Breeland v. New Amsterdam Casualty Co.

142 So. 2d 514, 1962 La. App. LEXIS 2053
CourtLouisiana Court of Appeal
DecidedMay 16, 1962
DocketNo. 5558
StatusPublished
Cited by4 cases

This text of 142 So. 2d 514 (Breeland v. New Amsterdam Casualty Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Breeland v. New Amsterdam Casualty Co., 142 So. 2d 514, 1962 La. App. LEXIS 2053 (La. Ct. App. 1962).

Opinion

REID, Judge.

Plaintiff, Lucius J. Breeland, brought this action for damages under the provisions of a standard family policy of automobile insurance written by the defendant, New Amsterdam Casualty Company, alleging damages to his automobile while it had been allegedly stolen.

The case was tried on May 16, 1961 before the Judge of the Twenty-First Judicial District Court, who on June 22, 1961, rendered a judgment which was read and signed on June 26, 1961 in favor of the plaintiff and against the defendant in the full sum of $1,566, together with 5% interest from judicial demand until paid. It is from this judgment that this appeal was lodged. The plaintiff answered the appeal and asked that the award be increased by granting penalties and attorney fees.

The facts as disclosed by the record show that on approximately May 28, 1960, the plaintiff purchased from the National Surety Company for the sum of $450 a 1960 black two-door Sedan Volkswagon as salvage. The vehicle had formerly been owned by a Harvey Pierce, Jr., who had been involved in an accident with said vehicle resulting in the vehicle being declared a total loss by the National Surety Company and as stated above, sold by National Surety Company to the plaintiff as salvage. The record further shows that on or about June 15, 1960, the plaintiff insured the above mentioned vehicle with the New Amsterdam Casualty Company under a standard family policy, which said policy described the vehicle as a new vehicle.

The plaintiff alleges that on or about July 6, 1960, while he was stopped in front of Kelly’s Restaurant in Hammond, Louisiana, his vehicle was stolen. He further alleges that when the vehicle was recovered some two months later at a service station in Kenner, Louisiana, it had been wrecked, stripped and constituted a total loss. On September 19, 1960, the plaintiff submitted a proof of loss to defendant in which he set forth the value of the vehicle as $1500, said proof of loss showing that $1500 cash had been paid for the vehicle.

The defense of the defendant is based on the proposition that the car was not stolen, nor was it damaged in any manner whatsoever while allegedly stolen or while defendant’s policy of insurance was in effect. The defendant also asserts that the plaintiff failed to prove with certainty what damages, if any, he suffered.

Plaintiff alleged in his petition that after he had purchased the vehicle he had repaired it himself and that it was in as good condition as before it was first wrecked. Plaintiff further alleged and testified at the trial that when the vehicle was recovered in Kenner, Louisiana after it had been stolen, that it was a complete and total loss and that he was forced to sell the vehicle for the sum of $110.

This case comes up to this Court on a question of fact. This Court is well aware that in questions of fact the opinion of the Trial Judge is given great weight and his decision should not be reversed unless the record shows manifest error and has, therefore, examined the record and the evidence in this case with great care.

In order for the plaintiff to recover in this case it was necessary for him to show by preponderance of the evidence that the vehicle was stolen, that it was damaged while stolen, the extent of damages, and he must prove with legal certainty the amount of the damages suffered. It is the opinion of this Court that this the plaintiff has failed to do, especially with regard to whether or not the vehicle was damaged when stolen, the extent of the damages and the amount of damages suffered.

Although the plaintiff testified that immediately upon discovering that the vehicle was stolen, he reported the theft to the [516]*516police department in Hammond, a report of the theft was there made and that in fact a call was made by the department to the State Police in plaintiff’s presence, on the trial of the case the plaintiff produced no evidence whatever to corroborate his testimony to this effect, which he could easily have done. In addition to this fact, although the plaintiff alleged that the vehicle was wrecked and abandoned after it was stolen and although he had a bill for $15.00 from a garage and service station for wrecker service, no attempt was made on the part of the plaintiff to produce the owner of the service station and garage to testify as to the circumstances surrounding the recovery of the vehicle, especially as to where and under what conditions it had been found.

Although the plaintiff apparently failed to disclose to the insurance company either at the time he took out an insurance policy or at the time he made a proof of loss or at the time he gave his statement to the adjuster for the insurance company, that he had purchased this vehicle as salvage, this fact was produced at the trial of the case. In fact in the proof of loss and in his statement to the adjuster the plaintiff indicated that he had purchased said vehicle for $1500 cash. At the time of the trial, however, the plaintiff stated that he meant to say that he had about $1500 invested in the car, namely $450 for the cash payment and the balance for parts and repairs. However, under cross examination (TR 13, 30) it was brought out that all he could remember purchasing were two fenders, some glass and a wheel. He was, however, unable to produce any invoices showing these purchases, nor did he testify as to the price paid. Neither did he produce invoices substantiating his allegation that he purchased paint for the car. In fact, his testimony is quite vague as to where he purchased the parts. The plaintiff testified that he had performed all of the labor himself but failed to introduce any evidence whatever as to the monetary value of his services or the number of hours worked. He failed to offer any evidence as to the actual value of the vehicle at the time it was allegedly stolen other than his uncorroborated statement to the effect that it was worth $1500.

The defendant produced at the trial of the case two sets of pictures. One set was marked Doyle 1 through 5, which were pictures taken by the adjuster for the National Surety Company at the time the automobile was wrecked while owned by Harvey Pierce, and the other set was marked Pelle I through 14, the first 9 being pictures taken of the automobile at the service station in Kenner, Louisiana, and the last 5 being enlargements of the five pictures introduced as Doyle 1 through 5. An examination of these pictures clearly shows a remarkable resemblance between the damages to the automobile which supposedly occurred in the two accidents. An examination of Pelle 1 with Pelle 10 (an enlargement of Doyle 1) showing- a view of the right side of the vehicle taken from the rear, shows that the scratches on the right rear fender are identical. The damage to the right rear panel is so similar in the two pictures that it is almost inconceivable that such damage could have occurred in two separate accidents. The angle in which the door was sprung and the damage to the right side of the roof appears to be identical. An examination of Pelle 2 and Pelle II (an enlargement of Doyle 2) which is a picture of the left or driver’s side of the vehicle taken from the front, shows identical damage to the panel. An examination of Pelle 5 and Pelle 14 (an enlargement of Doyle 4) showing the front and side of the car again show the same damage. In both sets of pictures the right rear hub cap is the only hub cap missing. An examination of Pelle 8 and Pelle 13 (an enlargement of Doyle 3) showing the left side taken from the rear also shows a remarkable similarity between the damages.

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Cite This Page — Counsel Stack

Bluebook (online)
142 So. 2d 514, 1962 La. App. LEXIS 2053, Counsel Stack Legal Research, https://law.counselstack.com/opinion/breeland-v-new-amsterdam-casualty-co-lactapp-1962.