Bowers v. Heflebower

243 Ill. App. 129, 1926 Ill. App. LEXIS 152
CourtAppellate Court of Illinois
DecidedDecember 17, 1926
DocketGen. No. 7,706
StatusPublished
Cited by3 cases

This text of 243 Ill. App. 129 (Bowers v. Heflebower) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bowers v. Heflebower, 243 Ill. App. 129, 1926 Ill. App. LEXIS 152 (Ill. Ct. App. 1926).

Opinion

Mr. Presiding Justice Partlow

delivered the opinion of the court.

A judgment by confession for $6,834 was entered by the circuit court of Whiteside county, in favor of appellee, Lloyd E. Bowers, against Frank Heflebower, Billa E. Heflebower, and appellant, Fernandas Jacobs. On motion of Billa E. Heflebower and Jacobs, the judgment was opened as to them with leave to plead. There was a trial by jury, verdict and judgment against Billa E. Heflebower and Jacobs, and Jacobs has appealed, the judgment remaining in full force and effect as to Frank and Billa E. Heflebower.

It is claimed that after Heflebower, as principal and appellant as surety, had signed this note, and after its delivery to appellee, the note was returned by appellee to Heflebower, and that Billa E. Heflebower, who was the wife of Frank Heflebower, signed the note; that appellant had no knowledge that Billa E. Heflebower had signed the note until it was placed in judgment, and that he never consented to her signing it; that this was such an alteration as released appellant from payment, and that he is no longer liable thereon.

The evidence shows that in 1909, Frank Heflebower had certain business transactions with appellee, and borrowed $6,000, for which he gave his note signed by himself and appellant. This note was renewed once or twice. The final renewal was on November 1, 1919, being the note in this case.

Appellee testified that Billa E. Heflebower had been on the previous notes, and that he had no conversation with Frank Heflebower in regard to the renewal of this note, either before or after its execution. About the time the prior note became due, he sent the note in question from his home in Chicago to Heflebower in Sterling, without any instructions from appellee. Heflebower, his wife and appellant signed it, and it was returned to appellee. He had no conversation with Heflebower afterwards in regard to it. He had no office in Chicago at the time Heflebower testified he talked with appellee about the note, either before or after the date of the note, but at that time his office was at his home in Western Springs, a number of miles from Chicago. He testified he did not send the note back to Frank Heflebower to have Billa E. Heflebower attach her signature, but he retained possession of it from the time it was first given to him until it was sent to his attorney to put in judgment,

Frank Heflebower testified that the note sued on was a renewal of a former note; that shortly before the former note became due he went to Chicago, called on appellee at his office and asked him if he would renew the note. Appellee said he would renew it if Heflebower would get appellant to sign as surety. Heflebower told appellee to send a note to him and he and appellant would sign it. A note was sent to Heflebower and Heflebower and appellant signed it, and it was returned to appellee about • November 1, 1919. Heflebower testified that sometime in December he was again in Chicago and called on appellee "at his office in the Temple Court Building. Appellee said he would like to have Billa E. Heflebower sign the note. Heflebower said he thought his wife would be willing to sign it. Appellee did not have the note at that time but stated that it was in the Central Trust Company. He said that when he went to the bank he would get it and send it to Heflebower. Appellee sent the note to Heflebower, and he asked his wife to sign it, which she did at her home, and it was mailed back to appellee in Chicago; that appellant knew nothing about this transaction. On cross-examination Heflebower testified that to the best of his recollection his wife’s name was not on the former note.

Billa E. Heflebower testified she had signed notes with her husband, but she could not say whether she signed other notes with her husband and appellant, unless she was first told the names of the parties to whom such notes were payable. She testified that the note in question came to her home by mail. Her husband asked her to sign it. The names of her husband and appellant were already on the note and written upon the only two lines provided for signatures. She wrote her name between the other two names and partly over both. The note was then given to her husband and so far as she knew appellant did not see it or know that she had signed it. She fixed the date of her signing this note by the fact that her husband was in the city of Chicago just prior to that time. She testified that it might be possible for the note to have been signed by her in November, 1919.

Appellant testified that he and Heflebower signed the note either at his home or at the State Bank in Sterling. He had no knowledge that Billa E. Heflebower had signed it until after it was put in judgment. He. did not consent to her signing it, and at the time he signed it the name of Billa E. Heflebower was not on it.

Appellant insists that the appearance of the note corroborates these three witnesses; that the name Billa E. Heflebower was written between the two names, partly over both, in a different color of ink, and apparently at a different time; that if Billa E. Heflebower was expected to sign the note that appellee would probably have sent a note with space for three signatures instead of space for only two signatures; that if it had been understood that all three parties were to sign, they would have written their names small enough so there would have been room for all to sign without writing the name of Billa E. Heflebower between the other two signatures; that Heflebower had no office at the time the note was signed, and received his mail at home, and when he got the note, had his wife been expecting to sign it, they would have signed it before he took it down town to have appellant sign it; that the ink not only was of a different color but her signature, although written partly over the other signatures, was plain and distinct.

Section 123 of the Negotiable Instruments Act [Smith’s Statutes 1925, page 1768; Cahill’s St. ch. 98, 145] provides that where a negotiable instrument is fraudulently or materially altered by the holder without the assent of all parties liable thereon, it is avoided except as against the party who has himself made, authorized, or assented to the alteration and subsequent indorsers. Section 124 [Cahill’s St. ch. 98, U146] provides that any alteration which changes the number and the relation of the parties is a material alteration. The decisions are in accordance with these provisions of the statute. Fowler v. Lachenmyer, 193 Ill. App. 547; Soaps v. Eichberg, 42 Ill. App. 375. It has been held that such an alteration releases the surety whether such alteration is injurious or beneficial to the party liable. Keller v. State Bank of Rock Island, 292 Ill. 553.

The court instructed the jury that the burden of proof was on appellee to prove that the note was not altered, and refused to instruct the jury that such burden was on appellant. Where an alteration is alleged to have been made, and such alteration is not apparent upon the face of the instrument, the burden of showing that the note had been altered is upon the party alleging it. Merritt v. Dewey, 218 Ill. 599; Lowman v. Aubery, 72 Ill. 619; Central Trust Co. v. Kendall, 202 Ill. App. 294. There is considerable doubt from the evidence whether the alleged alteration appears upon the face of the note or not, but regardless of that fact, appellant had the benefit of the instruction on this point and is in no position to complain.

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Bluebook (online)
243 Ill. App. 129, 1926 Ill. App. LEXIS 152, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bowers-v-heflebower-illappct-1926.