Capitol Specialty Insurance Corporation v. Colorado River Consulting Incorporated

District Court, D. Arizona·Decided June 18, 2024·No. 2:21-cv-00858·Unknown

Opinion

WO

Capitol Specialty Insurance Corporation, No. CV-21-00858-PHX-DJH

Plaintiff, ORDER

v.

Colorado River Consulting Incorporated, et al., Defendants. Before the Court is a “Motion for Leave to Amend Counterclaim” (Doc. 115)1 (“Motion to Amend”) filed by Defendant Calyxt Incorporated (“Calyxt”) on behalf of Defendants Jeffrey Nigh and his business Colorado River Consulting, Inc. (“CRC”) (together “Nigh”) (collectively “Defendants”). The parties have also filed a Joint Status Report (Doc. 121) stating their position on how this matter should proceed after the Court’s ruling on the Motion to Amend. The Court must decide whether to modify the Scheduling Order (Docs. 19; 52; 83) under Federal Rule of Civil Procedure 16(b) and permit Defendants’ proposed amendment under Rule 15(a). For the following reasons, Defendants’ Motion to Amend will be granted because their requested modification is supported by good cause and their Proposed Amended Counterclaim (Doc. 115-5) sets forth allegations, when accepted as true, that adequately state a bad-faith-failure-to-settle claim against Plaintiff Capitol Specialty Insurance Corporation (“Capitol”) under Arizona law. The case will be bifurcated thereafter as further explained infra.

1 The matter is fully briefed. Plaintiff Capitol Specialty Insurance Corporation filed a Response (Doc. 119) and Defendants filed a Reply (Doc. 122). I. Background A. Procedural History2 In May 2021, Capitol filed a Complaint (Doc. 1) seeking a declaratory judgment that it was not contractually obligated to defend or indemnify insured Nigh for claims asserted by Calyxt against Nigh in Calyxt, Inc. v. Morris Ag Southwest, LLC, No. 2:20- cv-01221-DLR (D. Ariz. June 18, 2020) (the “Underlying Action”). In response, Nigh counterclaimed (Doc. 15), seeking a declaration that Capitol is obligated to defend and indemnify him in the Underlying Action according to the insurance policy he held with Capitol. Nigh also brought a Third-Party Complaint against his insurance broker, Third Party Defendant Cal Valley Insurance Service Inc. (“Cal Valley”), alleging that Cal Valley breached its professional duties in procuring the insurance policy on Nigh’s behalf. (Id. at 3–4). Nigh seeks indemnity from Cal Valley if the Court finds that Capitol is not obligated under the terms of the policy. (Id.) The Underlying Action was initiated on June 18, 2020, when Calyxt filed a complaint against Nigh and others. Underlying Action, ECF No. 1; see also Doc. 1-1. Calyxt amended that complaint on February 11, 2021. Underlying Action, ECF No. 92; see also Doc. 1-2. In its amended complaint, Calyxt alleges that it began developing a high fiber wheat product in 2015. Underlying Action, ECF No. 92 at 7–8. As part of that development, in October 2019, Calyxt planted its wheat seeds in two fields in Somerton, Arizona. Id. at 8. Calyxt alleges Nigh was negligent in providing his pest control consulting and recommendation services in connection with an aerial application of the pesticide Clethodim on a field adjoining one of the two fields. Id. at 9–23. Neither Capitol nor Cal Valley are parties to the Underlying Action. On June 26, 2020, Nigh tendered the Underlying Action to Capitol for defense and indemnity. (Doc. 95 at 13). On July 20, 2020, Capitol denied Nigh’s tender. (Doc. 100 at 74–77). Nigh retendered after Calyxt filed its Amended Complaint. On 2 The Court has provided a detailed summary of the underlying facts and procedural history of this matter in its prior Order (Doc. 117 at 3-6). The Court will recount a brief summary of the relevant facts here. April 14, 2021, Capitol again denied Nigh’s tender saying “the Property Damage Exclusion and the Pesticide Application Exclusion exclude the Claim from coverage” under Nigh’s insurance policy. (Doc. 95-1 at 72–73). Capitol then filed this action seeking a declaration of no coverage. As of November 2, 2022, Capitol agreed to provide Nigh with a defense in the Underlying Action but continues to deny it has a contractual obligation to do so. (Doc. 95 at 13). B. Defendants’ Proposed Amendment3 Defendants seek to file an amended counterclaim that alleges Capitol engaged in bad faith when it failed to accept two settlement demands made by Calyx to settle Nigh’s claims in the Underlying Action. 1. The November 2022 Settlement Demand On November 22, 2022, Calyxt made a settlement demand of $1 million—the amount of the policy limits—to Nigh (the “November 2022 Demand”). (Docs. 115-1 at 4; 115-5 at 2). Nigh’s prior counsel communicated that demand to Capitol’s counsel and requested that Capitol accept the settlement. (Doc. 115-1. at 2–4). In a December 8, 2022, Letter (Doc. 115-2), Capitol refused the November 2022 Demand for the following reasons: The Demand submitted by Calyxt is in excess of the remaining policy limit and does not indicate that it would dismiss Mr. Nigh with prejudice and would further indemnify Mr. Nigh (and/or CRC) from any cross claims that the other defendants in the Underlying Action may choose to bring. As such, the Demand does not guarantee that Mr. Nigh and/or CRC would be fully protected from any personal financial exposure relating to the pesticide incident or the Underlying Action. By Calyxt failing to offer a full and final release of all claims against Mr. Nigh and/or CRC and failing to indemnify Mr. Nigh and/or CRC from any potential cross-claims, Mr. Nigh and CRC may continue to face personal financial exposure after the exhaustion of the Policy. As such, the Demand does not constitute a policy

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Capitol Specialty Insurance Corporation v. Colorado River Consulting Incorporated, (D. Ariz. 2024).

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