Benefit Ass'n of Ry. Employees v. Armbruster

140 So. 356, 224 Ala. 302, 1932 Ala. LEXIS 538
CourtSupreme Court of Alabama
DecidedMarch 10, 1932
Docket6 Div. 910.
StatusPublished
Cited by21 cases

This text of 140 So. 356 (Benefit Ass'n of Ry. Employees v. Armbruster) is published on Counsel Stack Legal Research, covering Supreme Court of Alabama primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Benefit Ass'n of Ry. Employees v. Armbruster, 140 So. 356, 224 Ala. 302, 1932 Ala. LEXIS 538 (Ala. 1932).

Opinion

BOULDIN, J.

The action is to recover the death benefit under an accident insurance policy.

This is the third appeal. Former decisions appear in Benefit Ass’n of Ry. Employees v. Armbruster, 217 Ala. 282, 116 So. 164, 166, and Benefit Ass’n of Ry. Employees v. Armbruster, 221 Ala. 399, 129 So. 78.

Dealing with questions raised on the present appeal in the order presented in appellant’s brief, we are asked to depart from our former holdings sustaining the refusal of the affirmative charge requested by defendant.

As pointed out on first appeal, supra, the policy insures against “loss resulting directly and exclusively of all other causes, from bodily injury sustained * * * solely through external, violent and accidental means,” and does not contain the clause considered in some cases, excluding liability “where death has resulted wholly or in part, directly or indirectly, from disease or bodily infirmity.”

Following our own ease of Standard Accident Ins. Co. v. Hoehn, 215 Ala. 109, 110 So. 7, 9, which in turn approved the case of Fidelity & Casualty Co. v. Meyer, 106 Ark. 91, 152 S. W. 995, 44 L. R. A. (N. S.) 493, we held: “Where accidental injury aggravated a disease, and thereby hastened death so as to cause it to occur at an earlier period than it would have occurred but for the accident, it is tlie direct, independent, and exclusive cause of death at that time.” ’

The point is now made that, if we adhere to the rule thus stated, it should be limited to cases of lingering disease where death results from an accident which would not have produced death at the time but for the weakened state of the insured from disease.

*305 Admittedly plaintiff was suffering from acute appendicitis at the time. We may say the evidence without dispute, shows he had an abscessed appendix at the time of the accident, and liability is predicated on external violent and accidental injury causing a rupture and leading to the escape of pus into the abdominal cavity, resulting in general peritonitis, and so causing death at the time death did occur.

We can see no logical reason for drawing a distinction between a chronic and an acute disease. The basis of the doctrine, proximate cause of death, forbids such distinction.

We adhere to our former holding that the rule stated applies to the case in hand, and the affirmative charge was properly refused.

In the same connection, appellant strongly insists, that the weight of the evidence does not sustain the verdict, that the great weight of the dependable evidence is so clearly opposed to the verdict, that this court should reverse the trial court for denial of the motion for a new trial.

We have carefully studied the record, with the aid of briefs, and are not clearly convinced that this, a third verdict for plaintiff, and sustained by the trial court, should be disturbed.

To adequately review and discuss the evidence would consume much time and space, without serving any good purpose. We merely note that three main issues are presented in the evidence and argued in brief on this line:

First, that no accident occurred as testified to by plaintiff’s witnesses.

Second, that, if it did, no rupture could occur from that hind of accident.

Third, as a fact no rupture of the abcessed or walled-in condition of the gangrenous appendix had occurred; that this was disclosed when the operation was performed several hours after the alleged accident.

The solution of the first insistence turns on the direct evidence of eyewitnesses seen and heard by the jury. Despite infirmities fully presented to the jury, we see no sufficient reason to disregard their finding as to the fact of such accident.

The second turns on both direct and expert opinion evidence — direct evidence that, by the violent jerking or bucking of the ambulance in which the patient was being removed from his home to the hospital, his attending physician was thrown from the stool where he was sitting and the patient partially thrown from the cot in a manner demonstrated before the jury; and further direct evidence of sudden pallor and'weakness indicating shock, followed by surcease of the acute pain suffered from the enlarged appendical abscess up to that time.

Aside from the opinion evidence of Dr. Coeeiola, the family physician, that a rupture did occur, other opinion evidence goes to the effect that a- rupture of the abscessed or walled-in condition of the appendix found to be in a gangrenous condition when removed some hours later might have resulted, and was indicated by a disappearance of pain, a symptom accompanying a rupture permitting the escape of pent-up pus.

