Boeker v. United Property & Casualty Insurance Company

CourtDistrict Court, M.D. Louisiana
DecidedNovember 29, 2022
Docket3:22-cv-00822
StatusUnknown

This text of Boeker v. United Property & Casualty Insurance Company (Boeker v. United Property & Casualty Insurance Company) is published on Counsel Stack Legal Research, covering District Court, M.D. Louisiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Boeker v. United Property & Casualty Insurance Company, (M.D. La. 2022).

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF LOUISIANA

EDWARD BOEKER CIVIL ACTION NO.

VERSUS 22-822-JWD-EWD UNITED PROPERTY & CASUALTY INSURANCE CO.

NOTICE AND ORDER

This is a civil action by Edward Boeker (“Plaintiff”) for insurance benefits as the result of damage to Plaintiff’s home allegedly caused by Hurricane Ida.1 On September 2, 2022, Plaintiff filed his Petition for Damages (“Petition”) against defendant United Property & Casualty Insurance Company (“United”) in the Twenty-Third Judicial District Court for the Parish of Ascension.2 Plaintiff contends that he purchased a policy of insurance from United, which provides coverage for the damage to his home.3 Despite that United sent an adjuster and field inspector to Plaintiff’s home, and despite that Plaintiff submitted a valid proof of loss, United “either negligently or intentionally failed to fairly and promptly adjust the damages suffered by [Plaintiff], thus breaching the terms of the insurance policy and its obligations to [Plaintiff].”4 On October 21, 2022, the matter was removed by Family Security Insurance Company (“FSIC”), who contends that it is the correct insurer of Plaintiff’s home, not United, and further alleges that this Court has diversity jurisdiction under 28 U.S.C. § 1332.5 However, as explained below, the Notice of Removal is deficient in its allegations regarding the citizenship of the parties.

1 R. Doc. 1-2, ¶¶ 1-4, 14-16. 2 R. Doc. 1-2. 3 R. Doc. 1-2, ¶¶ 3-4. 4 R. Doc. 1-2, ¶¶ 5-7. 5 R. Doc. 1, introductory paragraph and ¶¶ 7, 9, 18. Proper information regarding the citizenship of all parties, and the amount in controversy, is necessary to establish the Court’s diversity jurisdiction, as well as to make the determination required under 28 U.S.C. § 1441 regarding whether the case was properly removed to this Court. The amount in controversy requirement appears likely met, as the public adjuster’s estimate of the damages to Plaintiff’s home, which was attached to the Notice of Removal, is $332,500, and

Plaintiff additionally seeks bad faith penalties and attorney’s fees.6 The Notice of Removal properly alleges that Plaintiff is a Louisiana citizen.7 FSIC alleges that it is incorporated in Hawaii and has its principal place of business in Florida.8 However, FSIC is not currently a named defendant in this suit, and neither the Notice of Removal nor the Petition adequately allege the citizenship of the named insurer defendant, United. 28 U.S.C. § 1441(a) provides that “[e]xcept as otherwise expressly provided by Act of Congress, any civil action brought in a State court of which the district courts of the United States have original jurisdiction, may be removed by the defendant or the defendants, to the district court of the United States for the district and division embracing the place where such action is pending.”9 In an unpublished opinion, the Fifth Circuit has stated that “[u]nder 28 U.S.C. §

1441(a), only a defendant may remove a civil action from state court to federal court. A non-party, even one that claims to be a real party in interest, lacks the authority to institute removal proceedings.”10 However, some courts in this Circuit have distinguished situations in which a removing party is misnamed (i.e., all parties agree that the removing party is the proper defendant)

