Cardenas v. Zurich American Insurance Company

CourtDistrict Court, D. Nevada
DecidedAugust 15, 2025
Docket2:25-cv-00993
StatusUnknown

This text of Cardenas v. Zurich American Insurance Company (Cardenas v. Zurich American Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Nevada primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Cardenas v. Zurich American Insurance Company, (D. Nev. 2025).

Opinion

1 Amy M. Samberg (NV Bar No. 10212) amy.samberg@clydeco.us 2 Dylan P. Todd (NV Bar No. 10456) dylan.todd@clydeco.us 3 CLYDE & CO US LLP 7251 W. Lake Mead Blvd., Suite 430 4 Las Vegas NV 89128 Telephone: 725-248-2900 5 Attorneys for Defendant 6 Zurich American Insurance Company 7 UNITED STATES DISTRICT COURT 8 DISTRICT OF NEVADA 9 ANNA B. CARDENAS, as representative of the CASE NO.: 2:25-cv-00993-RFB-DJA 10 Estate of MICHELLE CARDENAS, 11 [PROPOSED] JOINT DISCOVERY Plaintiff, PLAN AND SCHEDULING 12 ORDER v. 13 AMAZON.COM, INC., a foreign corporation; SPECIAL SCHEDULING 14 ZURICH AMERICAN INSURANCE REQUESTED COMPANY, a foreign corporation, 15 SUBMITTED IN COMPLIANCE 16 Defendants. WITH LR 26-1(b) 17 Plaintiff ANNA B. CARDENAS, as representative of the Estate of MICHELLE 18 CARDENAS (“Plaintiff”) and Defendants AMAZON LOGISTICS, INC. (erroneously sued and 19 served as AMAZON.COM, INC.) (“Amazon”) and ZURICH AMERICAN INSURANCE 20 COMPANY (“Zurich”) ( collectively “Defendants”), by and through their attorneys, pursuant to 21 Federal Rule of Civil Procedure 26(f) and Local Rule 26-1, hereby agree to the following 22 [Proposed] Joint Discovery Plan and Scheduling Order for the Court’s approval as follows: 23 I. INTRODUCTION/PRELIMINARY MATTER 24 This is an action for breach of contract that also includes bad faith causes of action against 25 Zurich for its denial of Plaintiff’s underinsured motorist (“UIM”) claim. Plaintiff was an Amazon 26 delivery driver who was involved in an auto accident with non-party driver Ryan Swift, for which 27 Plaintiff is alleged to have sustained injuries. Zurich contends that coverage is not afforded to 28 Plaintiff for her UIM claim based on the terms and conditions of the Zurich insurance policy. 1 Plaintiff filed suit against Zurich, and her employer Amazon, in relation to the Zurich’s coverage 2 position. The specifics of the coverage position at issue is whether Plaintiff is entitled to coverage 3 under the Zurich insurance policy even though she was not the driver of the vehicle at the time of 4 the accident. Plaintiff asserts that if there is no coverage through Zurich, then Plaintiff’s recourse 5 would be against Amazon for failing to provide UIM coverage for a motor vehicle collision, 6 contrary to Amazon’s website advertisement for delivery drivers. 7 Though this lawsuit involves extracontractual claims, the parties believe that this case 8 would benefit by first addressing Zurich’s coverage position. Zurich plans on filing a Motion for 9 Summary Judgment early on in the discovery process. Under Nevada law, the interpretation of an 10 insurance contract is a question of law for the Court to determine based on the words of the 11 insurance policy itself. Starr Surplus Lines Ins. Co. v. Eighth Judicial Dist. Court, 535 P.3d 254, 12 267 (2023). As such, the parties understand that the Court will need only to examine Plaintiff’s 13 driving status at the time of the accident with the express terms and condition of the insurance 14 policy in order to issue a ruling on Zurich’s coverage position. 15 The proposed discovery schedule below contemplates an initial 180-day discovery timeline 16 in accordance with LR 26. However, the parties wish to advise the Court that upon the filing of 17 Zurich’s motion for summary judgment, the parties will file a stipulation and order for a formal 18 stay of discovery pending the outcome of Zurich’s motion. This will allow the parties to avoid 19 unnecessary litigation and costs and expenses in discovery and potential motion practice on issues 20 that would be moot depending on the Court’s summary judgment ruling. Zurich anticipates filing 21 its motion for summary judgment on the coverage issue within 45-60 days of the filing of this 22 report. 