Burton v. Aetna Life Insurance

229 Ill. App. 517, 1923 Ill. App. LEXIS 64
CourtAppellate Court of Illinois
DecidedMay 31, 1923
DocketGen. No. 28,336
StatusPublished
Cited by3 cases

This text of 229 Ill. App. 517 (Burton v. Aetna Life Insurance) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Burton v. Aetna Life Insurance, 229 Ill. App. 517, 1923 Ill. App. LEXIS 64 (Ill. Ct. App. 1923).

Opinion

Mr. Presiding Justice Barnes

delivered the opinion of the court.

Appellee, whose business was that of soliciting life insurance, filed his bill of complaint charging a conspiracy between the Aetna Life Insurance Company, the Columbian National Life Insurance Company, of each of which he was an agent, various named insurance agents and various other persons connected either with the Life Underwriters Association of Chicago or Managers’ Association, and Thomas J. Houston, Superintendent of Insurance of the State of Illinois, to destroy the business of complainant as insurance broker and agent, and praying that they be enjoined and restrained from interfering therewith, and that said Houston be enjoined and restrained from canceling and revoking the licenses and certificates of authority issued to complainant as agent of the above-named insurance companies, and that said companies be enjoined and restrained from refusing to accept business from him.

A temporary injunction was issued on the bill enjoining and restraining said companies and certain of said parties, including said Houston, from interfering with the complainant’s business as insurance broker and agent, and enjoining and restraining said Houston from canceling and revoking the licenses and certificates issued to him as agent of said insurance companies until further order of the court.

After Houston had entered his appearance and filed a demurrer to said bill, an amended bill was filed, and later a motion by Houston to dissolve the injunction. "Whereupon the court entered an order denying said motion but "modifying the injunction so as to restrain and enjoin “defendant, T. J. Houston, Superintendent of Insurance in the State of Illinois,” from unlawfully threatening any insurance company with revocation of its license to do business in the State of Illinois “as a punishment for accepting business from the complainant,” and from doing or threatening to do any “unlawful act” with a view to interfering or tending to interfere with complainant’s said business and so that “defendants herein” shall be enjoined from procuring or soliciting the said T. J. Houston to unlawfully threaten any insurance company with revocation of its license to do business in the State of Illinois “as a penalty for accepting business from the complainant,” and from procuring or soliciting the said T. J. Houston to do or threaten to do any unlawful act with a view to interfering or tending to interfere with his business. '

As the amended bill related back to the filing of the original bill (Miller v. Cook, 135 Ill. 190, 203), we regard the appeal as practically one from a denial of the motion to dissolve the injunctional order as modified ; and as Houston alone has appealed, we need consider the order only as it relates to him.

The amended bill is too lengthy to set forth. Much of it is redundant, argumentative, and a statement of the pleader’s conclusions. We need set forth only its substance. After setting forth complainant’s business as aforesaid, and that he has worked up a large clientele and valuable business, and that he has been for three years a licensed agent of the two named insurance companies with which he has a contract for compensation, the one with the Columbian National Company being subject to cancellation on a ten-day notice, and the one with the Aetna Company being a verbal one terminable at any time, the bill charges in general language a conspiracy between certain named persons connected with life insurance to ruin and destroy his said business, and sets forth as overt acts that these persons solicited general agents of all life insurance companies doing business in Chicago to refuse to accept any business from complainant, and to deter him from obtaining any application for life insurance or placing the same with any life insurance company, and that they caused certain other insurance companies, of which complainant had previously been an agent, to refuse to accept any business from him or to renew their contracts with him by falsely charging that he had misrepresented their policies to the public.

The bill then sets forth Houston’s official position as aforesaid, and avers that he “has joined” said conspiracy, and “that one of the principal roles in said conspiracy” exercised by him has been to require the Aetna Life Insurance Company to demand a signed statement from each applicant for insurance obtained by complainant that the applicant is not seeking said insurance for the purpose of replacing any other life insurance which he may have at that time, and that said requirement was for the sole purpose of injuring complainant in his business, and that for the same purpose said Houston has threatened to revoke the licenses of said two insurance companies if they continued to accept any business from him or refused to cancel their respective contracts with him, and has likewise threatened to cancel and revoke complainant’s licenses and certificates of authority if not restrained, and that the two insurance companies, fearing that said Houston would carry out said threat, have already refused to accept business from complainant, and they and their agents have been “compelled to join the conspiracy.” The right to equitable relief is predicated upon irreparable injury to complainant’s business and the theory of avoidance of a multiplicity of suits.

Briefly stated, the injunctional order as changed restrains all defendants other than Houston from procuring or soliciting Houston, as State Superintendent of Insurance, to do or threaten to do “any unlawful act” having a tendency to interfere with complainant’s business, and specifically from procuring him to threaten any insurance company with revocation of its license “as a penalty for accepting business from complainant.”

So far as it relates to said Houston, it manifestly seeks to enjoin him from acting in an official capacity, first, by restraining him from “unlawfully” threatening any insurance company with the revocation of its license “as a punishment for accepting business from complainant,” and second, from doing or threatening to do any “unlawful act” with a view or tending to interfere with complainant’s business.

An injunction should be so clear and certain in its terms that the defendant may readily know what he is restrained from doing. (22 Cyc. 958.) "When analyzed, the order, so far as it relates to appellant, restrains him from performing acts which fall within the range of his official power or duties, but only in case he acts from improper motives. In other words, without designating any particular act done or threatened by such official that is unlawful in itself, the order merely attacks his motives for such action, apparently recognizing his statutory authority to revoke licenses and certificates of authority, for the restraint imposed upon him is only in case he exercises the authority either to punish the companies for accepting business from complainant, or with the ulterior view of interfering with complainant’s business. In effect, the restraint imposed on such public officer is not against doing any act that is unlawful in itself or specifically shown to be such by any averments in the bill, but only in case the official contemplates exercising his power with the specific purpose or motive of affecting complainant’s contracts with the two companies,— which it appears from the bill they had already terminated when the bill was filed — or any contracts that he may make in the future.

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Related

Fowler v. Great American Ins. Companies
653 F. Supp. 692 (N.D. Illinois, 1987)
Chicago Bar Ass'n v. Friedlander
164 N.E.2d 517 (Appellate Court of Illinois, 1960)
Central Standard Life Insurance v. Gardner
154 N.E.2d 316 (Appellate Court of Illinois, 1958)

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Bluebook (online)
229 Ill. App. 517, 1923 Ill. App. LEXIS 64, Counsel Stack Legal Research, https://law.counselstack.com/opinion/burton-v-aetna-life-insurance-illappct-1923.