnesses, can virtually
never be manifestly erroneous, and where there are two permissible views of the
evidence, the factfinder' s choice between them cannot be manifestly erroneous. In
this case, there are clearly two permissible views of the evidence. Either Ms.
Fletcher' s vehicle rear- ended Mr. McGee' s vehicle causing Mr. McGee to rear -end
Ms. Tregre' s vehicle or Mr. McGee' s vehicle rear-ended Ms. Tregre' s vehicle before
he was rear-ended by Ms. Fletcher. Considering the report and testimony of Officer
Sanders and the weight that both should be given as well as the testimony of the
remaining witnesses, we cannot conclude that the trial court' s decision between two
permissible views ofthe evidence, finding Ms. Fletcher was the sole proximate cause
of the accident, is manifestly erroneous. Therefore, we affirm the decision of the
trial court.
7 CONCLUSION
For the foregoing reasons, the judgment of the trial court is affirmed. All costs
of the appeal are assessed to appellant, Louisiana Farm Bureau Casualty Insurance
Company.
AFFIRMED.