23 Prior to that time, the parties will make their initial disclosures in accordance with Rule 26, 24 to include among other things, a complete copy of the insurance policy and the facts surrounding 25 Plaintiff’s status as a passenger in the vehicle at the time of the accident. The parties do not intend 26 to conduct depositions or other discovery related to other non-coverage matters during that time as 27 they are not relevant to the coverage position that will be before the Court. 28 / / / 1 II. PROPOSED DISCOVERY PLAN 2 A. Fed. R. Civ. P. 26(f) Conferences 3 On July 9, 2025, the parties held the conference to discuss issues required by Fed. R. Civ. 4 P. 26(f) and LR 26-1. Dylan P. Todd, Esq. of Clyde & Co US LLP appeared for Zurich; Priscilla 5 L.O’Briant, Esq. of Tyson & Mendes, LLP appeared for Amazon; and Brian M. Boyer, Esq. of the 6 Injury Firm/Las Vegas appeared for Plaintiff. 7 B. Discovery Plan: The parties propose to the Court the following discovery plan: 8 1. Initial Disclosures: The Parties will make their initial FRCP 26 disclosures 9 by Thursday, August 21, 2025. The parties determined that additional time was needed to prepare 10 initial disclosures as they have been in discussions on narrowing the claims and scope of this 11 litigation in order to work towards a case resolution. 12 2. Discovery Cut-Off Date: The discovery cut-off will be January 5, 2026. 13 This date is one hundred eighty (180) days from the date of the Rule 26 Conference. 14 3. Amending the Pleadings and Adding Parties: All motions to amend the 15 pleadings or to add parties shall be filed not later than October 7, 2025, which is ninety (90) days 16 prior to the discovery cut-off date. 17 4. Fed. R. Civ. P. 26(a)(2) Disclosures (Experts): The parties shall disclose 18 expert witness(es) sixty (60) days prior to the discovery cut-off date, November 6, 2025. The 19 parties further agree that disclosure of their respective rebuttal experts will be no later than 20 December 5, 2025, which is thirty (30) days after the initial disclosure of their experts. 21 5. Dispositive Motions: Dispositive motions shall be filed no later than thirty 22 (30)days after the discovery cut-off date, or February 4, 2026. 23 6. Pre-Trial Order: The joint pretrial order shall be filed no later than thirty 24 (30) days after the dispositive motion deadline, March 4, 2026. In the event dispositive motions 25 are filed, the date for filing the joint pretrial order shall be suspended until thirty (30) days after 26 decision of the dispositive motion or further order of the Court. 27 / / / 28 / / / 1 7. Fed. R. Civ. P. 26(a)(3) Pretrial Disclosures: These disclosures and any 2 || objections to them shall be made in the joint pretrial order. Unless the court orders otherwise, these 3 || disclosures must be made at least thirty (30) days before trial. 4 8. Alternative Dispute Resolution: The parties certify that they met and 5 || conferred about the possibility of using alternative dispute resolution processes and agree that 6 || mediation, arbitration and/or neutral evaluation at this stage would be premature. The parties are 7 || currently working to narrow the claims and will revisit the matter after the first round of discovery 8 || concludes. 9 9. Alternative Form of Case Disposition: The parties certify that they 10 || considered consent to trial by a magistrate judge under 28 U.S.C. §636(c) and Fed. R. Civ. P. 73 11 || and use of the Short Trial Program (General Order 2013-01).

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Cardenas v. Zurich American Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/cardenas-v-zurich-american-insurance-company-nvd-2025.