Buchert v. Metropolitan Life Insurance Company

219 So. 2d 584
CourtLouisiana Court of Appeal
DecidedMarch 3, 1969
Docket3380
StatusPublished
Cited by11 cases

This text of 219 So. 2d 584 (Buchert v. Metropolitan Life Insurance Company) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Buchert v. Metropolitan Life Insurance Company, 219 So. 2d 584 (La. Ct. App. 1969).

Opinion

219 So.2d 584 (1960)

George C. BUCHERT
v.
METROPOLITAN LIFE INSURANCE COMPANY, St. Louis Fire and Marine Insurance Company, Travelers Insurance Company, Hector Fontana and Edward Melancon.

No. 3380.

Court of Appeal of Louisiana, Fourth Circuit.

March 3, 1969.

*585 Leonard A. Calcagno, New Orleans, for plaintiff-appellant.

Robert I. Broussard, Gretna, for defendant-appellee, Hector Fontana.

Jones, Walker, Waechter, Poitevent, Carrere & Denegre, John C. Combe, Jr., New Orleans, for defendants-appellees, Metropolitan Life Ins. Co. and The Travelers Ins. Co.

Wicker, Wiedemann & Fransen, A. Remy Fransen, Jr., New Orleans, for defendant-appellee, Edward Melancon.

Before SAMUEL, BARNETTE and JOHNSON, JJ.

JOHNSON, Judge.

The plaintiff filed this tort action against defendant to recover damages for bodily injuries inflicted upon plaintiff by defendant Hector Fontana in a fist fight on July 1, 1964. After trial the Civil District Court of Orleans Parish rendered judgment in favor of defendants dismissing plaintiff's suit. The plaintiff has appealed.

Plaintiff and defendant Hector Fontana were both employed as insurance salesmen by defendant Metropolitan Life Insurance Company. The following named persons and concerns are made defendants herein and for a cause of action against each defendant plaintiff alleges that the Metropolitan Life Insurance Company knew, through its agents and employees, that Hector Fontana was a person of arrogance and bad temper and to continue him in its employ was a violation of Metropolitan's obligation to furnish plaintiff a safe place to work; that Hector Fontana committed a battery on plaintiff causing personal injuries; that St. Louis Fire and Marine Insurance Company was the public liability insurer of Hector Fontana; that Edward Melancon was the assistant manager of Metropolitan and he assumed the protection of plaintiff from harm at the hands of Fontana, and plaintiff, believing he was safe, was caught off guard and was beaten by Fontana when Melancon failed to stop him and failed to warn plaintiff of his danger, and that plaintiff is entitled to collect damages from said defendants in solido. Plaintiff alleges in the alternative that if it *586 is held that Metropolitan is not liable in damages to plaintiff then plaintiff is entitled to collect workmen's compensation from Metropolitan and its compensation insurer, defendant Travelers Insurance Company.

Defendant St. Louis Fire and Marine Insurance Company filed a motion for summary judgment in its favor alleging that there is no genuine issue as to any material fact as between mover and plaintiff with respect to whether or not mover afforded any insurance covering Fontana's liability for his acts. Mover attached a copy of the insurance policy issued by it to Fontana, which policy contains a special exclusionary clause providing that the policy does not apply to bodily injury or property damage caused intentionally by or at the direction of the insured. After trial of the rule nisi ordering all other parties to the suit to show cause why summary judgment should not be rendered as prayed for, the district court rendered judgment on January 21, 1966, dismissing plaintiff's suit as to that insurance company. There has been no appeal from that judgment and it is now final.

In a suit of this kind involving damages suffered by one person resulting from personal injuries inflicted by another person in a fight between the two parties it is necessary to determine, if possible, which one of them was the immediate aggressor, and if the blame rests on the one injured, did the one causing the injury use or respond with excessive force beyond that necessary to defend himself. Gallagher v. Taylor, La.App., 203 So.2d 773, (775); Bauman v. Heausler, La.App., 188 So.2d 189, and authorities therein cited; Muller v. Zimmer, La.App., 155 So.2d 470.

Plaintiff and Fontana occupied separate private offices next to each other and both offices opened into a rather narrow hall. Coming out of plaintiff's office one would turn to the right to go to Fontana's office or to the office of Mr. Pelzer, the manager, and one would turn to the left to go to the door nearby leading outside the building into the parking lot. Sitting at plaintiff's desk in his office plaintiff faced the door leading into the hall and on this day plaintiff was seated at his desk transacting office business with a secretary, Mrs. Marlane Plaisance, who was seated at the end of the desk to plaintiff's left.

There were four people who were in position to know what happened on this occasion, the plaintiff, defendant Fontana, defendant Melancon, and the secretary, Mrs. Plaisance.

The plaintiff testified (in substance) that while he was talking on the telephone defendant Fontana stormed into plaintiff's office and in a loud, boisterous voice, wanted to know when the secretary would be through to come to his office and demanded that she come immediately because he needed her. Plaintiff interrupted his telephone conversation to say to Fontana that if he had any common decency he would let plaintiff finish his conversation and to "please leave my office," and he left. About that time the assistant office manager, Edward Melancon, came into plaintiff's office and plaintiff proceeded to report and complain to him about the manner in which Fontana so rudely interrupted while plaintiff was talking to a policyholder on the telephone. At that point Fontana came tearing into the office "madder" than he was before and demanding that the secretary be released to him immediately.

Plaintiff said Fontana came around the desk and hit him on the shoulder which almost upset him. Plaintiff told Fontana never to do that again and to "keep his hands off of me." Fontana told plaintiff that if he were not so small "I would beat the hell out of you." Plaintiff said he then took off his glasses and his wrist watch and stood up. (Plaintiff explained that the reason he took off his wrist watch was that it had belonged to his deceased father and that he dearly loved his father). Fontana then invited plaintiff outside, saying that "I am going to give you the whipping *587 of your life." With that Fontana walked out of the office, turned to the left in the hall toward the door to the parking lot. Plaintiff said he could hear him cursing and screaming, inviting plaintiff to "come out here and I will beat the living hell out of you." Plaintiff said he previously had suffered two heart attacks and he had angina pains when he got nervous. At this time he began to have pain in his arms and he put two pills under his tongue to relieve it. Plaintiff then proceeded toward the door allegedly to go to see Mr. Pelzer, the office manager, about some business that plaintiff was to report on that afternoon. Defendant Melancon, who was still in the office, thinking that plaintiff was intending to follow Fontana outside, stopped plaintiff and would not let him go out of the door. Plaintiff does not say that he told Melancon, who was holding him back, that he intended to go to the manager's office on business. (Melancon testified that plaintiff was cursing Fontana and trying to get by Melancon into the hall all the time). Plaintiff said he started to return to his desk but about that time Fontana came back to plaintiff's office door, and pointing a finger at plaintiff, said that he (Fontana) had wanted to beat plaintiff up ever since plaintiff came to that office and Fontana started to go after plaintiff. According to plaintiff Melancon did not grab Fontana at that time but grabbed him instead.

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Bluebook (online)
219 So. 2d 584, Counsel Stack Legal Research, https://law.counselstack.com/opinion/buchert-v-metropolitan-life-insurance-company-lactapp-1969.