Braeonda Bell v. Liberty National Life Insurance Company

Court of Appeals for the Eleventh Circuit·Decided August 31, 2023·No. 22-11015·Unpublished

Opinion

[DO NOT PUBLISH]

In the

United States Court of Appeals For the Eleventh Circuit

No. 22-11015

Non-Argument Calendar

BRAEONDA BELL, Plaintiff-Appellant,

versus LIBERTY NATIONAL LIFE INSURANCE COMPANY, a corporation, CLINT MCLAIN AGENCY, INC.,

Defendants-Appellees.

Appeal from the United States District Court for the Northern District of Alabama D.C. Docket No. 2:19-cv-01335-ACA

2 Opinion of the Court 22-11015

Before LUCK, LAGOA, and ANDERSON, Circuit Judges. PER CURIAM:

Braeonda Bell appeals following the district court’s grant of summary judgment for Liberty National Life Insurance (“Liberty National”) and Clint McClain Agency, Inc. (“TCMA”) on her racially hostile work environment claim under the Civil Rights Act of 1866, as amended, 42 U.S.C. § 1981. After careful review, we affirm.

I.

Liberty National sells life insurance and supplemental health insurance. To sell its products, Liberty National utilizes a “field force” of independent contractors across the country. Clint McLain operates TCMA, a corporation that leases office space and owns office equipment that he and other Liberty National independent agents may use. Liberty National did not have a legal relationship with TCMA, but rather had an independent contract with Clint McLain.

Bell, an African American female, was initially contacted by Liberty National by email after she posted her resume on a jobsearch website. She testified that Scott Pritchett, a white male, and Phillip Nichols interviewed her for the position as an insurance agent. At the time, she believed that Pritchett was her “immediate supervisor.” Luke Gilliam, a senior vice president at Liberty National , testified that Pritchett was an independent contractor. On May 4, 2018, the same day as her “interview,” Bell entered into an

22-11015 Opinion of the Court 3

Independent Agent Agreement (“Agreement”) with Liberty National . The Agreement expressly stated that “the relationship intended by this Contract between the Independent Agent and the Company shall be that of an independent contractor only, and that nothing contained herein shall be construed to create the relationship of employer and employee.” The Agreement further stated that the “Independent Agent shall not be considered an employee of the Company for purposes of any federal or state law or regulation .” Gilliam testified that he had visited the TCMA office twice.

Bell testified that she was an “independent contractor insurance agent.” Liberty National did not set sales quotas for Bell but did require her to produce one premium application every eight weeks to keep her status as an independent agent. Liberty National set no requirements as to how many hours a day Bell had to spend selling insurance. During her time as an independent agent, Bell earned between $1,500 and $2,000 in commission payments from Liberty National. Bell testified that Pritchett approved her sale leads and would sometimes deny her the opportunity to sell somebody insurance if “he felt like it wasn’t worth [her] going or it wasn’t enough money.”

She attended three days of job training that covered how to get leads and sell Liberty National insurance. When Bell started working, she would travel with Pritchett to people’s homes to train on how to sell insurance. According to Bell, about two or three weeks into driving around with him, Pritchett began saying racial slurs around her, including the n-word, and making racial and

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sexually inappropriate jokes on a regular basis both in the car and at the TCMA office.

Bell testified that she reported Pritchett to McClain about four months after the inappropriate comments began. That was the first time that Bell ever told anybody associated with Liberty National or Clint McLain that Pritchett was behaving inappropriately . After that meeting, Bell started working with someone else and was never asked to work with Pritchett again. She testified that she had to see him but did not have to talk to him. Bell testified that after that meeting, Pritchett never harassed or said anything inappropriate to her again. About a month later, Bell stopped selling insurance as an independent contractor with Liberty National. Clint McLain testified that Bell declined an offer to report Pritchett to Liberty National. For his part, Clint McLain stated that he was shocked and surprised to hear about the sexual and racial harassment .

In August 2019, Bell filed a complaint against Liberty National and TCMA. In her amended complaint, she alleged sexual harassment in violation of Title VII of the Civil Rights Act (Count 1); sexually hostile working environment in violation of Title VII (Count 2); race discrimination in violation of Title VII and 42 U.S.C. § 1981 (Count 3); racially hostile working environment in violation of Title VII and 42 U.S.C. § 1981 (Count 4); and state law claims for intentional infliction of emotional distress, and negligent and/or malicious retention, supervision, and training. (Count 5 and 6).

USCA11 Case: 22-11015 Document: 33-1 Date Filed: 08/31/2023 Page: 5 of 12

22-11015 Opinion of the Court 5

On March 29, 2021, Liberty National and TCMA both filed motions for summary judgment. On March 1, 2022, the district court entered an order granting summary judgment for Liberty National and TCMA on all of Bell’s federal claims and declined to exercise supplemental jurisdiction over her state law claims.1 As to her claims under § 1981 against Liberty National and TCMA, the district court first explained that it would construe her claim for race discrimination as one advancing a hostile work environment theory of liability because she cited to cases examining hostile work claims, stated that she was denied the right to work in an environment free of discrimination and racial slurs, and did not identify any discrete adverse employment action taken by either company . The district court then discussed the proper five-step framework for these claims and noted that it could not located an Eleventh Circuit decision analyzing a § 1981 hostile work environment claim brought by an independent contractor under that framework .

Liberty National and TCMA only challenged the fourth and fifth elements of Bell’s hostile work environment claim, which require Bell to show that her harassment was severe or pervasive enough to alter the terms and conditions of her employment and that Liberty National and TCMA were responsible for her work

1 Bell does not appeal the district court’s grant of summary judgment on her

claims of sexual harassment or sexually hostile work environment under Title VII nor her claims of a racially hostile work environment under Title VII. She also does not appeal the district court’s dismissal without prejudice of her state-law claims.

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environment under a theory of either vicarious or direct liability, respectively. Assuming that Bell created triable issues of fact as to whether Pritchett’s racial harassment was severe and pervasive, the district court concluded that her claim still failed because she could not demonstrate liability for either Liberty National or TCMA. Bell’s tangible employment action theory also failed because she did not identify a tangible employment action that Pritchett, Liberty National, or TCMA took because of the harassment.

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