Bradley v. Mutual Benefit Life Insurance

3 Lans. 341
CourtNew York Supreme Court
DecidedNovember 15, 1870
StatusPublished
Cited by2 cases

This text of 3 Lans. 341 (Bradley v. Mutual Benefit Life Insurance) is published on Counsel Stack Legal Research, covering New York Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bradley v. Mutual Benefit Life Insurance, 3 Lans. 341 (N.Y. Super. Ct. 1870).

Opinion

Ingraham, P. J.

There can be no doubt as to the cause of death in this case, or the means by which it was produced; and, so far as this branch of the case was under examination, there was no question of fact involved which required any finding of the jury. That duff was attempting to take possession of the property of Cox, in order to enforce the payment of a debt, and that, while he was engaged in that act, he was shot by the person whose property he was taking, is not disputed.

Two questions, however, are involved in the decision of this case, viz., whether the exception in the policy applies to any other violation of law than a felonious act, and whether the act in which Cluff was engaged was a violation of law under the laws of Louisiana. Upon the latter question there is no evidence; and it is contended by the plaintiff that the rules of the common law must be considered as in force, and controlling this case, unless it is proved that a different law is in force in the State where the death of Cluff took place.

In Reese v. The Mutual Benefit Life Insurance Company (23 N. Y., 516), the general principle is stated, that the common-law is presumed to exist in another State, unless the contrary is proven. In White v. Knapp (47 Barb., 549), Wells, J., states the rule to be, that it will be presumed that the common-law is in force in each of the other States, except possibly the State of Louisiana. If it has been abrogated or changed by a statute, it must be proved in the way provided by acts of congress, or by that in the 426th section of the Code.

In Savage v. O'Neil (42 Barb., 374), Smith, J., says: “We must presume that the same laws exist throughout the civilized world that existed here at common-lawand, in that case, the presumption was held to apply to Russia.

In Holmes v. Boughton (10 Wend., 75), Savage, Ch. J., says: “ This court cannot take judicial cognizance of any of the laws of our sister States at variance with the common-law.”

The principle upon which these cases rest is, that the courts will presume the same law to exist in other countries as exists [344]*344here, other than statute law, unless the existence of contrary law is proven. The fact that Louisiana never was under the government of Great Britain would not destroy that presumption. This rule is fully stated l>y Allen, J., in Throop v. Hatch (3 Abb. Pr. R., 23), and cases referred to in his opinion. The same rule has been adopted by the courts of Louisiana in reference to the other States of the Union, notwithstanding there the civil and not the common-law prevailed. In Crozise v. Hodge (3 Mill. Louisiana R., 359), the court said: “We are not authorized to decide a case on the laws of Pennsylvania; for there is no evidence on the record that they differ from our own. We have repeatedly decided that the laws of other States must be proved by evidence. When they are not so proven, we must decide the case by our own law.” In Arago v. Currell (1 Miller’s Louisiana R., 540), the court say: “We have been referred to a note in Cowen, in which the' reporter professes to bring together the different cases on this head. One of them shows that the courts of Massachusetts presume the common-law in New York to be the same as in their own State; another, that Heywood’s reports were received as evidence of the common-law in North Carolina. The principle on which these cases are decided appears to be true, and the reasoning drawn from them correct. When a court knows nothing of the laws of a country; it presumes them to be the same as those of its own. This is the general rule; and the presumption rests on the ignorance in which it is of any other.

These cases all agree in approval of the rule, that, where the law of a foreign country or another State is a subject of inquiry, the law of the State where the question arises, other than statute law, will be presumed to be the law existing in such State or foreign country, unless evidence is given to show what the law actually is.

There is no hardship in enforcing this rule, since the adoption of the Code, because it is provided therein (§ 426) that the statutes, code, or written laws, of any State or country shall be proved in the courts of this State from the printed volumes [345]*345published by authority thereof; and the books of reports may be admitted as presumptive evidence of the unwritten or common law. In the absence of any such proof, we are justified in presuming the law of Louisiana to be the same with the law of this State, and that whatever would be a violation of law here may, for the purposes of this case, be considered a violation of law there.

But, even if there was any doubt on this role, under the decisions of the Court of Appeals we may look into the statute law of Louisiana, and ascertain what law does control on the subject of crime in that State. In Cutter v. Wright (22 N. Y., 472), Davies, J., says: There can be no question that we are at liberty to look into the statutes of the State to ascertain the rate of interest in the State of Florida. I think it clear that it was competent on the argument to refer to such volume of the laws as evidence of the laws of that State, without further proof.” On reference to the Revised Statutes of Louisiana (p. 160), it will be seen that the common-law of England is adopted as the law by which all crimes are to be taken, intended and construed.

That the act Cluff committed was a violation of law, there can be no doubt. He attempted to enforce a claim which was disputed by taking possession of Cox’s property without his consent, and by superior force. That it was a trespass, no one can doubt. That it was taking the property of another against his will by force in a manner which might, under ordinary circumstances, be considered to be a felonious taking, must also be'conceded. Cluff had no right, title or claim to the property. There was no ground on which his possession could , have been sustained, or his act justified or excused; and the act of Cox in firing at him was justifiable, unless we are prepared to hold that a man is quietly to submit to have his property taken from him by force in the public highway without any authority. It seems to me, therefore, that the evidence clearly establishes that Cluff, at the time of his death, was engaged in doing what was a known violation of law, and that his death was the consequence of such violation.

[346]*346The question then arises, whether this was a known violation of law within the meaning of the exception in the policy. The portion of the exception applicable to this case is as follows : In case he shall die by his own hand, in or in consequence of a duel, or by reason of intemperance from the use of intoxicating liquors, or by the hands of justice, or in the known violation of any law of these States, or of the United States, &c., this policy shall be void.” I have already suggested the difficulty of distinguishing the act which Cluff committed from a felonious taking. It was without authority, or the least pretence of right. It was against the will of the owner, whose right was admitted; and it-was done by superior force. But, conceding this to have been only a misdemeanor or trespass, was such an act within the meaning of the exception in the policy ? It is contended by the plaintiff that the maxim, “ nosoitur a sooiis,” is applicable, and, therefore, that the act must be a felonious one which resulted in the death.

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Bluebook (online)
3 Lans. 341, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bradley-v-mutual-benefit-life-insurance-nysupct-1870.