Bonbaker v. Okeson

1 Law Times (N.S.) 83
CourtSupreme Court of Pennsylvania
DecidedMarch 21, 1879
StatusPublished

This text of 1 Law Times (N.S.) 83 (Bonbaker v. Okeson) is published on Counsel Stack Legal Research, covering Supreme Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bonbaker v. Okeson, 1 Law Times (N.S.) 83 (Pa. 1879).

Opinion

Strong, J.

The original liability of Okeson to pay the debt was established, and, indeed, it was not denied. It was, thereiore, incumbent upon him to show affirmatively his discharge from liability. This he attempted to do by evidence that he was surety, and-that the creditor had told him on one occasion that Shirlock,the principal debt- or,was good enough for the money; that he did not want him (Okeson); that- he had been west to see Shirlock; that he had a good crop of wheat, a fine appearance for a good crop of corn,, and a good stock of horses and cattle on his farm; that he had given him time, or would give him time, and that Shirlock would pay it, and that he did not want Okeson any longer.

The court charged the jury, that “if this conversation occurred, and it was all the conversation that occurred between the parties, and Okeson was the surety of Shir-lock, it would discharge Okeson, and be an available defense on the ground that it would lull the surety into security, and prevent him from taking any action for his own security or indemnity; and it would be a fraud upon the surety for the creditor afterwards, contrary to his assurance, to call upon the surety for payment.” To this instruction the plaintiff excepted, and he has assigned it here for error.

It is noticeable that the learned judge did not submit [84]*84to the jury to find what the plaintiff intended, or what the defendant understood by the expressions, he had “given time” to Shirlock, and that “he did not want Okeson any longer.” The court construed the language of the witness, and took away from the jury all inquiry as to its meaning. The rule, however, is undoubted, that the meaning of the words used in conversation, and what the parties intended to express by them, is exclusively for the jury to determine: 9 Watts, 59. It is obvious that the testimony is utterly inadequate to prove a direct and binding release oí the surety. The creditor said “he did not want Okeson any longer,” but this did not amount to an agreement to discharge him, and if it did, it was entirely without consideration, and therefore inoperative. Nor does the expression of the creditor, that he had given time to the principal debtor, necessarily amount to proof of an equitable release of the surety. It was quite possible for him to give time without affecting hi the least the liability of Okeson. Nothing short of an agreement which binds the cieditor and prevents his bringing suit, will discharge the surety. Mere delay, without such binding agreement, will not. Now, it such an agreement may be inferred from a simple declaration of the creditor, that he had given time (which we do not admit), it is not to be inferred by the court as presumtio juris et de jure. Whether the jury v ere at liberty to draw such an inference need not now be considered. How they could, certainly is not xnanifest; for giving time, and a contract to give time, are distinct and independent things. Proof oí the existence of a subject matter, about which a contract may be made, would seem to have no tendency to prove that one, in fact, had been made. Indeed, the learned judge of the Common Pleas does not seem to have rested the' defendant’s casé upon either of these grounds. His view was that the deiendant was discharged, because the language of the plaintiff, alleged to have been proved, would lull him into security, and prevent his taking any action for his own indemnity, and because it would be a fraud upon the surety for the plaintiff aiterwards to call upon him for payment. The simple meaning of this is? [85]*85that the plaintiff was estopped, not by matter of record or by deed, but by matter in pais. The objection to it,is, that there was nothing in the evidence to warrant the conclusions that the defendant had been injured by the declarations of the plaintiff, or that he was in any worse condition than he would have been in had those declarations never been made. Certainly, it -was not for the court to say, as a matter of law, that he had been injured. But is it essential to an equitable estoppel by matter in pais, that he who sets it up should show that he has been misled or hurt: Dezell v. Odell, 3 Hill, 215; Patterson v. Little 1 Jones, 53; Hill v. Epley, 7 Casey, 334. It never yet has been held that a declaration of the creditor, that the prin cipal debtor was good enough, that the surety was in' no danger, and that the debt would be collected from the principal, without more, was sufficient to estop the creditor fiom pioceeding agairst the surety. Such declarations are exceedingly common. They are often made to induce the surety to go into the contract, and they are repeated afterwards without any design to mislead, or without being understood as a waiver of ai y rights. They are made and received as expressions of opinion. They neither invite confidence, nor is confidence often reposed in them. Standing alone, they will not discharge the surety. Bank v. Klingensmith, 7 Watts, 533, does not sustain the charge or the court in this case. .There the creditor held a judgment against the principal and surety. The surety called upon the creditor, requested that an execution might be issued to seize the principal’s property, about being removed. He stated that he wished to be released, and that the principal had property sufficient within reach of an execution to pay the debt. The creditor refused compliance, stated that the principal was good enough, and that he would give the defendant clear of his endorsement. No execution was issued. There is no similarity between that case and the present. There the surety was in motion to secure himself. He had a right to insist that execution should be issued, and he did insist. There was proof of actual injury in withholding [86]*86the execution, an execution to which the surety was em titled on his request, and the case was put upon the ground, both in the court .below and in this court, that he had sustained injury, not from the declaration of the creditor, but from the withholding of the execution. The case of Harris v. Brooks, 21 Pick. 196, relied upon by the defendant in error, is not unlike Bank v. Klingensmith. There the surety was also in motion. He called upon the creditor, stated that if he had to pay the debt, he wished to attend to it soon, as he then could get security of the principal. The creditor assured him that he (the creditor) would look to the principal for payment, and that he (the surety) need not give himself any trouble about the note, for he should not' be injured. The case was put to the jury with the instruction, that if in consequence of this assurance of the creditor the surety omitted to take up the note, and secure himself out of the property of the principal debtor, he was discharged. The defense, there' fore, as in Bank v. Klingensmith, rested not on the declaration of the creditor alone, but on them and supet-added evidence that there had been actual harm resulting from them to the defendant. This essential to estoppel .in pais was, therefore, not wanting, as it is in the present case. The language of Chief Justice Shaw is to be understood, as applicable to the case hedhen had in hand, a case in which the jury had found that injury had resulted from the declarations of the creditor, and the only question, therefore, was, whether they were such as to war' rant his relying upon them, and guiding his actions by them. Surely, without having been the occasion of injury to the defendant-, the creditor can not be guilty of a fraud upon him by calling upon him to pay a debt which he has promised to pay, and no declaration which has not, in fact, influenced his conduct-, can have done the surety any harm.

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Bluebook (online)
1 Law Times (N.S.) 83, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bonbaker-v-okeson-pa-1879.