Billy Gowans, Jr. v. Zachary Axsom

CourtCourt of Appeals for the Third Circuit
DecidedOctober 8, 2025
Docket25-2070
StatusUnpublished

This text of Billy Gowans, Jr. v. Zachary Axsom (Billy Gowans, Jr. v. Zachary Axsom) is published on Counsel Stack Legal Research, covering Court of Appeals for the Third Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Billy Gowans, Jr. v. Zachary Axsom, (3d Cir. 2025).

Opinion

NOT PRECEDENTIAL

UNITED STATES COURT OF APPEALS FOR THE THIRD CIRCUIT ___________

No. 25-2070 __________

BILLY GOWANS, JR., Appellant

v.

ZACHARY AXSOM; DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT; COMPU-LINK CORP; FIRST MORTGAGE SERVICNG DEPARTMENT ____________________________________

On Appeal from the United States District Court for the Eastern District of Pennsylvania (D.C. Civil Action No. 2:24-cv-06169) District Judge: Honorable John M. Younge ____________________________________

Submitted Pursuant to Third Circuit LAR 34.1(a) October 2, 2025

Before: SHWARTZ, MONTGOMERY-REEVES, and SCIRICA, Circuit Judges

(Opinion filed October 8, 2025) ___________

OPINION* ___________

* This disposition is not an opinion of the full Court and pursuant to I.O.P. 5.7 does not constitute binding precedent. PER CURIAM

Billy Gowans, Jr., appeals pro se from the District Court’s order dismissing his

second amended complaint. We will affirm.

I.

In January 2025, Gowan filed an amended complaint in the District Court against

defendants Zachary Axsom, the United States Department of Housing and Urban

Development, Compu-Link Corporation, and the First Mortgage Servicing Department

(“Defendants”) alleging fraudulent inducement of a reverse mortgage taken out by his

late mother. Gowan challenged the effects of this reverse mortgage and sought to enjoin

Defendants from collecting on it and evicting him. The District Court granted Gowan’s

application to proceed in forma pauperis, screened his first amended complaint pursuant

to 28 U.S.C. § 1915(e)(2), and dismissed it without prejudice. In its memorandum

opinion, the District Court explained that Gowan could not represent his late mother’s

estate pro se and dismissed this claim without prejudice to its being reasserted through

counsel. As for claims Gowan sought to bring on his own behalf, the District Court

concluded his assertions were too vague and dismissed the claims without prejudice for

failure to comply with Federal Rule of Civil Procedure 8. The District Court granted

Gowan the opportunity to file a second amended complaint so he could explain the “who,

what, where, when, and why” of his claims. The District Court’s order detailed the

information Gowan needed to provide. The District Court also stressed that a second

2 amended complaint had to stand on its own and could not rely on outside documents or

exhibits to establish any claims raised therein.

Gowan then filed a second amended complaint, which was significantly less

detailed than the first. He made vague references to “the property” but did not even

provide its address. Gowan alleged that Defendant Axsom was harassing him by calling

frequently, asking Gowan whether he still lived at the property, and threatening to change

the locks. Gowan also claimed someone was having contractors visit the property on a

monthly basis to take pictures of the door locks. Gowan’s only requested relief was that

the alleged violations stop. The District Court screened Gowan’s second amended

complaint and dismissed it with prejudice for failing to comply with Rule 8, concluding

that amendment would be futile. Gowan appealed.

II.

We have jurisdiction pursuant to 28 U.S.C. § 1291, and we review for abuse of

discretion the District Court’s conclusion that Gowan’s second amended complaint failed

to comply with the requirements of Rule 8. See Garrett v. Wexford Health, 938 F.3d 69,

91 (3d Cir. 2019). “Fundamentally, Rule 8 requires that a complaint provide fair notice

of what the claim is and the grounds upon which it rests.” Id. at 92 (cleaned up). The

complaint cannot be “so vague or ambiguous that a defendant cannot reasonably be

expected to respond to it,” and must “present[] cognizable legal claims to which a

defendant can respond on the merits.” Id. at 93, 94 (cleaned up); see also Alston v.

3 Parker, 363 F.3d 229, 234 (3d Cir. 2004) (applying Rule 8 to a pro se complaint).

Although pro se pleadings must be held to “less stringent standards than formal pleadings

drafted by lawyers,” Haines v. Kerner, 404 U.S. 519, 520 (1972) (per curiam), “pro se

litigants still must allege sufficient facts in their complaints to support a claim.” Mala

v. Crown Bay Marina, Inc., 704 F.3d 239, 245 (3d Cir. 2013).

III.

The District Court did not abuse its discretion when it dismissed Gowan’s second

amended complaint under Rule 8, as it was so vague that it did not provide “notice of

what the claim is and the grounds upon which it rests.” Garrett, 938 F.3d at 92 (cleaned

up). Gowan’s second amended complaint did not provide the address of the property at

issue, Gowan’s relationship to the named defendants, an explanation as to how each

defendant is connected to the property, or a plain statement about how the defendants’

alleged conduct violated his legal rights. Further, while he invoked the constitution, he

did not “plead a deprivation of a constitutional right by a person acting under the color of

state law.” Id. at 94. Although Gowan had provided more detail in his first amended

complaint, the District Court properly declined to use this earlier filing to supplement his

second amended complaint. See West Run Student Hous. Assocs., LLC v. Huntington

Nat’l Bank, 712 F.3d 165, 173 (3d Cir. 2013) (explaining that the District Court cannot

look outside the four corners of the operative complaint at the motion to dismiss stage);

see also Royal Canin U. S. A., Inc. v. Wullschleger, 604 U.S. 22, 35 (2025) (“If a

4 plaintiff amends her complaint, the new pleading supersedes the old one: The original

pleading no longer performs any function in the case.” (quotation marks omitted)).

We conclude that the District Court did not abuse its discretion by denying Gowan

further leave to amend. “A District Court has discretion to deny a plaintiff leave to

amend where the plaintiff was put on notice as to the deficiencies in his complaint, but

chose not to resolve them.” Krantz v. Prudential Invs. Fund Mgmt. LLC, 305 F.3d 140,

144 (3d Cir. 2002) (per curiam). The District Court’s opinion and order informed Gowan

as to the ways in which his first amended complaint was deficient and provided him the

opportunity to amend, and yet Gowan’s subsequent filing did not heed the Court’s

direction. See Jones v. Unknown D.O.C. Bus Driver & Transp. Crew, 944 F.3d 478, 483

(3d Cir. 2019).

On appeal, Gowan claims the District Court dismissed his complaint “with no

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Related

Haines v. Kerner
404 U.S. 519 (Supreme Court, 1972)
Kelley Mala v. Crown Bay Marina
704 F.3d 239 (Third Circuit, 2013)
Alston v. Parker
363 F.3d 229 (Third Circuit, 2004)
In re: Thomas C. Wettach v.
811 F.3d 99 (Third Circuit, 2016)
Murray Ex Rel. Purnell v. City of Phila.
901 F.3d 169 (Third Circuit, 2018)
Kareem Garrett v. Wexford Health
938 F.3d 69 (Third Circuit, 2019)
Royal Canin U. S. A. v. Wullschleger
604 U.S. 22 (Supreme Court, 2025)

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Billy Gowans, Jr. v. Zachary Axsom, Counsel Stack Legal Research, https://law.counselstack.com/opinion/billy-gowans-jr-v-zachary-axsom-ca3-2025.