Not overlooking the conflict in evidence touching this symptom on arrival at the hospital and later, these matters were for the solution of the jury.

It seems the main insistence is the third above noted. This contention that the operation disclosed as a fact that there was no rupture permitting the escape of pus into the abdominal cavity is rested on the testimony of Dr. Torrance, the operating surgeon, a witness for defendant.

We do not so read the testimony of Dr. Torrance. In the course of his cross-examination he said: “When I performed the operation upon Mr. Armbruster I found the abscessed condition of the appendix had been ruptured, and found that the appendix itself had been ruptured. The abscess was formed by the tissues coming around the appendix to try to close up that opening that the infection had caused there.”

This was followed at once by questions from defendant’s counsel and answers, as follows:

“Mr. Smith: You mean the abscess or the appendix?
“Witness: The appendix.
“Mr. Smith: And not the abscessed walls?
“Witness: No, I didn’t find any evidence of rupture, only the appendix ruptured.”

Later the witness said: “I do not recall whether the abscessed cavity had ruptured.”

It further appears only the appendix was removed, cutting through the abscessed wall, and explorations were limited to avoid the danger of spreading infection.

The witness further said: “What I call a leaking or bursted appendix usually just has an opening which leaks but does not flare wide open. When an appendix is leaking nature will immediately begin to wall it off. Just as soon as there is a leak nature begins to work, and forms this wall in order to protect the abdominal cavity from leakage, and as long as that wall is there nature does its work, the leakage into the abdominal is stopped. It is only when the leakage of the infection is turned loose into the abdominal cavity that *306 we have general peritonitis. Mr. Armbrus-ter had a localized condition there to begin with, and it developed into a larger area. X think he died with general peritonitis at least on the right side., This wall which surrounds the abscess and protects the abdominal cavity could easily be broken by a severe jerk and Shock to the body, maybe.”

It was for the jury to weigh the whole of his evidence in connection with the other evidence.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Great American Insurance Company v. Cornwell
191 So. 2d 435 (District Court of Appeal of Florida, 1966)
Kievit v. Loyal Protective Life Insurance
170 A.2d 22 (Supreme Court of New Jersey, 1961)
Inter-Ocean Casualty Company v. Holston
122 So. 2d 774 (Supreme Court of Alabama, 1960)
National Life and Accident Insurance Co. v. Brogdon
322 S.W.2d 403 (Court of Appeals of Texas, 1959)
Hann v. Life & Casualty Insurance Co. of Tennessee
312 S.W.2d 261 (Court of Appeals of Texas, 1958)
Emergency Aid Insurance Co. v. Dobbs
83 So. 2d 335 (Supreme Court of Alabama, 1955)
New York Life Ins. Co. v. Schlatter
203 F.2d 184 (Fifth Circuit, 1953)
Emergency Aid Ins. Co. v. Connell
63 So. 2d 603 (Supreme Court of Alabama, 1952)
Long v. Railway Mail Ass'n
17 N.W.2d 675 (Nebraska Supreme Court, 1945)
White v. New York Life Ins. Co.
145 F.2d 504 (Fifth Circuit, 1944)
Wolfangel v. Prudential Insurance Co. of America
296 N.W. 576 (Supreme Court of Minnesota, 1941)
National Life Accident Ins. Co. v. McGhee
191 So. 884 (Supreme Court of Alabama, 1939)
Williams v. General Accident Fire & Life Assurance Corp.
62 P.2d 866 (Supreme Court of Kansas, 1936)
Kearney v. Washington National Insurance
52 P.2d 903 (Washington Supreme Court, 1935)
Jones v. General Accident, Fire & Life Assurance Corp.
159 So. 804 (Supreme Court of Florida, 1935)
Inter-Ocean Casualty Co. v. Jordan
150 So. 147 (Supreme Court of Alabama, 1933)
First Nat. Bank v. Equitable Life Assur. Soc.
144 So. 451 (Supreme Court of Alabama, 1932)
Equitable Life Assur. Soc. of United States v. Gratiot
14 P.2d 438 (Wyoming Supreme Court, 1932)

Cite This Page — Counsel Stack

Bluebook (online)
140 So. 356, 224 Ala. 302, 1932 Ala. LEXIS 538, Counsel Stack Legal Research, https://law.counselstack.com/opinion/benefit-assn-of-ry-employees-v-armbruster-ala-1932.