Brittany Stephens v. Federal Home Loan Mortgage Corporation
This text of Brittany Stephens v. Federal Home Loan Mortgage Corporation (Brittany Stephens v. Federal Home Loan Mortgage Corporation) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
COURT OF APPEALS SECOND DISTRICT OF TEXAS FORT WORTH
NO. 02-10-00251-CV
BRITTANY STEPHENS APPELLANT
V.
FEDERAL HOME LOAN APPELLEE MORTGAGE CORPORATION
----------
FROM COUNTY COURT AT LAW NO. 1 OF TARRANT COUNTY
MEMORANDUM OPINION1 ----------
Appellant Brittany Stephens, appearing pro se, appeals the trial court’s
judgment awarding possession of the property on which she lived to Appellee
Federal Home Loan Mortgage Corporation (Fannie Mae). In two issues,
Stephens argues that the evidence is insufficient to support Fannie Mae’s right to
1 See Tex. R. App. P. 47.4. possession and that the final judgment should be vacated due to the trial court’s
failure to address the merits of the underlying case. We will affirm.
In July 2008, Stephens executed a deed of trust that granted Provident
Home Loans a security interest in real estate located at 3011 St. George Drive,
Mansfield, Texas 76063 (the Property). The deed of trust included the following
provision:
If the Property is sold pursuant to this Section 22, [Stephens] or any person holding possession of the Property through [Stephens] shall immediately surrender possession of the Property to the purchaser at the sale. If possession is not surrendered, [Stephens] or such person shall be a tenant at sufferance and may be removed by writ of possession or other court proceeding.
Shortly thereafter, Stephens received a notice that Wells Fargo Home
Mortgage was her new mortgage processor. Stephens defaulted under the
terms of the deed of trust, and Wells Fargo Bank, N.A. appointed a substitute
trustee to conduct a foreclosure sale of the Property pursuant to Section 22 of
the deed of trust. Fannie Mae purchased the Property at the foreclosure sale in
April 2010 and subsequently sent a notice to Stephens demanding that she
vacate the Property. It is undisputed that Stephens did not vacate the Property.
In June 2010, Fannie Mae filed an action for forcible detainer in the justice
court against Stephens, alleging that Stephens was in wrongful possession of the
Property since the date of the foreclosure sale. The justice court signed a
judgment in favor of Fannie Mae, and Stephens appealed to County Court at Law
No. 1. That court also found that Fannie Mae was entitled to possession of the
2 Property.2 Stephens requested and received findings of fact and conclusions of
law, and this appeal followed.
In her two issues, Stephens argues that the evidence was insufficient to
support Fannie Mae’s right to possession and that the final judgment should be
vacated due to the trial court’s failure to address the merits of the underlying
case. In her brief, Stephens complains of Fannie Mae’s failure to connect the
dots between Provident Home Loans and Wells Fargo and argues that the title
issue is so completely intertwined with the right to possession that the forcible
detainer action cannot be adjudicated without first determining title.
A forcible detainer action is the procedure by which the right to immediate
possession of real property is determined. See Cattin v. Highpoint Village
Apartments, 26 S.W.3d 737, 738–39 (Tex. App.—Fort Worth 2000, pet. dism’d
w.o.j.). Forcible detainer actions are intended to be a summary, speedy, and
inexpensive remedy for resolving the question of who is entitled to immediate
possession of real property. Id. Rule of civil procedure 746 provides that ―the
only issue shall be as to the right to actual possession[,] and the merits of the title
shall not be adjudicated.‖ Tex. R. Civ. P. 746. Thus, to prevail in a forcible
detainer action, a plaintiff is not required to prove title but is only required to show
sufficient evidence of ownership to demonstrate a superior right to immediate
2 During the hearing and in her brief, Stephens alluded to a pending case that she had filed in the 48th District Court of Tarrant County to remove cloud from the title to the Property.
3 possession. Hong Kong Dev., Inc. v. Nguyen, 229 S.W.3d 415, 433 (Tex. App.—
Houston [1st Dist.] 2007, no pet.). Consequently, whether the sale of property
under a deed of trust is invalid may not be determined in a forcible detainer and
must be brought in a separate suit. Williams v. Bank of N.Y. Mellon, 315 S.W.3d
925, 927 (Tex. App.—Dallas 2010, no pet.).
A forcible detainer action is cumulative, not exclusive, of other remedies
that a party may have; thus, the parties may pursue both a forcible detainer
action in justice court and a suit to quiet title in district court. Scott v. Hewitt, 127
Tex. 31, 35, 90 S.W.2d 816, 818–19 (1936). Accordingly, forcible detainer
actions in justice court may be prosecuted concurrently with title disputes in
district court. Haith v. Drake, 596 S.W.2d 194, 196 (Tex. Civ. App.––Houston
[1st Dist.] 1980, writ ref’d n.r.e.).
Here, Fannie Mae demonstrated its right to possession of the Property by
admitting into evidence the substitute trustee’s deed, the deed of trust, and the
notice to vacate that was sent to Stephens and the other residents of the
Property. The substitute trustee’s deed evidenced Fannie Mae’s purchase of the
Property at a public auction following Stephens’s default on the deed of trust.
The deed of trust evidenced Stephens’s status as a tenant at sufferance when
she did not vacate the Property after Fannie Mae purchased it. The notice to
vacate from Fannie Mae informed Stephens that she was a tenant at sufferance
and that she was required to vacate the Property. This evidence was sufficient to
establish Fannie Mae’s right to immediate possession of the Property. Stephens
4 did not put on any evidence showing that she was entitled to possession of the
Property; she merely questioned Fannie Mae’s failure to connect the dots
between Provident Home Loans and Wells Fargo regarding the title. Any defects
in the foreclosure process or with Fannie Mae’s title to the Property may not be
considered in a forcible detainer action. See Shutter v. Wells Fargo Bank, N.A.,
318 S.W.3d 467, 471 (Tex. App.—Dallas 2010, pet. dism’d w.o.j.); Williams, 315
S.W.3d at 927 (citing Scott, 127 Tex. at 35, 90 S.W.2d at 818–19). Stephens is
allowed to pursue any such defects in district court, but such defects are not
relevant here in this forcible detainer action. Thus, the trial court was not
required, and was without jurisdiction, to address the issues in Stephens’s
pending suit to remove cloud from title pending in the district court. Because the
trial court could adjudicate only possession, because a tenant-at-sufferance
relationship existed, and because the trial court properly adjudicated possession
based on the evidence before it, we overrule Stephens’s two issues and affirm
the trial court’s judgment. See Fleming v. Fannie Mae, No. 02-09-00445-CV,
2010 WL 4812983, at *5 (Tex. App.—Fort Worth Nov. 24, 2010, no pet.) (mem.
op.) (holding that Fannie Mae demonstrated its right to possession of property
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