Buchanan v. TD Bank, N.A.

CourtSupreme Court of Delaware
DecidedMay 2, 2018
Docket173, 2017
StatusPublished

This text of Buchanan v. TD Bank, N.A. (Buchanan v. TD Bank, N.A.) is published on Counsel Stack Legal Research, covering Supreme Court of Delaware primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Buchanan v. TD Bank, N.A., (Del. 2018).

Opinion

IN THE SUPREME COURT OF THE STATE OF DELAWARE

DENISE BUCHANAN, § § No. 173, 2017 Plaintiff Below, § Appellant, § Court Below: Superior Court of § the State of Delaware v. § § CA No. K15C-12-020 TD BANK, N.A., TD BANK US § HOLDING CO., MERIT SERVICE § SOLUTION, LLC, a Delaware § Limited Liability Company, JT § SNOW REMOVAL, INC., and § JERRY TAYLOR, § § Defendants Below, § Appellees. §

Submitted: February 7, 2018 Decided: May 2, 2018

Before STRINE, Chief Justice; VALIHURA, VAUGHN, SEITZ and TRAYNOR Justices.

ORDER

On this 2nd day of May 2018, upon consideration of the parties’ briefs and the

record on appeal, it appears to the Court that:

(1) Appellant, Denise Buchanan, appeals from a Superior Court Order

granting summary judgment for Appellees on the basis of the continuing storm

doctrine. Buchanan claims on appeal that the continuing storm doctrine is not a

defense to her claim because the negligence alleged by her occurred prior to the

storm. Specifically, she alleges that the Appellees failed to take preventive or precautionary measures in advance of the storm to make their premises safe for

business invitees.

(2) On January 10, 2014, TD Bank operated a bank in Dover with an ATM

that was open 24 hours a day, 7 days a week. According to weather records, rain

began falling at 6:54 a.m. that day. The temperature when that reading was taken

was 32 degrees Fahrenheit. The precipitation continued throughout the day and

included sleet, freezing rain, and rain. It caused ice to form in some locations,

including at the TD Bank.

(3) Around 8:00 a.m. that day Buchanan arrived at TD Bank to use the

ATM. In her deposition, she testified that it was raining when she left her house

and on her way to TD Bank. She parked her vehicle directly in front of the bank.

As she stepped out of her vehicle and onto the pavement she slipped on ice and fell.

(4) Erica Tiffany Mansfield, Assistant Manager of the TD Bank branch,

witnessed Buchanan’s fall. Ms. Mansfield brought Buchanan an umbrella to shield

her from the rain as she laid on the ground. An incident report prepared that day

records Buchanan’s fall as occurring at 7:53 a.m. The report indicated the weather

conditions as “raining/sleeting” with Buchanan’s fall caused by “black ice on [sic]

sidewalk.”

2 (5) TD Bank contracted with Appellee Merit Service Solution, LLC, to

perform snow and ice removal. In turn, Merit sub-contracted that work to Appellee

JT Snow Removal, Inc., which was owned by Jerry Taylor. Taylor testified the TD

Bank premises were pre-salted the evening of January 9, 2014, around 6:00 p.m.

He also testified that the premises were salted again on January 10, 2014, between

approximately 5:20 a.m. and 5:40 a.m., although a dispute of fact exists as to whether

that salting took place.

(6) Buchanan filed suit against TD Bank, N.A., TD Bank US Holding Co.,

Merit Service Solution, LLC, JT Snow Removal, Inc., and Jerry Taylor, alleging

negligence for their failure to maintain the premises in a reasonably safe condition

by failing to take reasonable steps to prevent ice and snow accumulation prior to the

winter storm. Appellees filed a motion for summary judgment, arguing that under

the continuing storm doctrine they were permitted to wait until the winter

precipitation ended and a reasonable time thereafter before removing ice from the

premises. The Superior Court granted the motion, finding that the continuing storm

doctrine applied. This appeal followed.

