Bryan v. Texas Life Ins. Co.

248 S.W. 163
CourtCourt of Appeals of Texas
DecidedDecember 13, 1922
DocketNo. 6496. [fn*]
StatusPublished
Cited by1 cases

This text of 248 S.W. 163 (Bryan v. Texas Life Ins. Co.) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bryan v. Texas Life Ins. Co., 248 S.W. 163 (Tex. Ct. App. 1922).

Opinion

KEY, C. J.

This is a case of trespass to try title to a house and lot in the city of Waco. On September 8, 1909, Mrs. Connie Hawkins, wife of B. F. Hawkins, was the duly qualified and acting- guardian of her minor children, Conway King and Rosa Amelia King, now Rosa Amelia Bryan. On the date referred to, Mrs. Hawkins, with the separate means of her minor children, bought from H. A. Bruyere the lots sued for, and had them conveyed to Conway King and Rosa Amelia King. The deed by which such conveyance was made was not recorded until March 12, 1920. On the 21st day of February, 1913, H. A. Bruyere, át the solicitation of B. F. Hawkins, the husband of Mrs. Connie Hawkins, executed and delivered to him a second deed to the same property, conveying the same to him and his wife, Connie Hawkins. That deed was recorded March 7, 1913. At that time the lots were uninclosed and unoccupied, and Mr. and Mrs. Hawkins desired to build a house upon them. After some negotiations, Mr. and Sirs. Hawkins made a contract with the Waco Company, by which the latter agreed to build a house on the lots referred to. By an arrangement between the Waco Company and the firm of Brame & Campbell, who were contractors, the latter built the house referred to. In order to secure the building of the house, B. F. Hawkins and his wife executed and delivered to the Waco Company their promissory notes, aggregating $4,000, and secured by a mechanic’s lien and deed of trust on the lots. Before entering into that contract, the Waco Company had the title to the lots examined by a Mr. Ewing, an attorney, who reported the title to be in Hawkins and his wife. About the time the house was completed, $2,560 of these mechanic’s lien notes were in due course of business regularly sold, transferred, and assigned to appellee, Texas Life Insurance Company, and a written instrument, assigning the notes and the lien securing the same, was at the same time executed and delivered to the Texas Life Insurance Company, Before purchasing the notes, the life insurance company had’ the title examined by Mr. Ewing, and he reported that it was good, and that the notes were secured by a valid lien thea-eon. B. F. Hawkins and his wife never paid the notes purchased by the Texas Life Insurance Company, nor any interest thereon, except the sum of $308.95, which approximately covered the interest accruing for the first 18 months.

. The Texas Life Insurance Company sued B. F. Hawkins and his wife on its debt, and for a foreclosure of its lien, and on March 5, 1918, secured a judgment for the same, which amounted, in the aggregate, to $3,838.80. That judgment embraced a foreclosure of the lien against B. F. Hawkins and his wife, and also against John D. Mayfifeld, who had purchased the remainder of the mechanic’s lien notes, and was made a party to that suit. On November 5, 1918, the property was sold under that judgment, and bought in by the Texas Life Insurance Company; and the sheriff executed to that company a deed conveying the property, which deed was recorded December 13, 1918.

Conway King and Mrs. Rosa Amelia Bryan, a feme sole, brought suit to recover the property referred to. The Texas Life Insurance Company and certain others were made defendants, and, after hearing the testimony as set out above,.together with the evidence relating to the question of innocent purchaser, the trial court instructed the jury to return a verdict in favor of the defendant Texas Life Insurance Company for title and possession of the premises in question, which was done, and from the judgment rendered there *164 on the plaintiffs have appealed, and assigned error upon the action of the court in giving that instruction

The Texas Life Insurance Company contends that the charge referred to was proper, because the undisputed testimony shows that both the Waco Company and the Texas Life Insurance Company were entitled to protection as innocent purchasers. Without passing upon any other question, we sustain that contention in so far as the Texas Life Insurance Company is concerned. In other words, and without setting out in detail all of the testimony contained in the record, we hold that the undisputed proof shows that the Texas Life Insurance Company purchased the notes and lien which form the basis of its suit, and1 resulted in the foreclosure sale under which it holds before maturity, without notice, and' for a valuable consideration. It is true that appellants had the older title, and if it had been recorded before the Texas Life Insurance Company acquired its rights, the latter would not be entitled t'o protection as an innocent purchaser, and the claim of appellants should prevail. However, it is contended on behalf of appellants that, inasmuch as they were minors at the time the Texas Life Insurance Company acquired its rights, the latter should not be protected as an innocent purchaser. Article 6824, Revised Statutes of this state, reads as follows:

“All bargains, sales and other conveyances whatever, of any land, tenements, and heredita-ments, whether they may be made for passing any estate -of freehold of inheritance or for a term of years; and deeds of settlement upon marriage, whether land, money or other personal thing; and all deeds of trust and mortgages shall be void as to all creditors and subsequent purchasers for valuable consideration without notice, unless they. shall be acknowledged or proved and filed with the clerk, to be recorded as required by law; but the same as between the parties and their heirs, and as to all subsequent purchasers, with notice thereof or without valuable consideration, shall nevertheless be valid and binding.”

That statute has been in existence for many years, and it will be noted that it declares that—

“All bargains, sales and other conveyances whatever, of any land * * * and all deeds, of trust and mortgages shall be void as to all' creditors and subsequent purchasers for valuable consideration without notice, unless they shall be acknowledged or proved and filed.with the clerk to be recorded as required by law.”

The language, “all bargains, sales and conveyances whatever,” and “all deeds of trust and mortgages shall be void as to all creditors,” etc., is very broad and ebmprehensive, and will include such instruments made to or for the benefit of minors as well as other persons, unless the courts, by judicial construction, read into the statute an exception which the Legislature has not seen proper to place therein. While it may be true that, if such an exception had been incorporated in the statute, the law would then be more in harmony with right and justice, the Legislature has the power to enact laws which may not commend themselves to courts and others-as being just and right. The failure to act wisely is no reason for holding that the Legislature exceeded its authority, or did not intend that which its language clearly imports. The Legislature has the power to enact unwise legislation, and the fact that a court may be of the opinion that to construe a law as plainly written by the Legislature would convict that body of enacting an unwise law amords no justification for a court to say that the Legislature did not mean what it said, and therefore the court would be justified in reading into the law an exception which the Legislature has failed to place there.

As to the statute of limitations, and perhaps some other statutes, the Legislature-has seen proper to make certain exceptions by prescribing that such statutes shall not be operative as against married women, minors, and' insane persons.

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Bluebook (online)
248 S.W. 163, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bryan-v-texas-life-ins-co-texapp-1922.