Caldwell v. Unity Industrial Life Ins. Co.

17 So. 2d 757, 1944 La. App. LEXIS 96
CourtLouisiana Court of Appeal
DecidedMarch 2, 1944
DocketNo. 6728.
StatusPublished
Cited by4 cases

This text of 17 So. 2d 757 (Caldwell v. Unity Industrial Life Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Caldwell v. Unity Industrial Life Ins. Co., 17 So. 2d 757, 1944 La. App. LEXIS 96 (La. Ct. App. 1944).

Opinion

This is an action in damages resulting from an intersectional collision of automobiles. Plaintiffs are Askew Caldwell, a passenger in one of the cars, and Louis Hankins, father of the minor, Elderia Hankins, also a passenger in one of the automobiles. The defendants are Sam Thomas, driver of the car in which Caldwell and the Hankins girl were passengers, Annie Mae Guinn, driver of the other car involved in the accident, and the Unity Industrial Life Insurance Company, by whom the Guinn woman was employed as an agent and solicitor.

The accident occurred about 5:30 P.M. on December 14, 1941, at the intersection of two black top roads in Caddo Parish known as the Gilliam-Dixie Road and the Belcher-Oil City Road. At the time a Buick Tudor Sedan, belonging to and operated by Sam Thomas, was proceeding in a southerly direction, and a Ford car driven by the defendant, Annie Mae Guinn, was traveling in a westerly direction. The facts show that the two cars arrived at the intersection at approximately the same time, but the preponderance of the testimony indicates that the Thomas car first entered the intersection, and was struck at a point about the center of the left-hand side of the car by the front or right front of the Ford automobile. The Buick car was turned over one or more times and *Page 758 came to rest some distance down the road past the intersection, bottom up.

All the parties involved in the accident were negroes. The Buick car was occupied by six adults and three children. Plaintiff Caldwell and another man occupied the front seat of the Buick car with the driver Thomas, and the back seat was occupied by Elderia Hankins, three other grown women, one small child and two infants. As the result of the accident, plaintiff Caldwell sustained severe bruises and lacerations of the face, one or more broken ribs, and bodily bruises. Elderia Hankins suffered a compound fracture of the leg, and her infant illegitimate child, about two months of age, was killed. The action seeks damages for the injuries set forth.

The record discloses the usual conflict of testimony of the numerous witnesses for plaintiff and defendant as to the actual occurrence of the accident, but the district judge briefly and plainly disposed of the cause of the accident in written opinion, fixing the negligence of defendant Annie Mae Guinn as the cause thereof. There was judgment in favor of the plaintiff Askew Caldwell against the defendant Annie Mae Guinn in the sum of $672, and in favor of the plaintiff Louis Hankins for the use and benefit of his minor daughter, Elderia Hankins, against the defendant Annie Mae Guinn, in the sum of $1,508. The demands of plaintiffs against the other defendants, Sam Thomas, and Unity Industrial Life Insurance Company, were rejected.

From this judgment plaintiffs appeal. The principal purpose of the appeal is the attempt to fix liability upon the defendant insurance company as employer of the defendant Guinn, on the ground that the said defendant Guinn at the time of the accident was acting within the course and scope of her employment. This is the principal issue tendered by the appeal. While some perfunctory argument is made, on behalf of appellants, seeking amendment of the judgment to establish liability against Thomas, no substantial grounds of complaint or error with regard to this point are raised on behalf of appellants. Practically the entire argument of counsel for appellants is directed toward the question of the showing of liability on the part of the defendant insurance company.

It is established that the automobile driven by the Guinn woman was her personal property, and that she paid the operating expenses of the same. She was employed as an agent by the defendant insurance company, her duties being to sell policies of insurance and collect the premiums or dues on said policies. Her territory embraced the northern part of Caddo Parish including the vicinity in which the accident occurred. A number of policyholders lived near and about the scene of the accident, and from these policyholders the defendant Guinn was accustomed to make collection of dues at various times. It is contended on behalf of plaintiffs that on Sunday, December 14, 1941, the day of the accident, the defendant, Guinn, accompanied by one Solomon Ford, also an employee of the defendant insurance company, made the trip from Shreveport in a northerly direction through the communities of Oil City, Belcher, and others, for the purpose of collecting premiums on policies, and that during the day, prior to the time of the accident, the defendant Guinn had collected premiums from a number of policyholders and intended to continue this work of collection during the afternoon and evening, which plan, however, was interfered with by the accident.

To the contrary, the defendant Guinn repeatedly denied that the trip on which she was engaged at the time of the accident was in anywise connected with her employment as agent of the defendant insurance company. She asserted that the primary purpose of the trip was designed to the end of purchasing a Christmas turkey from one Charley Williams, who lived on a plantation near Belcher. The turkey was to be purchased by Guinn's companion, Solomon Ford, as a gift for his mother. It is established that defendant Guinn and her companion actually visited Charley Williams at his home, and, negotiations for the purchase of the turkey being unsuccessful, they were on the return trip at the time of the accident. Defendant Guinn testified that she intended to return to Shreveport by way of Superior, Louisiana, where she was to pick up her young daughter, Velma McMillan, who had spent Saturday night and Sunday with friends at this point.

Determination of the question of law involved in the case must depend upon the finding of facts as to whether the defendant Guinn, in the course of the journey upon which she was engaged, was acting in the course and scope of her employment, *Page 759 and, if so, whether, having turned aside from the duties of that employment and engaged on a mission of her own, she had re-entered upon the business of her employer and was pursuing same at the time of the accident.

On this point the learned judge of the district court made the following statements in his written opinion:

"From all the evidence in the case it is not possible to hold the Insurance Company liable in this case. It is my opinion that Annie Mae Guinn and Solomon Ford, another employee, were on business for the company some of the time during that Sunday afternoon and that they tried to collect some premiums, and also that she was showing Ford the territory she worked. No other reasonable conclusion can be reached. The circuitous route they took to go to Charley Williams' to see about the turkey leads to that conclusion. But Annie Mae Guinn also intended to go after her 14 year old daughter who had spent Saturday night with friends at Superior, and her testimony and that of Ford, is to the effect that they were on the way to Superior for the child at the time of the accident, so that, if they were originally on business for the company, they had, so far as the record shows, finished that business and Annie Mae was on a mission of her own. She was the owner of the car and furnished the expense of its operation, and when she finished whatever business she was on for her employer and started on a mission of her own she was not engaged on any business for the company."

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Bluebook (online)
17 So. 2d 757, 1944 La. App. LEXIS 96, Counsel Stack Legal Research, https://law.counselstack.com/opinion/caldwell-v-unity-industrial-life-ins-co-lactapp-1944.