Briesenmeister v. Supreme Lodge Knights of Pythias of the World

45 N.W. 977, 81 Mich. 525, 1890 Mich. LEXIS 784
CourtMichigan Supreme Court
DecidedJune 27, 1890
StatusPublished
Cited by51 cases

This text of 45 N.W. 977 (Briesenmeister v. Supreme Lodge Knights of Pythias of the World) is published on Counsel Stack Legal Research, covering Michigan Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Briesenmeister v. Supreme Lodge Knights of Pythias of the World, 45 N.W. 977, 81 Mich. 525, 1890 Mich. LEXIS 784 (Mich. 1890).

Opinion

Champlin, C. J.

This is an action brought by the beneficiary named in a benefit certificate issued by the Endowment Bank of the Knights of Pythias on September 21, 1887.

Herman Briesenmeister made application for member[527]*527ship in the Endowment Rank on August 16, 1887, and was examined and admitted to membership, and died on February 22, 1888. He named his wife as beneficiary, who is the plaintiff in this suit. After her husband’s •death, she presented a claim for the amount of the endowment, and also furnished the affidavits and certificates of proof of death, burial, and standing in subordinate lodge and section, together with the necessary legal papers for the proper payment of the claim. Among the affidavits was that of Davis Henderson, M. D., who deposed that he was a regular practicing physician; that he had known Herman Briesenmeister about two months; that the cause of his death was endocarditis complicated with dropsy; that the duration of his last illness was about six months; that the complications and ultimate result upon prime cause of death was the above-named dropsy, which he considered as a cause, together with valvular disease of the heart; that he knew of no habits of deceased, or mode of life, which predisposed him to the disease, or the complications thereof, which resulted in his death. The following questions and answer were contained in the affidavit:

Q. Did the deceased use intoxicating liquors? If so, to what extent, and what was the effect thereof upon the cause of death?
“A, None.”

The supreme lodge refused to pay the claim, and this suit was brought; and, under the plea of the general issue, defendant gave notice that it would insist in its defense that said benefit certificate was issued under and by reason of a certain application made by Briesenmeister, which was a part of the contract, wherein it was agreed that any untrue statement in said application or to the medical examiner, or any concealment of facts touching the health or expectancy of life of Briesenmeister, should [528]*528Work a forfeiture of all the rights of said Briesenmeister, his heirs and beneficiaries, under and by virtue of said certificate, and that said Briesenmeister willfully, and for the purpose of procuring said certificate, made false and untrue statements in said application and to the medical examiner, and concealed material facts concerning his health and expectancy of life, and that said medical certificate was procured by falsehood, and fraud, and deceit, and was void.

Upon the trial the application was introduced in evidence on the part of the defendant without objection, from which the following interrogatories and answers signed by the applicant appear:

“ Q. Have you ever been predisposed to or had any of the following diseases: Apoplexy, asthma, bronchitis or habitual cough, disease of the heart?
“A. No.
“Q.'Have you ever had, or have you now, any other disease or infix’mity than above mentioned?
“A. No.
Q. Are you aware of anything regarding your health, habits, circumstances, or family history, not already stated, that should be known in order to fairly estimate the risk upon your life?
“A. No.
“ Q. Have you ever been liable to cough, difficulty of breathing, habitual expectoration, pain in the chest, or any other pulmonary symptoms, or palpitation of the heart?
A. No.
“ Q. Are you willing that your family physician should, in the interest of the Endowment Rank, give it all the information in his power regarding your physical condition, habits, and general health?
“A. Yes.
“ Q. Give name and address of your family physician.
“A. Has none. Never was sick.”

The proof of death was also read in evidence by counsel for defendant. Dx\ David Inglis was then produced and. sworn in behalf of defendant, and testified as follows:

[529]*529I reside in Detroit. Am a practicing physician. Have practiced my profession about' fifteen years. Was practicing my profession in the city of Detroit, in the month of August, 1887, and have been since that date. I knew Herman Briesenmeister during his life-time. During the month of August, 1887, I was called to see Mr. Briesenmeister professionally, also in the month of July.The first record I have of being oalled to see Mr. Briesenmeister was the 27th of January, 1887. I treated him at that time for nervousness, the result, as I believe, of using too much alcohol. I believe at that time I made a diagnosis of his physical condition entirely. I did not discover any disease aside from that I mentioned. I was there to see him on the 17th of February. At that date he was in the same condition. I urged him to give up the use of alcohol. He was getting himself into a state of extreme nervousness at that time, and I urged him that he should swear off, and I believe he did. And then, in February, I found that he had been using alcohol again, and I gave him another talking to; and then I saw him no more, as far as my recollection goes, or as far as my notes go, until the 26th of July. I then found that he was suffering from heart difficulty.
“1 don't know that I can tell you better what sort of physical condition he was in than by giving you the memorandum that I made on the 3d of August, about a week later. I have that memorandum, just as I-made it on that day. It was that he was suffering from palpitation, — the cardiac area increased; that means to say that the sack inclosing the heart — the size of the heart — was larger than natural. He was suffering from very great shortness of breath. The trembling was less; that is to say, this nervous trembling that he had before. As far as my memory serves me, that was about the condition I found on the 26th of July. He was confined to his house at that time. Sometimes he was in bed, and sometimes around the house. He was able to work in this way. I have had this experience with him about that time, — that I would go to see him, and find that he had gone to the shop. In other words, while he suffered from shortness of breath, he was a man of a good deal of endurance, and did not seem to comprehend his own condition; and the result was that I have gone - on some occasions, and found that he was not at home. After [530]*530that I treated him right along, from that time till — well, the last record that I have here was the 31st of January, 1888. From the 26th day of July, when I diagnosed his case as heart disease, until the 31st of January, 1888, the heart difficulty continued more or less uniformly, and gradually there set in a condition of dropsy. I am not able to give you the date when that dropsical condition ■set in, but it was some time afterwards.
“ Q. Was that dropsical condition due to the difficulty cf the heart?
“A. I think it was.
“ Mr. CMpman.

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Bluebook (online)
45 N.W. 977, 81 Mich. 525, 1890 Mich. LEXIS 784, Counsel Stack Legal Research, https://law.counselstack.com/opinion/briesenmeister-v-supreme-lodge-knights-of-pythias-of-the-world-mich-1890.