Bordelon v. Audubon Insurance Co.

116 So. 2d 148, 1959 La. App. LEXIS 1059
CourtLouisiana Court of Appeal
DecidedNovember 16, 1959
DocketNo. 4881
StatusPublished
Cited by5 cases

This text of 116 So. 2d 148 (Bordelon v. Audubon Insurance Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bordelon v. Audubon Insurance Co., 116 So. 2d 148, 1959 La. App. LEXIS 1059 (La. Ct. App. 1959).

Opinion

LOTTINGER, Judge.

This suit is for personal and property damages sustained as the result of a non-collision type automobile accident. The petitioners are Morris M. Bordelon, Sr. and his wife Ella B. Bordelon. The named defendants are Morris M. Bordelon, Jr., their son, Audubon Insurance Company, New Hampshire Fire Insurance Company, and E. L. Torbert. Audubon Insurance Company was the insurer of Morris M. Borde-lon, Jr.’s automobile, and the policy protected him, under excess coverage, in the event he drove any other vehicle. New Hampshire Fire Insurance Company was the insurer of the automobile belonging to Morris M. Bordelon, Sr., which automobile was involved in the subject accident while being driven by Morris M. Bordelon, Jr.

Suit was filed by Mr. and Mrs. Bordelon Sr. against their son, Morris M. Bordelon, Jr., the two insurance companies, and Mr. Torbert, who was driving the other vehicle. Defendant E. L. Torbert filed an exception of no right or cause of action, which was referred to the merits. All of the defendants filed answer denying the claim. After trial on the merits, the lower court awarded judgment in favor of petitioners and against defendants Morris M. Bordelon, Jr. and the New Hampshire Fire Insurance Company, jointly and severally in an amount which was less than the primary coverage under the policy held by New Hampshire Fire Insurance Company. The lower court also awarded judgment maintaining the exception of no right or cause of action filed by defendant Emmet L. Tor-bert. Defendant, New Hampshire Fire Insurance Company and its insured, took a suspensive appeal to this Court seeking a reversal. Petitioners answered the appeal on the question of quantum. A brief has been filed by Audubon Insurance Company, wherein it maintains that a reversal is in order.

The record discloses that the accident occurred at approximately 8:30 A.M. on Sunday, September 28, 1958 on Louisiana State Highway Number One between Morganza and New Roads, Louisiana, in the Parish of Pointe Coupee. The weather was clear, and Highway Number One is a paved highway, the pavement being 18 feet in width. The site of the accident was at a point approximately 1.4 miles north of Labarre, Louisiana, at which site the highway is straight for some distance. The accident occurred in front of the house of defendant Torbert.

Immediately prior to the accident Morris M. Bordelon, Jr. was driving his father’s car in a southerly direction and in the rear [150]*150of a pick-up truck was being driven by defendant Torbert. Torbert was alone in his vehicle. The Bordelon vehicle was occupied as follows: Bordelon, Jr. was driving’, Mrs. Bordelon, Jr. was seated in the center of the front seat, Bordelon, Sr. was sitting on the right of the front seat, Mrs. Borde-lon, Sr. was seated on the left-hand side of the rear seat, and a Mrs. Amet LaBorde was seated on the right-hand side of the rear seat. There was also a child, or children, of Bordelon, Jr. on the rear seat.

Immediately prior to the accident Mr. Torbert, who was driving the lead vehicle, was nearing the driveway to his home and he was required to make a left-hand turn in order to get into his driveway. As he neared the vicinity of the point at which his turn would be required, the Bordelon vehicle was at a distance of some 300 feet to his rear, and was proceeding at a speed some 60 to 70 miles per hour. Although the record contains many conflicting variations, as is usual in a proceeding of this nature, it appears that the preponderance of the evidence is to the effect that Mr. Torbert put out his hand when the Bordelon vehicle was at a distance of some 300 feet to his rear. Mr. Bordelon, Jr. testified accordingly, and stated that the signal made by Mr. Torbert was a left-hand turn signal. Upon seeing the left-hand turn signal, which he later testified that he “read” as a left-hand turn signal, Mr. Bordelon continued his travel, blew his horn to signal his intention to pass the truck operated by Torbert, and, when he was “two to possibly four car lengths behind” the Torbert vehicle, and in the process of passing it, the truck commenced a left-hand turn. Borde-lon, Jr. testified that the truck came no more than two feet to the left of the center line of the highway. His testimony was to the effect that, upon seeing the signal of the preceding driver, he assumed that the said driver was slowing down to stop, and would let him pass. This testimony of Mr. Borde-lon, Jr. was contrary to statements which he gave the adjusters, of the two defendant insurance companies just a few days after the accident. According to the said statements, which are substantially the same, Mr. Bordelon, Jr. stated that he was traveling in the right-hand lane of traffic at a speed of between 60 to 65 miles per hour, and had. turned into his left-hand lane of traffic in the process of passing the truck. He stated that he then sounded his horn, and the driver of the truck made a left turn signal when he was two to three car lengths behind him, and the truck then made a left-hand turn in front of him.

The record discloses that some ten minutes before trial on the merits, Mr. Borde-lon, Jr. advised his insurance company, as-well as his father’s insurance company, through their respective attorneys, that the statements which he had given their adjusters were incorrect, and that his testimony on trial would not correspond with those statements. In view of this the lower court held that he was an adverse witness- and allowed him to be examined accordingly. Upon completion of the trial both' insurance companies filed exceptions of no-right or cause of action based upon the' premises that their assured had failed to' co-operate in the defense of the suit, and that therefore, under the terms of the policies, the insurance companies would be relieved of liability.

Mr. Bordelon, Sr., who was a guest passenger in his own vehicle which was driven-by his son, testified that he was not particularly paying attention to what was going on in front of his vehicle until he heard the ladies on the back seat screaming. He then looked up, saw his car leaving the pavement on the left side, and the pick-up-truck was almost “square across”, about “halfway,” on the left lane. Mrs. Borde-lon, Sr., who was seated on the left rear, testified that the first thing she knew, her-car swerved to the left, and she did remember seeing the truck which was “real' close” to the car. On cross-examination' she testified that her son blew the horn andl [151]*151"I didn’t see the truck driver make any kind of signal until after Morris, Jr. had blown the horn. Then the truck driver just put out his hand and turned about the same time.”

Mrs. Bordelon, Jr., seated on the right front, testified that she saw the truck in the front, and the driver signaled for a turn when her husband was in the passing lane. She testified that the truck turned directly in front of the Bordelon automobile. She testified that the “truck was just a couple of car lengths from the car when she first realized that something was wrong.”

Mrs. LaBorde, the other passenger in the Bordelon car knew nothing about the accident except that they ran into the ditch and that Mrs. Bordelon, Sr. was injured.

Mr. Emmet L. Torbert, who was driving the truck testified that he put out his hand to stop before turning into the driveway. He stated that it was his intention to come to a stop so as to allow the following vehicle to pass before he made his left-hand turn. Upon cross-examination he later testified that he was moving slowly to the left when the Bordelon car passed him.

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Bluebook (online)
116 So. 2d 148, 1959 La. App. LEXIS 1059, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bordelon-v-audubon-insurance-co-lactapp-1959.