Britcher, M. v. Erie Insurance Company

Superior Court of Pennsylvania·Decided October 9, 2025·No. 672 EDA 2025·Unpublished

Opinion

NON-PRECEDENTIAL DECISION - SEE SUPERIOR COURT O.P. 65.37

MICHAEL BRITCHER AND KIMBERLY : IN THE SUPERIOR COURT OF BRITCHER : PENNSYLVANIA :

:

v. :

:

:

ERIE INSURANCE COMPANY :

: No. 672 EDA 2025

Appellant :

Appeal from the Judgment Entered February 5, 2025 In the Court of Common Pleas of Philadelphia County Civil Division at No(s): 230100761

BEFORE: MURRAY, J., McLAUGHLIN, J., and FORD ELLIOTT, P.J.E.  MEMORANDUM BY FORD ELLIOTT, P.J.E.: FILED OCTOBER 9, 2025 Defendant Erie Insurance Company (“Erie”) appeals from the judgment entered in favor of the plaintiffs, Michael Britcher and Kimberly Britcher (collectively, “Britchers”), in the amount of $186,251.78 contemporaneous with the trial court’s denial of Erie’s post-trial motion. 1 Erie dually contends that the court should have granted its motion for a new trial and motion for

 Retired Senior Judge assigned to the Superior Court.

1 See Taxin v. Shoemaker, 799 A.2d 859, 860 (Pa. Super. 2002) (holding

that “where a trial court denies a party’s post-trial motion[] and unequivocally enters judgment in the same order, that order is immediately appealable”). We also note that, although the appealed-from judgment is dated February 4, 2025, pursuant to Pennsylvania Rule of Appellate Procedure 108(b), the judgment’s proper date is February 5, 2025, which is “the date on which the clerk ma[de] the notion in the docket that written notice of entry of the order ha[d] been given as required by Pa.R.Civ.P. 236(b).” Pa.R.A.P. 108(b). We have amended the caption accordingly.

judgment notwithstanding the verdict (“JNOV”). In particular, Erie asserts that the court improperly admitted an estimate offered by the Britchers, warranting a new trial, and that Erie’s unrebutted evidence demonstrating that the at- issue property was undamaged established its right to JNOV. We affirm.

The trial court summarized the facts of this case as follows:

This is a breach of contract action arising from a claim by [the Britchers] under their homeowner’s insurance policy issued by [Erie]. On or about January 25, 2022, [the Britchers’] home experienced an electrical surge which caused thermal damage to electrical wiring in the home. Pursuant to the homeowner policy, Erie issued [the Britchers] a “replacement cost value payment” of $2,960.91 on February 10, 2022. Thereafter, [the Britchers]

continued to experience electrical difficulties from the power surge. Approximately one year later, [the Britchers] submitted a claim for additional electrical damages which Erie denied. [The Britchers] instituted this action for breach of contract by way of writ of summons filed January 9, 2023, followed by a complaint filed on July 7, 2023.

The crux of [the Britchers’] claim is contained in an estimate for additional damages from Larry Weaver [] of Weaver Adjustment Group in the amount of $186,251.78 ([“]Estimate[”]). This Estimate was admitted into evidence through Weaver’s testimony.

[Weaver] testified that the nature of the damage sustained by [the Britchers’] home was an electrical surge that necessitated that electrical wiring be replaced. In formulating his opinion, Weaver relied in part on the work of his colleague, Bill Reynolds, who inspected the property. Weaver also relied on two estimates authored by electrician Rashawn Woods from Light It Up Electric for replacement of electrical wiring, replacement of a generator, and replacement of an [air conditioning] unit. Weaver testified that the overhead and profit pertaining to [] Woods’[s] estimates were for hiring a general contractor who would be required to oversee the repair.

Erie retained the services of an engineer, Vixar Patel of Rimkus Consulting Group. [] Patel is a professional engineer who is licensed in Pennsylvania as well as other states. Since 2019[,]

Patel has been [performing] forensic investigations for insurance companies and attorneys. [] Patel testified that all the electrical circuits were functioning properly, and [the Britchers’] report was flawed. Specifically, [] Patel opined that: (1) electrician Woods conducted the testing incorrectly, (2) the claimed damage to the electrical wiring was impossible based upon the event, (3) and the results submitted in Wood’s report did not align with the conditions at the property.

This matter was tried on August 19-21, 2024, resulting in a jury verdict in favor of [the Britchers] in the amount of $186,251.78.

[Thereafter,] Erie filed [its] post-trial motion[, which the court subsequently denied, and the court thereafter entered judgment consistent with the jury’s verdict. Erie timely appealed.]

Trial Court Opinion, 2/5/25, at 1-3 (record citations omitted).

Erie raises two issues for our review:

1. Did the trial court err by denying its motion for a new trial where Weaver’s Estimate was improperly admitted into the record as Weaver, himself, did not provide expert testimony, did not have knowledge of the claim in which he based his testimony, and he did not provide scientific evidence or methodology to support the Estimate’s findings?

2. Did the trial court err by denying its motion for JNOV where the undisputed evidence showed that Erie’s electrician had tested the electrical system after the Britchers’ inspection and determined that it was working properly?

See Appellant’s Brief at 4.

Initially raised via motion for a new trial, Erie’s first claim on appeal challenges the court’s decision to admit the Estimate. Such a contention requires us to employ the following standard of review:

The Superior Court’s standard for reviewing the trial court’s denial of a motion for a new trial is whether the trial court clearly and palpably abused its discretion or committed an error of law which affected the outcome of the case. We will reverse the trial court’s denial of a new trial only where there is a clear abuse of discretion

or an error of law which controlled the outcome of the case. The trial court abuses its discretion when it misapplies the law or when it reaches a manifestly unreasonable, biased[,] or prejudiced result. Abuse of discretion may occur through an honest, but erroneous use of discretion. A new trial may not be granted merely because the evidence conflicts and the jury could have decided for either party. The grant of a new trial is appropriate, however, where the jury verdict may have been based on improperly admitted evidence.

Rohe v. Vinson, 158 A.3d 88, 95 (Pa. Super. 2016) (citation omitted). Even in cases where there has been some sort of incorrect determination made by the court, the concept of harmless error “underlies every decision to grant or deny a new trial. A new trial is not warranted merely because some irregularity occurred during the trial or another trial judge would have ruled differently; the moving party must demonstrate to the trial court that he or she has suffered prejudice from the mistake.” Harman ex rel. Harman v. Borah, 756 A.2d 1116, 1122 (Pa. 2000).

As to the admissibility of evidence, such determinations lie within the sound discretion of the trial court, and we will not reverse the court’s decision absent a clear abuse of discretion. See Commonwealth Fin. Sys., Inc. v. Smith, 15 A.3d 492, 496 (Pa. Super. 2011). An abuse of discretion in the context is defined similarly to our new trial standard. See Keystone Dedicated Logistics, LLC v. JGB Enters., Inc., 77 A.3d 1, 11 (Pa. Super. 2013). In addition, “to constitute reversible error, an evidentiary ruling must not only be erroneous, but also harmful or prejudicial to the complaining party.” Winschel v. Jain, 925 A.2d 782, 794 (Pa. Super. 2007) (citation,

quotation marks, and brackets omitted).

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