Carlos Chapa and Maria Chapa, Individually and as Next Friend of Carlos Chapa, Jr. and Alex Chapa, Minors v. Traciers & Associates, Incorporated Traciers & Associates Traciers Paul Chambers And Ford Motors Credit Corp.

CourtCourt of Appeals of Texas
DecidedJuly 31, 2008
Docket14-07-00056-CV
StatusPublished

This text of Carlos Chapa and Maria Chapa, Individually and as Next Friend of Carlos Chapa, Jr. and Alex Chapa, Minors v. Traciers & Associates, Incorporated Traciers & Associates Traciers Paul Chambers And Ford Motors Credit Corp. (Carlos Chapa and Maria Chapa, Individually and as Next Friend of Carlos Chapa, Jr. and Alex Chapa, Minors v. Traciers & Associates, Incorporated Traciers & Associates Traciers Paul Chambers And Ford Motors Credit Corp.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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Carlos Chapa and Maria Chapa, Individually and as Next Friend of Carlos Chapa, Jr. and Alex Chapa, Minors v. Traciers & Associates, Incorporated Traciers & Associates Traciers Paul Chambers And Ford Motors Credit Corp., (Tex. Ct. App. 2008).

Opinion

Affirmed and Opinion filed July 31, 2008

Affirmed and Opinion filed July 31, 2008.

In The

Fourteenth Court of Appeals

_______________

NO. 14-07-00056-CV

CARLOS CHAPA and MARIA CHAPA, Individually and as Next Friend of CARLOS CHAPA, JR. and ALEX CHAPA, MINORS, Appellants

V.

TRACIERS & ASSOCIATES, INCORPORATED; TRACIERS & ASSOCIATES; TRACIERS; PAUL CHAMBERS; and FORD MOTOR CREDIT CORP., Appellees

On Appeal from the 164th District Court

 Harris County, Texas

Trial Court Cause No. 2003-48619

O P I N I O N


In this appeal, we must determine whether appellants, the parents of two young children, have legally cognizable claims for mental anguish allegedly sustained when a repossession agent towed their vehicle out of sight before he realized their children were inside.  The parents filed suit against the financing company, the repossession company it hired, and the repossession agent who towed the vehicle.  They asserted claims for mental anguish and its physical manifestations under (a) section 9.609 of the Business and Commerce Code, (b) the Restatement (Second) of Torts, or (c) negligence law, including the law governing bystander claims.  The trial court granted summary judgment for the defendants on the parents= claims.  Neither parent witnessed the vehicle being towed from the street, and the repossession agent discovered the children and returned them and the vehicle within minutes.  On these facts, we conclude that, as a matter of law, appellants Carlos and Maria Chapa do not have a viable claim for breach of the peace under section 9.609 of the Business and Commerce Code.  We further hold that the financing company and its agents are not liable to the Chapas under sections 424 or 427 of the Restatement (Second) of Torts.  Moreover, we conclude Maria Chapa=s bystander and other negligence claims fail as a matter of law.  We therefore affirm the trial court=s grant of summary judgment.

I.  Factual and Procedural Background[1]

Ford Motor Credit Corp. (AFMCC@) hired Traciers & Associates (ATraciers@)[2] to repossess a white 2002 Ford Expedition owned by Marissa Chapa, who was in default on the associated promissory note.  Traciers assigned the job to its field manager, Paul Chambers, and gave him an address where the vehicle could be found.  FMCC, Traciers, and Chambers were unaware that the address was that of Marissa=s brother, Carlos Chapa.  Coincidentally, Carlos and his wife Maria Chapa also had purchased a white Ford Expedition financed by FMCC.  Their vehicle, however, was a 2003 model, and the Chapas were not in default.

On the night of February 6, 2003, Chambers went to the address and observed a white Ford Expedition.  The license number of the vehicle did not match that of the vehicle he was


told to repossess, and he did not see the vehicle=s vehicle identification number (AVIN@), which was obscured. Chambers returned early the next morning and still could not see the Expedition=s VIN.  He returned to his own vehicle, which was parked two houses away. 

Unseen by Chambers, Maria Chapa left the house and helped her two sons, ages ten and six, into the Expedition for the trip to school.  Her mother-in-law=s vehicle was parked behind her, so Maria backed her mother-in-law=s vehicle into the street, then backed her Expedition out of the driveway and parked on the street.  She left the keys to her truck in the ignition with the motor running while she parked her mother-in-law=s car back in the driveway and reentered the house to return her mother-in-law=s keys.

After Chambers saw Maria park the Expedition on the street and return to the house, it took him only thirty seconds to back his tow truck to the Expedition, hook it to his truck, and drive away.  Chambers did not leave his own vehicle to perform this operation, and it is undisputed that he did not know the Chapa children were inside.[3]  When Maria emerged from the house, the Expedition, with her children, was gone.  Maria began screaming, telephoned 911, and called her husband at work to tell him the children were gone. 

Meanwhile, on an adjacent street, Chambers noticed that the Expedition=s wheels were turning, indicating to him that the vehicle=s engine was running.  He stopped the tow truck and heard a sound from the Expedition.  Looking inside, he discovered the two Chapa children.  After he persuaded one of the boys to unlock the vehicle, Chambers drove the Expedition back to the Chapas= house.  He returned the keys to Maria, who was outside her house, crying.  By the time emergency personnel and Carlos Chapa arrived, the children were back home and Chambers had left the scene.


Maria testified that the incident caused her to have an anxiety attack, including chest pain and numbness in her arm.  She states she has continued to experience panic attacks and has been diagnosed with an anxiety disorder.  In addition, both Carlos and Maria have been diagnosed with post-traumatic stress disorder.

Acting individually and on behalf of their children, Carlos and Maria Chapa sued Traciers, Chambers, and FMCC.  Appellees settled the children=s claims but contested the individual claims of Carlos and Maria.  The trial court granted summary judgment on the parents= claims in favor of Traciers, Chambers, and FMCC, and this appeal ensued.

II.  Issues Presented

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