Bullock v. Fidelity & Casualty Co. of New York

187 So. 93
CourtLouisiana Court of Appeal
DecidedDecember 9, 1938
DocketNo. 5790.
StatusPublished
Cited by3 cases

This text of 187 So. 93 (Bullock v. Fidelity & Casualty Co. of New York) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bullock v. Fidelity & Casualty Co. of New York, 187 So. 93 (La. Ct. App. 1938).

Opinion

TALIAFERRO, Judge.

Plaintiff sustained serious physical injuries when sideswiped by an automobile on the concrete Market street viaduct in the city of Shreveport, Louisiana, at about the hour of 7:30 P. M., January 27, 1935, and sues to recover resultant damages. He alleges that Charles G. Wilbur was operating the car that injured him. Wilbur and his insurer, the Fidelity & Casualty Company of New York, are joined as defendants.

Said viaduct extends northerly and southerly and is south of and near the downtown business district of the city of Shreveport. It uniformly carries heavy vehicular traffic and is well lighted at night. Its over-all length is 2570 feet, including earth supported approaches, each in excess of 300 feet long. The balance of its length, over 1900 feet, is suspended several feet above the ground. The passageway between the balustrades measures 42 feet, including a walk 6 feet wide along its east side, dedicated to pedestrians, while the remaining 36 feet is used by vehicles.

The floor of the suspended section of the viaduct the night of the accident was sheathed- with a thin ice coating, and to this condition may largely be attributed the accidents thereon with their tragic results, Jhe facts of which we shall hereinafter relate. Sleet was falling; the atmosphere was heavy; and a fog overhung the roadway.

The first accident involved the four-door Chevrolet coach of Mr. W. E. Redding and a Begbie florist truck. The Redding car was traveling south. It was occupied by Mr. Redding, his daughter and Victor Simmons, Jr., residents of Shreveport. When near the center of the viaduct, lati-tudinally, they observed the Begbie truck approaching them from the south at a rapid speed, zigzagging. It slid into their car violently. The left side of the truck struck the front end of the car. The operator of the truck and another negro therein were hurled violently therefrom to the roadway, one of whom died almost instantly. The Redding car was knocked westerly and stopped at a slight angle to the west balustrade, its right rear fender being only two or three feet therefrom. It pointed southeasterly. The truck rebounded and traveled a short distance northerly and stopped nearly parallel to the sidewalk, a few feet' therefrom, facing north. One of the negroes landed near to the rear of the Redding car and the other one fell nearer the side of the truck. The seat cushion of the truck fell out at the point of impact. It was a few faet south of the truck and easterly from the car. It was possible for automobiles carefully operated to pass between these vehicles and not run over the negroes. The first to do so going northerly was R. D. Poindexter; The first two passing through en route south were the plaintiff and Sergeant Richard McDowell, then attached to Barksdale Field. The record does not definitely disclose the order of sequence of these cars in negotiating this passage. Immediately before or after Poindexter drove by the scene, Mr. R. J. Bowman approached it from the south. He observed over 200 feet away that an accident had occurred and governed his movements accordingly. Pie parked his car immediately at the rear of the Begbie truck, alighted, and walked across to the Redding car. Its occupants, somewhat jolted and excited, had gotten out and were standing on its west side. Miss Redding was hysterical. She was screaming and sobbing and begging to be carried home. Bowman and Redding immediately removed the negroes to the west side of the roadway to prevent them being run over. ’ Miss Redding, with young Simmons’ assistance, re-entered the car and occupied the rear seat. He was in the act of entering when the second accident, wherein plaintiff was injured, occurred. About the time Bowman parked his car, plaintiff passed the scene. He parked near the west balustrade about 50 or 75 feet south of the Redding car. He got out and proceeded back to the Red-ding car. He observed Mr. Bowman (whom he did not then know) standing near its rear left fender talking to Miss Redding. He offered to take her home. Bowman was facing westerly. . Plaintiff drew very close to him and faced northerly. At this juncture of events, Mr. Red- *95 ding was somewhere about his 'own car trying to find his hat which was knocked from his head in the first collision.. The scene was as we here try to portray, when plaintiff observed 200 feet or more distant a car coming from the north at a rapid rate of speed. Knowing that ice covered the roadway and the great danger involved in operating cars rapidly thereon, plaintiff became excited and quickly called Bowman’s attention to the situation, and at the same time pushed him toward the rear of the car and to a place of safety. The oncoming car was seen to be zigzagging. Plaintiff tried to jump upon the running board of the Redding car, but too late. The car skidded into the Redding car, striking it about the left rear fender and at the same time its front end slid westerly. Plaintiff’s left leg was caught between the running boards and severely crushed above the ankle. He was otherwise bruised and injured, though not seriously. He was knocked unconscious and .fell to the ground beside the Redding car where he lay until picked up by a passing Good Samaritan who carried him to a sanitarium, after all others physically able to do so had left the scene.

Wilbur is charged with negligence, alleged to have been the sole cause of the accident, as follows:

Driving at a reckless rate of speed, in view of road surface conditions; failing to keep a proper lookout for traffic ahead and for others using the viaduct roadway; that he failed to bring his car under control, slow down or 'stop after he saw, or by the exercise of due care shoulcj have seen traffic conditions ahead of him, and plaintiff in the position he was at the time of and immediately prior to the accident.

Wilbur denies that his car injured plaintiff and, alternatively, if it did so, that he was without fault or negligence, as a proximate cause thereof. Further, in the alternative, this defendant specially pleads that plaintiff’s own negligence contributed to the áccident and constitutes a or the proximate cause thereof, and for this reason he should not recover. Plaintiff’s action in stopping his car and returning to the scene of the first collision and standing beside the Redding car, on a slippery road surface, exposed to danger, is. the basis of this plea.

The surety company, taking the position that Wilbur had breached the policy contract by not reporting to it or its agents, within the time and in the manner stipulated in the policy, the accident alleged upon by plaintiff, if such occurred, declined to defend him in this suit and suggested that he engage counsel of his own choice: He did so.

The insurer admits the issuance to Wilbur of the policy contract sued on and that when plaintiff was injured it was in full force and effect to the maximum amount of $10,000, as therein stipulated. This defendant also denies that Wilbur’s car injured plaintiff.

In the alternative, the insurer specially denies liability to plaintiff under the policy for the reason that Wilbur, the assured, had breached essential covenants thereof by not notifying it of the accident, if any, charged against him, within the time and in the manner provided by and in the policy. Amplifying the allegations of this special defense, this defendant pleads:

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Bluebook (online)
187 So. 93, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bullock-v-fidelity-casualty-co-of-new-york-lactapp-1938.