(7) “This Court reviews de novo the Superior Court’s grant or denial of

summary judgment ‘to determine whether, viewing the facts in the light most

favorable to the nonmoving party, the moving party has demonstrated that there are

3 no material issues of fact in dispute and that the moving party is entitled to judgment

as a matter of law.’”1

(8) Generally, a landowner owes a duty to business invitees to keep his

premises safe for their benefit.2 This duty includes keeping the property reasonably

safe from accumulations of ice and snow that occur naturally. 3 An exception to

this general duty is known as the continuing storm doctrine. “[I]n the absence of

unusual circumstances, [a landowner] is permitted to await the end of the storm and

a reasonable time thereafter to remove ice and snow from an outdoor entrance walk,

platform, or steps.”4 The policy behind this exception is that changing weather

conditions due to a storm make it “inexpedient and impracticable” for a landowner

“to take earlier effective action” to clear their premises.5

(9) Recently, we reaffirmed our approval of the continuing storm doctrine

in Laine v. Speedway.6 In Laine, the plaintiff slipped on ice and fell near a gas

pump on the premises of a combination convenience store-gas station. He had

stopped at the store to fill up the gas tank in his employer’s van. The ice was caused

1 Brown v. United Water Del., Inc., 3 A.3d 272, 275 (Del. 2010) (quoting Estate of Rae v. Murphy, 956 A.2d 1266, 1269-70 (Del. 2008)). 2 Hamm v. Ramunno, 281 A.2d 601, 603 (Del. 1971). 3 Monroe Park Apts., Corp. v. Bennett, 232 A.2d 105, 108 (Del. 1967). 4 Young v. Saroukos, 185 A.2d 274, 282 (Del. Super. Ct. 1962). 5 Id. 6 Laine v. Speedway, LLC, 2018 WL 315584 (Del. Supr.). 4 by a light, freezing rain, which was then falling and continued throughout the day. 7

The Superior Court granted defendant’s motion for summary judgment based on the

continuing storm doctrine.

(10) On appeal this Court “[held] to the view . . . that it is reasonable for a

landowner to wait until a storm ends and a reasonable time thereafter before

removing natural accumulations of ice and snow created by a storm, in the absence

of unusual circumstances.”8 We rejected plaintiff’s contention that a business that

remains open during a storm should not have the benefit of the doctrine. We

recognized that people benefit from having businesses like pharmacies, gas stations,

and convenience stores open, which enable them to get necessities without delay.9

To invite litigation over when or how often a landowner needs to shovel or salt its

premises during an active winter storm may lead businesses to shut down during a

storm, which may be detrimental to those who must travel or are out during a storm.10

We noted “customers are expected to be aware themselves of the risks of falling

[during an active storm] and to take care to protect themselves.”11

7 The January 10, 2014, storm system in Laine is the same storm system that caused the ice in this immediate appeal. 8 Laine, 2018 WL 315584, at *5. 9 Id. 10 Id. 11 Id. 5 (11) The facts in this case are similar to the facts in Laine. Both Laine and

Buchanan slipped and fell on ice caused by precipitation which was then falling.

The continuing storm doctrine applies in this case just as it applied in Laine.

Appellees, as a matter of law, would be acting reasonably by waiting until the end

of the storm before undertaking any remedial measures.

(12) Buchanan seeks to avoid the continuing storm doctrine by arguing that

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Related

Honolulu Ltd. v. Cain
224 A.2d 433 (Court of Appeals of Maryland, 1966)
Hamm v. Ramunno
281 A.2d 601 (Supreme Court of Delaware, 1971)
Young v. Saroukos
185 A.2d 274 (Superior Court of Delaware, 1962)
Monroe Park Apartments Corp. v. Bennett
232 A.2d 105 (Supreme Court of Delaware, 1967)
Estate of Rae v. Murphy
956 A.2d 1266 (Supreme Court of Delaware, 2008)
Brown v. United Water Delaware, Inc.
3 A.3d 272 (Supreme Court of Delaware, 2010)

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