Bright v. Buckman

39 F. 243, 1889 U.S. App. LEXIS 2279
CourtUnited States Circuit Court for the Northern District of Florida
DecidedApril 15, 1889
StatusPublished
Cited by6 cases

This text of 39 F. 243 (Bright v. Buckman) is published on Counsel Stack Legal Research, covering United States Circuit Court for the Northern District of Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bright v. Buckman, 39 F. 243, 1889 U.S. App. LEXIS 2279 (circtndfl 1889).

Opinion

Toulmin, J.

“The possession of land by a third person is said to put a purchaser upon an inquiry; and he is charged with notice of all that he might have learned by a due and reasonable inquiry. A purchaser who is thus put upon inquiry is bound to inquire of the occupant with respect to every ground, source, and right of his possession. Anything short of this would clearly fail to be “due and reasonable inquiry.” 2 Pom. Eq. Jur. § 616, and note at bottom of page 55; 1 Jones, Mortg. § 601; Kerr v. Day, 14 Pa. St. 112; 2 Pom. Eq. Jur. § 607, and note at bottom of page 45; Witter v. Dudley, 42 Ala. 616. Actual possession of land is constructive notice of ownership, or of an interest, and such notice is sufficient to put creditors and purchasers on inquiry. McRae v. McMinn, 17 Fla. 886; Hyer’s Ex’rs v. Caro’s Ex’x, 18 Fla. 694. “The possession must be actual. It must be marked by acts of dominion, such as the erection of houses, making valuable improvements, claiming ownership, or by some other act evidencing that the possession is under claim of right. Actual possession is an open, patent fact, and it is notice to all men contracting in reference to the property thus possessed, and is equivalent to actual notice of title, legal or equitable, or of the claim under which such possession is held.” Bernstein v. Humes, 71 Ala. 260; Doolittle v. Cook, 75 Ill. 354. The testimony shows that defendants, William Young, James Calhoun, Lawrence Ely, James W. [245]*245Caswell, Anthony Grayson, and Gus Jackson, had actual possession of their respective lots, claiming title to the same prior to, and at the time of the execution of, the mortgage on said lots, which it is here sought to foreclose. Ely had received a deed for his lot, and had built a fence around it. Caswell had had his lot staked off for him by his vendor, E. H. Buckman, (who is the mortgagor,) and had inclosed it with a fence. All the other said defendants had built houses on their lots, and were living in them, except one, and he had his lot inclosed with a fence, and was cultivating it in growing vegetables thereon. Hayes, the mortgagee, says in his deposition that “ he did not speak to the men in possession of the lots in regard to them.” He further says that he “really considered other property included in his mortgage good enough for his loan, without anything else, and paid no particular attention to the lots in question. Nothing more than just riding around with Buckman, but made inquiries as to the other property, viz., 4 houses and lots near the new Episcopal church. Went more on these four houses than anything. These were sure and tangible.” And J. G. Long, the attorney and representative of the complainant, Bright, in taking the assignment of the Hayes mortgage, says he “visited and looked at the property, and found each piece of it occupied,” and he “did not ask the tenants anything about the property, but took Buckman’s statement altogether.” The evidence satisfies me that the possession of these defendants was an open, patent tact, and that Hayes and his assignee, the complainant, had notice thereof, and that they did not make “due and reasonable inquiry.” They are charged with notice of all that they might have learned by “due and reasonable inquiry.” Subsequent to the execution of the mortgage these defendants, except Lawrence Ely, received from Buckman deeds to their respective lots. Irrespective of the testimony of the defendants as to their transactions with said Buckman, the evidence is sufficient to show that they were in possession of the lots under agreements to purchase, and had paid a part of the purchase money at the time the mortgage was executed. They continued to make payments to Buckman until the purchase money was all paid up and deeds were executed by Buckman to them. But it is contended by complainant that he is, at all events, entitled to a lien on said lots to the extent of the purchase money unpaid at the time of the recording of the mortgage; that the payments made to Buckman subsequent to the mortgage should have been made to him or to his assignor, Hayes. This would be true if the defendants had notice of the execution of the mortgage at the time of making such payments. But the proof shows they had no such notice. They had no actual notice, and without this they might lawfully complete their payments to Buckman without becoming liable to the mortgagee. It is true, the mortgage was recorded before many of the payments were made. But “ the recording of a mortgage affords no notice whatever to a prior purchaser of the land, who is in possession under a bond for a deed, so that the mortgagee had constructive notice of his rights.” 1 Jones, Mortg. § 562; Doolittle v. Cook, 75 Ill. 354; Trustees, etc., v. Wheeler, 61 N. Y. 88. Under the statutes of Florida [246]*246the recording of the mortgage is notice to subsequent' purchasers and creditors only. McClel. Dig. p. 215, § 6.

As to the lot claimed by the defendant Andrew Gibson, it appears from the evidence .that he was not in possession of the lot at or before the execution of the mortgage, and that he received his deed long subsequent thereto. The mortgage described two lots of land as “lots 13 and 14 of Burbridge’s addition.” The bill alleges that the intention was to mortgage “lots 13 and 14 of Block 1, in Burbridge’s addition to Jacksonville.” The answer of defendant Cook, who is now the owner of said last-described lots, denies this allegation, and that the mortgage covered these lots. The proof shows that there are 10 blocks in Burbridge’s addition to Jacksonville, each containing lots numbered 13 and 14, and that there are 6 blocks in Burbridge’s addition to La Villa, each containing lots numbered 13 and 14. The evidence tends to show that, so far as is disclosed by the public records, E. H. Buckman had, at the time he executed the mortgage, title to no other lots numbered 13 and 14 except lots 13 and 14, in block 1, of Burbridge’s addition to Jacksonville, but it further tends to show that he had in some manner dealt with lots 13 and 14, in block 2, of Burbridge’s addition to Jacksonville, and had at one time given a mortgage to other parties on the last-named lots. A bill for the foreclosure of a mortgage should so describe the mortgaged property that if a sale is ordered the officer of the court may with certainty and safety execute the decree, and that the purchasers may be informed of the particular premises which are exposed to sale, and which they can acquire. Hurt v. Freeman, 63 Ala. 335. The mortgage is not certain in its description of the lots in question, and, construing it in the light of the testimony in the record on the subject, I do not think it sufficiently identifies the property. The bill seeks a foreclosure as to lots 13 and 14 of block 1 in Burbridge’s addition to Jacksonville, treating these lots as the lots intended to be mortgaged by Buckman by his mortgage of “lots 13 and 14 of Burbridge’s addition,” and the bill alleges that these were the only lots owned by Buckman when he executed the mortgage answering the description contained in the mortgage, and that this must have been known to Cook when be bought the property. And the contention of complainant is that there was enough in the record to put Cook upon notice and inquiry, and to charge him with notice of what lots were intended by the description in the. mortgage.

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Cite This Page — Counsel Stack

Bluebook (online)
39 F. 243, 1889 U.S. App. LEXIS 2279, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bright-v-buckman-circtndfl-1889.