Calvert Fire Insurance v. Fyr-Fyter Sales & Service

425 N.E.2d 910, 67 Ohio App. 2d 11, 21 Ohio Op. 3d 332, 1979 Ohio App. LEXIS 8502
CourtOhio Court of Appeals
DecidedOctober 19, 1979
DocketL-78-296
StatusPublished
Cited by4 cases

This text of 425 N.E.2d 910 (Calvert Fire Insurance v. Fyr-Fyter Sales & Service) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Calvert Fire Insurance v. Fyr-Fyter Sales & Service, 425 N.E.2d 910, 67 Ohio App. 2d 11, 21 Ohio Op. 3d 332, 1979 Ohio App. LEXIS 8502 (Ohio Ct. App. 1979).

Opinion

*12 Potter, P. J.

This is a subrogation suit brought by the plaintiff-appellant, Calvert Fire Insurance Company, to recover funds paid to its insured, Remanco (hereinafter referred to as the insured), for losses which occurred when an apartment building owned by the insured was damaged by fire. The fire originated when Philip McCoil, a maintenance supervisor employed by appellant’s insured, attempted to thaw a frozen pipe by heating the pipe through the use of a propane blowtorch. While heating the pipe, the paper backing of nearby insulation caught fire. McCoil’s attempts to put out the fire through the use of a fire extinguisher, which was serviced by defendant-appellee Fyr-Fyter Sales and Service (hereinafter referred to as Fyr-Fyter), were unsuccessful, and the apartment building was damaged.

Appellant initiated this suit against two parties: Fyr-Fyter, on the grounds that the extinguisher failed to operate; and, the manufacturer of the insulation, defendant-appellee Certain-Teed Corporation (hereinafter referred to as Certain-Teed), based on the doctrine of products liability. The Court of Common Pleas of Lucas County granted summary judgment in favor of both defendants and this appeal followed.

Appellant has filed the following assignments of error:

“1. The Trial Court committed error prejudicial to the plaintiff in granting the motion for summary judgment of the defendant, Fyr-Fyter Sales & Service, Inc., because there are genuine issues of material fact from which reasonable minds could come to different conclusions and said defendant was not entitled to judgment as a matter of law.
“2. The Trial Court committed error prejudicial to the plaintiff in granting the motion for summary judgment of the defendant, Certain-Teed Corporation, because there are genuine issues of material fact from which reasonable minds could come to different conclusions and said defendant was not entitled to judgment as a matter of law.
“3. The Court below abused its discretion in granting each of the motions for summary judgment filed in the Court below.”

For the reasons hereinafter stated, we find that the trial court erred in granting summary judgment in favor of Fyr-Fyter, but, did not commit error in granting summary judgment in favor of Certain-Teed.

*13 We consider first the cause of action against Fyr-Fyter. In its complaint, appellant alleges that its insured purchased the fire extinguisher, which was installed in the apartment building, from Fyr-Fyter; that Fyr-Fyter purported to inspect and service the fire extinguishers in the building in October of 1976, but negligently failed to do so; and, that Fyr-Fyter’s negligence caused damage, by fire, to the appellant’s insured. Appellant also alleges, in its complaint, that Fyr-Fyter breached its service contract and that this breach of contract was the direct and proximate cause of the fire.

The deposition of Philip McCoil, the maintenance supervisor employed by appellant’s insured, indicates that he attempted to thaw frozen pipes at the University Hills apartment complex by heating the pipes with a propane blowtorch. Testimony showed that the apartment complex had a continuing problem with frozen pipes. Most of the pipes had been wrapped with insulation by former maintenance men. The insulation in question consisted of fiber glass attached to forty-pound weight Kraft paper. After McCoil located the pipe in question, he pushed the fiber glass insulation to one side so that part of the pipe was exposed. He did not remove the insulation. The insulation was six to seven inches in distance from the flame, but McCoil conceded that the flame “could have” touched the paper backing. McCoil heated the pipe for three to six minutes, stopped, and then continued to heat the pipe for a “couple more minutes.” A fire then broke out in the paper part of the insulation that covered the pipe and that had been pushed away.

After McCoil’s initial attempts to put the fire out were unsuccessful, he obtained the fire extinguisher in question from the hallway. He attempted to use the fire extinguisher; and, when it did not operate, he noticed that the fire extinguisher indicator read “recharge.” He then procured a second fire extinguisher from another floor. The fire had spread between the walls, however, and McCoil was not able to quench the fire. The building suffered fire damage as a result.

After pleadings, briefs, depositions, interrogatories and affidavits were filed, the defendants moved for summary judgment. The affidavit in support of Fyr-Fyter’s motion averred that the affiant serviced 32 fire extinguishers at the apartment complex in October of 1976, that the extinguishers were prop *14 erly charged at that time and that appellant’s insured did not request that the extinguishers be serviced after that inspection until the day of the fire, January 17,1977. Fyr-Fyter also produced documents in support of its claim that appellant’s insured had a duty to inspect the extinguishers and argued that the extinguishers were outside Fyr-Fyter’s control.

In response to the motions, appellant filed an affidavit stating that the fire extinguishers had been inspected at least once a month by the insured between Fyr-Fyter’s servicing of the fire extinguishers in October of 1976 and the fire. A second affidavit, filed by appellant and made by Neil Blaksley, states that tests on the first extinguisher, after the fire, indicated that it “probably had pressure at the time of discharge.” The Blaksley affidavit states that 30 percent of the dry powder was not discharged due to inadequate pressure to the powder itself.

The trial court in its judgment entry made the following findings as a matter of law:

“1. Plaintiff has failed to produce any evidence that the fire at the apartment building at 2239 University Boulevard on January 17,1977 and the damages to said apartment building resulting from said fire were proximately caused by the negligence of defendant, Fyr-Fyter Sales and Service^]
“2. The fire at said apartment building was caused by the negligence of the agent of plaintiff’s insured, Philip McCoil, and that his negligence was the sole proximate cause of said fire and the damages to said apartment building resulting from said fire[.]”

As to defendant Fyr-Fyter, we find that since the matter was before the court on a motion for summary judgment, the finding of the trial court rests on an insufficient legal and factual foundation. It appears that both Fyr-Fyter and the trial court concluded that the insured’s maintenance man started the fire and that this act, alone, relieved both defendants from liability. We hold that this is error.

An anticipated reason, purpose and, therefore, imposed duty when one purchases a fire extinguisher and has it serviced under a contract is to protect against his own negligence in starting a fire. Here, it is alleged that the fire was small and that had the fire extinguisher worked, the fire would have been put out. Cf. Caplaco One, Inc., v. Amerex Corp. (E.D. Mo. *15 1977), 435 F. Supp. 1116, affirmed (C.A. 8, 1978), 572 F. 2d 634. See, also,

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425 N.E.2d 910, 67 Ohio App. 2d 11, 21 Ohio Op. 3d 332, 1979 Ohio App. LEXIS 8502, Counsel Stack Legal Research, https://law.counselstack.com/opinion/calvert-fire-insurance-v-fyr-fyter-sales-service-ohioctapp-1979.