Bergeron v. Capital One

CourtDistrict Court, N.D. Illinois
DecidedMarch 31, 2025
Docket1:24-cv-03546
StatusUnknown

This text of Bergeron v. Capital One (Bergeron v. Capital One) is published on Counsel Stack Legal Research, covering District Court, N.D. Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bergeron v. Capital One, (N.D. Ill. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION

DOMINIQUE ELISE BERGERON,

Plaintiff,

v. No. 24-cv-3546 Judge Franklin U. Valderrama CAPITAL ONE,

Defendant.

ORDER

Plaintiff Dominique Elise Bergeron (Bergeron), proceeding pro se, filed suit against Defendant Capital One, N.A. (Capital One) in the Circuit Court of Cook County, Illinois. R. 1-1, Compl.1 Capital One removed the case to this Court. R. 1, Notice Removal. Before the Court is Capital One’s motion to dismiss the complaint for failure to state a claim. R. 7, Mot. Dismiss. For the following reasons, the Court grants Capital One’s motion to dismiss and dismisses Bergeron’s complaint without prejudice.

Procedural Background

Bergeron, proceeding pro se, sued Capital One in the Circuit Court of Cook County, Illinois. Compl. Bergeron’s single-paragraph complaint alleged, among other claims, a claim for misuse of personal information and breach of contract. Capital One removed the case to this Court, Notice Removal, and on May 3, 2024, moved to dismiss the complaint for failure to state a claim pursuant to Federal Rule of Civil Procedure 12(b)(6). Mot. Dismiss. Subsequently, on May 28, 2024, Bergeron filed a motion to remand the case to state court. R. 10, Mot. Remand. In light of the filing of the motion to remand, the Court stayed briefing on Capital One’s motion to dismiss and set a briefing schedule on Bergeron’s motion to remand. R. 11. The Court denied Bergeron’s motion to remand on August 27, 2024. R. 31.

While Bergeron’s motion to remand was pending, Bergeron filed numerous motions and other documents on the docket, including standalone “exhibits,” documents attempting to allege new claims against new parties, a motion to reassign cases, motions to remove state cases, and a motion for attorney representation. See R. 17–30. For reasons explained in more detail in the Court’s August 27, 2024 Order,

1Citations to the docket are indicated by “R.” followed by the docket number or filing name, and, where necessary, a page or paragraph citation. the Court denied the motions and struck the additional filings. R. 32, 8/27/2024 Order. The Court explained in the Order that, although under Federal Rule of Civil Procedure 15(a)(1)(B), a party may amend its pleading as a matter of course within 21 days after service of a motion under Rule 12(b), because more than 21 days had passed since Capital One filed its motion to dismiss, Bergeron either needed Capital One’s consent or the Court’s leave to amend under Rule 15(a)(2). Id. at 2. The Court also advised Bergeron that exhibits must be connected to a motion or a responsive brief to a motion, and the Court will not consider standalone exhibits when it is not clear what they relate to. Id. at 1.

Bergeron filed a number of additional documents (which appear to have been mailed to the Court before entry of the Court’s August 27, 2024 Orders denying Bergeron’s motion to remand and addressing numerous other filings, but were not received by the Court until after the Orders were entered). R. 34–41. Those filings included an amended complaint and two exhibits and summonses related to it, a renewed motion for attorney representation, a motion for substitution of judge, and a declaration giving Bergeron power of attorney for an individual. Id. The Court again advised Bergeron that, if she sought to amend her complaint, she must file a motion for leave to amend under Rule 15(a)(2), and also denied the motions and struck the additional filings for the reasons explained in the Court’s August 28, 2024 Minute Entry. R. 42.

Shortly thereafter, on August 30 and September 3 and 4, 2024, additional filings from Bergeron were uploaded on the Court’s docket, which again appeared to have been mailed before the Court’s August 27 and 28 Orders. R. 43–50. Those filings included two amended complaints, exhibits thereto, and a Minnesota state court docket. Id. The Court entered a Minute Entry again advising Bergeron that she must file a motion for leave to amend under Rule 15(a)(2), and struck the amended complaints and exhibits. R. 49, 51.

Bergeron filed a motion for leave to amend on September 17, 2024, in which she seemed to be trying to add numerous new defendants because they “influenced the actions” of Capital One, which “caused and or lead to child endangerment.” R. 54, Mot. Amend at 1. As explained in more detail in the Court’s Minute Entry of October 4, 2024, the Court denied the motion for leave to amend because, even construing Bergeron’s pro se pleading liberally, it found that granting leave to amend would be futile because it would not withstand a motion to dismiss. R. 60, 10/4/2024 Minute Entry (citing, inter alia Schilke v. Wachovia Mortg., FSB, 758 F. Supp. 2d 549, 554 (N.D. Ill. 2010); Lee v. Chicago Transit Auth., 2016 WL 6680483, at *3 (N.D. Ill. Nov. 14, 2016), aff’d, 696 F. App’x 752 (7th Cir. 2017)). The Court therefore found that the operative complaint remained the first-filed complaint, and set a briefing schedule on Capital One’s motion to dismiss the complaint.2 Id. Bergeron did not file a response to the motion to dismiss; nor did Capital One file a reply.

Analysis

A motion to dismiss under Fed. R. Civ. P. 12(b)(6) challenges the sufficiency of the complaint. Hallinan v. Fraternal Or. of Police of Chicago Lodge No. 7, 570 F.3d 811, 820 (7th Cir. 2009). Under Rule 8(a)(2), a complaint must include only “a short and plain statement of the claim showing that the pleader is entitled to relief.” Fed. R. Civ. P. 8(a)(2). To survive a motion to dismiss, a complaint need only contain factual allegations, accepted as true, sufficient to “state a claim to relief that is plausible on its face.” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (citing Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). “A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Id. The allegations “must be enough to raise a right to relief above the speculative level.” Twombly, 550 U.S. at 555. The allegations that are entitled to the assumption of truth are those that are factual, rather than mere legal conclusions. Iqbal, 556 U.S. at 678–79.

Although pro se submissions are read liberally, a pro se complaint must still provide allegations “sufficient to give the defendant fair notice of what the claim is and the grounds upon which it rests.” Hale v. Ind. Dept. of Child Servs., 784 Fed. App’x 956, 957 (7th Cir. 2019) (cleaned up)3; see also Swanson v. Citibank, N.A., 614 F.3d 400, 403 (7th Cir. 2010) (“[A] plaintiff must do better than putting a few words on paper that, in the hands of an imaginative reader, might suggest that something has happened to her that might be redressed by law.”) (emphasis in original) (cleaned up).

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Related

Bell Atlantic Corp. v. Twombly
550 U.S. 544 (Supreme Court, 2007)
Ashcroft v. Iqbal
556 U.S. 662 (Supreme Court, 2009)
Swanson v. Citibank, N.A.
614 F.3d 400 (Seventh Circuit, 2010)
Schilke v. Wachovia Mortgage, FSB
758 F. Supp. 2d 549 (N.D. Illinois, 2010)
Schmude v. Sheahan
312 F. Supp. 2d 1047 (N.D. Illinois, 2004)
Lee v. Chicago Transit Authority
696 F. App'x 752 (Seventh Circuit, 2017)

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Bluebook (online)
Bergeron v. Capital One, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bergeron-v-capital-one-ilnd-2025.