6 R. Doc. 1-2, ¶ 12 and R. Doc. 1-5, pp. 2, 9. 7 R. Doc. 1, ¶¶ 3, 17. 8 R. Doc. 1, ¶ 18. 9 Emphasis added. 10 De Jongh v. State Farm Lloyds, 555 Fed. Appx. 435, 437 (5th Cir. 2014) (citations omitted). and “the Court would not be manufacturing diversity jurisdiction based on inserting defendants into or dismissing them from a case.”11 To the extent United (i.e., the currently named insurer defendant) is also diverse from Plaintiff, the question of which party is the proper defendant does not affect whether this Court has subject matter jurisdiction pursuant to 28 U.S.C. § 1332 (i.e., the de facto substitution of FSIC

in the place of United – to the extent such substitution would be proper – would not result in the manufacturing of diversity in contravention of De Jongh).12 As United was named as a defendant in this action, FSIC must allege the citizenship of named defendant United so that this Court can determine whether subject matter jurisdiction exists pursuant to 28 U.S.C. § 1332. Accordingly, FSIC will be ordered to file a Motion to Substitute the Notice of Removal with an Amended Notice

11 Lefort v. Entergy Corp., No. 15-1245, 2015 WL 4937906, at *3 (E.D. La. Aug. 18, 2015). 12 The De Jongh court separated the procedural question of whether the removing entity had authority to remove from whether the court had subject matter jurisdiction. De Jongh, 555 Fed.Appx. at 438, 39 (“State Farm never properly became a defendant and therefore lacked the authority to remove this action to federal court; moreover, the district court lacked subject matter jurisdiction because each of the proper parties to this action – Jongh, Lloyds, and Johnson – are Texas residents.”) and n. 5 (“State Farm contends that, to the extent it erred in improperly removing the case to federal court as a non-party, such error is, at worst, a ‘procedural defect’ that Jongh waived when she failed to move for remand within thirty days of removal. We disagree. State Farm’s removal of this case did not transform it into a party to the case. Thus, even if we overlook the impropriety of State Farm removing, when we analyze the parties to the case for diversity, we find all Texas citizens, such that we lack diversity jurisdiction.”). Although the Fifth Circuit has not directly ruled on the question of whether removal by a non-party is a procedural defect that can be waived, it has indicated that such a position is “plausible.” See Wachovia Bank, N.A. v. PICC Prop. & Cas. Co. Ltd., 2009 WL 1370914, 328 Fed. Appx. 946, 948 & n. 1 (5th Cir. May 18, 2009) (per curiam) (noting that “[i]n this Circuit, any objection to removal that does not involve whether the action could have originally been brought in federal district court is a procedural error that may be waived by a litigant’s failure to object to removal within the 30-day period provided in § 1447(c), rather than a lack of subject matter jurisdiction.”). At least one district court in this Circuit disagrees that De Jongh allows a distinction between the question of subject matter jurisdiction and authority to remove. See Griffin v. Walmart, Inc., No. 18-430, 2018 WL 2389750, at **3-4 (N.D. Tex. May 25, 2018) (relying on De Jongh’s “broad language” that a non-party lacks authority to institute removal proceedings and disagreeing that De Jongh “addresses the specific circumstance of a court unilaterally allowing the substitution of a diverse defendant in place of a non-diverse one.”) (quoting Richard v. USAA Cas. Ins. Co., No. 17-175, 2017 WL 8944429 (M.D. La. Nov. 30, 2017)). The Griffin court went on to hold that “under § 1441(a) and De Jongh, the analysis stops when a court has determined the removing party is not a defendant; if it is not, it cannot remove even if its citizenship is not being used to manufacture diversity.” Id. at * 4. Significantly, the Motion to Remand in Griffin (which was filed within 30 days after the filing of the notice of removal) was premised on the argument that a non-party had improperly removed the action. The undersigned agrees that pursuant to 28 U.S.C.

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Related

McDonal Ex Rel. McDonal v. Abbott Laboratories
408 F.3d 177 (Fifth Circuit, 2005)
Wachovia Bank, N.A. v. PICC Property & Casualty Co.
328 F. App'x 946 (Fifth Circuit, 2009)
Vada De Jongh v. State Farm Lloyds
555 F. App'x 435 (Fifth Circuit, 2014)

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Bluebook (online)
Boeker v. United Property & Casualty Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/boeker-v-united-property-casualty-insurance-company-lamd-2022.